FEDERALBNK
The Federal Bank Limited (FEDERALBNK) Stock Analysis
The Federal Bank Limited is a major Indian private sector bank headquartered in Kerala. It offers retail banking, corporate banking, digital payments, and NRI services through branches across India. The bank is known for technology-enabled customer solutions. It is listed on Indian stock exchanges.
Financial Services › Banks - Regional
₹330.00
+3.71% 1W | +56.00% 52W
Market Cap
81.5k CR
P/E Ratio
17.7
52W High
₹371.7
52W Low
₹202.2
Div. Yield
0.37%
Beta
0.3
50 DMA
₹343.8
200 DMA
₹306.4
Profit Margin
30.7%
Inst. Own.
60.4%
🔥 APPROACHING RESISTANCE
🛑 HIT RESISTANCE
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,350 | 5,791 | 6,085 | 6,339 | 6,728 | 7,006 | 7,265 | 7,108 | 7,151 | 7,216 | 7,360 | 7,947 | 7,862 |
| Interest | 3,255 | 3,544 | 3,760 | 3,936 | 4,212 | 4,393 | 4,570 | 4,456 | 4,540 | 4,429 | 4,401 | 4,402 | 4,538 |
| Expenses | 1,634 | 1,661 | 1,814 | 1,917 | 2,048 | 2,149 | 2,349 | 2,265 | 2,506 | 2,519 | 2,595 | 3,017 | 2,665 |
| Financing Profit | 461 | 586 | 511 | 486 | 468 | 463 | 346 | 386 | 105 | 267 | 365 | 528 | 659 |
| Financing Margin % | 9% | 10% | 8% | 8% | 7% | 7% | 5% | 5% | 1% | 4% | 5% | 7% | 8% |
| Other Income | 741 | 757 | 908 | 810 | 936 | 1,010 | 931 | 1,047 | 1,164 | 1,105 | 1,143 | 1,186 | 1,082 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,202 | 1,343 | 1,420 | 1,296 | 1,404 | 1,473 | 1,277 | 1,434 | 1,270 | 1,373 | 1,507 | 1,714 | 1,741 |
| Tax % | 26% | 26% | 25% | 25% | 26% | 25% | 26% | 23% | 25% | 26% | 25% | 19% | 25% |
| Net Profit | 894 | 1,007 | 1,067 | 996 | 1,047 | 1,115 | 951 | 1,120 | 951 | 1,023 | 1,125 | 1,392 | 1,302 |
| EPS in Rs | 4.16 | 4.23 | 4.26 | 3.99 | 4.20 | 4.47 | 3.85 | 4.44 | 3.74 | 4.03 | 4.44 | 5.44 | 5.09 |
| Gross NPA % | 2.37% | 2.27% | 2.28% | 2.11% | |||||||||
| Net NPA % | 0.74% | 0.68% | 0.68% | 0.63% |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,488 | 7,826 | 8,783 | 9,915 | 11,635 | 13,590 | 14,314 | 14,382 | 17,812 | 23,565 | 28,106 | 29,674 | 30,385 |
| Interest | 5,056 | 5,259 | 5,653 | 6,226 | 7,316 | 8,678 | 8,435 | 7,959 | 9,975 | 14,495 | 17,631 | 17,772 | 17,770 |
| Expenses | 1,701 | 2,529 | 2,749 | 3,331 | 3,572 | 4,608 | 5,527 | 5,758 | 5,828 | 6,792 | 8,523 | 10,332 | 10,796 |
| Financing Profit | 731 | 38 | 382 | 358 | 747 | 304 | 352 | 664 | 2,009 | 2,278 | 1,952 | 1,571 | 1,819 |
| Financing Margin % | 10% | 0% | 4% | 4% | 6% | 2% | 2% | 5% | 11% | 10% | 7% | 5% | 6% |
| Other Income | 879 | 808 | 1,084 | 1,160 | 1,335 | 1,882 | 1,972 | 2,121 | 2,436 | 3,216 | 3,924 | 4,598 | 4,515 |
| Depreciation | 79 | 108 | 124 | 125 | 122 | 126 | 115 | 139 | 182 | 234 | 288 | 306 | 0 |
| Profit before tax | 1,530 | 739 | 1,342 | 1,393 | 1,960 | 2,060 | 2,209 | 2,646 | 4,263 | 5,261 | 5,588 | 5,863 | 6,335 |
| Tax % | 34% | 34% | 36% | 35% | 35% | 25% | 25% | 26% | 26% | 25% | 25% | 24% | |
| Net Profit | 1,058 | 486 | 867 | 935 | 1,318 | 1,590 | 1,680 | 1,996 | 3,210 | 3,964 | 4,234 | 4,491 | 4,843 |
| EPS in Rs | 6.17 | 2.83 | 5.03 | 4.74 | 6.63 | 7.93 | 8.34 | 9.37 | 14.95 | 15.93 | 16.93 | 17.63 | 19.00 |
| Dividend Payout % | 18% | 25% | 18% | 21% | 21% | 0% | 8% | 19% | 7% | 8% | 7% | 7% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 19.0% | 16.0% | 14.0% |
| Profit CAGR | 11.0% | 21.0% | 24.0% |
Shareholding Pattern
FIIs26.86%
DIIs48.17%
Public24.96%
FIIs25.54%
DIIs49.71%
Public24.74%
FIIs24.94%
DIIs51.10%
Public23.96%
FIIs26.05%
DIIs50.39%
Public23.56%
FIIs27.71%
DIIs49.27%
Public23.00%
FIIs26.94%
DIIs43.66%
Public29.41%
FIIs28.57%
DIIs45.16%
Public26.28%
FIIs26.28%
DIIs49.07%
Public24.66%
FIIs26.05%
DIIs50.39%
Public23.56%
FIIs27.71%
DIIs49.27%
Public23.00%
FEDERALBNK
Holdings Analysis
Key strengths & risk signals
72
Overall
71
Fundamental
74
Technical
Risks (2)
NEGLIGIBLE DIVIDEND! 0.37% yield - little to no income.
