FIVESTAR
Five-Star Business Finance Limited (FIVESTAR) Stock Analysis
Five-Star Business Finance Limited is an Indian NBFC lending to small businesses and entrepreneurs in South India. It provides secured and unsecured business loans with a branch-led model. The company focuses on informal-sector enterprise credit. It is listed on Indian stock exchanges.
Financial Services › Credit Services
₹506.10
+0.78% 1W | -2.90% 52W
Market Cap
14.9k CR
P/E Ratio
13.5
52W High
₹666
52W Low
₹338.1
Div. Yield
0.39%
Beta
0.6
50 DMA
₹527.2
200 DMA
₹479.6
Profit Margin
47.8%
Inst. Own.
48.1%
⚡ APPROACHING SUPPORT
⚡ APPROACHING SUPPORT
Fundamentals
Profit & Loss
No profit & loss data available.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|
| Revenue | 34 | 48 | 87 | 201 | 409 |
| Interest | 10 | 14 | 24 | 57 | 76 |
| Expenses | 8 | 12 | 31 | 66 | 110 |
| Financing Profit | 16 | 21 | 32 | 77 | 223 |
| Financing Margin % | 46% | 44% | 37% | 39% | 54% |
| Other Income | 0 | 0 | 0 | -0 | 0 |
| Depreciation | 0 | 1 | 1 | 3 | 4 |
| Profit before tax | 15 | 21 | 31 | 75 | 218 |
| Tax % | 35% | 34% | 37% | 28% | 28% |
| Net Profit | 10 | 14 | 20 | 53 | 157 |
| EPS in Rs | 0.97 | 1.28 | 1.37 | 2.79 | 6.55 |
| Dividend Payout % | 19% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 105.0% | – | – |
| Profit CAGR | 125.0% | – | – |
Shareholding Pattern
Promoters21.47%
FIIs58.13%
DIIs9.48%
Public10.93%
Promoters18.57%
FIIs55.80%
DIIs12.16%
Public13.46%
Promoters18.56%
FIIs52.95%
DIIs14.74%
Public13.77%
Promoters18.61%
FIIs48.48%
DIIs17.58%
Public15.34%
Promoters18.61%
FIIs43.97%
DIIs22.35%
Public15.07%
Promoters34.87%
FIIs6.98%
DIIs5.05%
Public53.10%
Promoters26.51%
FIIs56.06%
DIIs6.97%
Public10.44%
Promoters21.47%
FIIs58.75%
DIIs9.09%
Public10.69%
Promoters18.61%
FIIs48.48%
DIIs17.58%
Public15.34%
Promoters18.61%
FIIs43.97%
DIIs22.35%
Public15.07%
FIVESTAR
Holdings Analysis
Key strengths & risk signals
63
Overall
72
Fundamental
55
Technical
Risks (4)
TOO MUCH PUBLIC HOLDING! 52.15% public ownership - higher volatility risk.
RECOVERY MODE! Current price (506.1) above 200-day but below 50-day.
WEAK YEAR! Stock declined 2.9% in the last year.
WEAK MOMENTUM! Limited price growth - 0.8% (1 week), -7.9% (1 month), -9.2% (3 months).
Strengths (4)
EXCELLENT EFFICIENCY! 47.8% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (527.2) is above 200-day average (479.6) - positive signal.
LOW VOLATILITY! Beta of 0.60 - stable stock, less market risk.
NEUTRAL! RSI at 44.6 - balanced momentum.
Fundamental & Technical Analysis
63Overall
72Fundamental
55Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 27.5% (EXCELLENT, 15/15). Profit CAGR: 22.1% (EXCELLENT, 15/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 47.8% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.61 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.39% yield - little to no income.
Debt to Equity
4/10
HIGH DEBT! D/E of 1.26 - caution advised.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 52.15% public ownership - higher volatility risk.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (527.2) is above 200-day average (479.6) - positive signal.
Price Position
2/10
RECOVERY MODE! Current price (506.1) above 200-day but below 50-day.
Trend Pattern
10/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
3/10
WEAK YEAR! Stock declined 2.9% in the last year.
Volume Sentiment
15/30
BEARISH SENTIMENT! In last 30 days: 13 up days, 17 down days. Avg volume on up days: 582,383 vs down days: 620,930. Ratio: 0.94x
RSI
3/5
NEUTRAL! RSI at 44.6 - balanced momentum.
52W Range
3/5
MID RANGE! Trading at 51.2% of 52W range - neutral zone.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - 0.8% (1 week), -7.9% (1 month), -9.2% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.60 - stable stock, less market risk.
FIVESTAR
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-07-31 | Concall PDF | |
| Q4FY262026-05-06 | Concall PDF | |
| Q3FY262026-02-03 | Concall PDF | |
| Q2FY262025-11-04 | Concall PDF |
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FIVESTAR | ₹506.10 | 13.5 | 47.8% | 27.5% | 22.1% | -2.9% | 63 | APPROACHING SUPPORT | +1.9% | +0.8% | +6.1% | +1.4% |
| IFCI | ₹67.00 | 104.7 | 12.7% | 11.5% | – | +23.0% | 62 | CONSOLIDATING DOWN | -16.0% | +153.8% | -28.5% | -34.4% |
| CREDITACC | ₹1,233.20 | 16.4 | 39.8% | 20.9% | -2.0% | -9.3% | 65 | BOUNCE FROM SUPPORT | +719.6% | +45.3% | +23.6% | +11.1% |
| SBFC | ₹85.20 | 19.7 | 44.9% | 37.0% | 44.4% | -22.3% | 66 | APPROACHING SUPPORT | +28.9% | +5.9% | +28.3% | +8.2% |
| PAISALO | ₹81.50 | 29.4 | 45.8% | 52.7% | 36.3% | +104.4% | 89 | CONSOLIDATING UP | +29.9% | -15.1% | +18.9% | -0.5% |
| TFCILTD | ₹155.70 | 46.8 | 67.8% | 6.1% | 12.0% | +118.8% | 