RECOVERY MODE! Current price (330.0) above 200-day but below 50-day.
Strengths (4)
EXCELLENT EFFICIENCY! 30.7% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (343.8) is above 200-day average (306.4) - positive signal.
EXCELLENT YEAR! Stock gained 56.0% in the last year.
LOW VOLATILITY! Beta of 0.30 - stable stock, less market risk.
Fundamental & Technical Analysis
72Overall
71Fundamental
74Technical
Fundamental Breakdown
Growth Quality
24/30
Revenue CAGR: 16.6% (VERY GOOD, 13/15). Profit CAGR: 11.1% (GOOD, 11/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 30.7% profit margin - company keeps strong profits.
PEG Valuation
8/10
FAIRLY VALUED! PEG of 1.59 indicates reasonable valuation.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.37% yield - little to no income.
Debt to Equity
6/10
MODERATE DEBT! D/E of 0.86 - acceptable leverage.
Public Holding
10/20
SIGNIFICANT PUBLIC HOLDING! 31.61% public ownership - moderate retail influence.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (343.8) is above 200-day average (306.4) - positive signal.
Price Position
2/10
RECOVERY MODE! Current price (330.0) above 200-day but below 50-day.
Trend Pattern
10/20
AT RESISTANCE! Stock is at key resistance level.
52W Performance
10/10
EXCELLENT YEAR! Stock gained 56.0% in the last year.
Volume Sentiment
25/30
BULLISH SENTIMENT! In last 30 days: 11 up days, 18 down days. Avg volume on up days: 6,504,704 vs down days: 5,173,232. Ratio: 1.26x
RSI
3/5
NEUTRAL! RSI at 48.7 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 75.4% of 52W range - positive territory.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - 3.7% (1 week), -4.3% (1 month), 0.1% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.30 - stable stock, less market risk.
FEDERALBNK
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q4FY262026-05-05 | Concall PDF |
Peer Comparison
Financial Services · Banks - Regional · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FEDERALBNK | ₹330.00 | 17.7 | 30.7% | 16.6% | 11.1% | +56.0% | 72 | APPROACHING RESISTANCE | +36.8% | -6.3% | +16.7% | -6.9% |
| IDBI | ₹83.10 | 9.6 | 48.6% | 7.9% | 35.5% | -11.0% | 64 | CONSOLIDATION | +5.3% | +6.0% | -1.4% | +7.5% |
| AUBANK | ₹982.00 | 25.9 | 25.6% | 30.4% | 22.8% | +30.7% | 79 | APPROACHING SUPPORT | +37.0% | -4.3% | +18.5% | +2.2% |
| IDFCFIRSTB | ₹79.50 | 30.7 | 9.1% | 19.6% | -13.5% | +5.4% | 60 | BOUNCE FROM SUPPORT | +153.1% | +247.2% | +15.7% | +13.4% |
| INDUSINDBK | ₹861.60 | 51 | 7.6% | -0.4% | -50.7% | +13.2% | 58 | BOUNCE FROM SUPPORT | +71.7% | +74.5% | -4.8% | +6.3% |
| RBLBANK | ₹418.00 | 30.4 | 11.1% | 12.2% | -1.5% | +41.3% | 65 | APPROACHING SUPPORT | +9.3% | -4.2% | +1.0% | -6.0% |
| YESBANK | ₹20.50 | 17.2 | 23.2% | 25.3% | 68.4% | -14.8% | 65 | BREAKDOWN | +32.6% | -1.0% | +11.0% | +4.7% |
| MAHABANK | ₹83.20 | 8.5 | 53.4% | 15.6% | 39.1% | +42.6% | 84 | CONSOLIDATION | +34.5% | -1.1% | +16.6% | +3.4% |
Data from TradeAlone · Updated daily
FEDERALBNK News
The Federal Bank Limited (federalbnk) Investor Presentation: Q1 FY27 Results Reflect Strong Macro Environment2026-09-08The Federal Bank Limited (FEDERALBNK) gains 6% intraday, nears resistance2026-07-20The Federal Bank Limited (FEDERALBNK) gains 5% intraday, nears resistance2026-07-17The Federal Bank Limited (federalbnk) Investor Information Q1 Fy2027: Record Core Earnings and Profitability2026-07-17The Federal Bank Limited Receives its First International Investment Grade Issuer Rating from S&P Global Ratings2026-07-09
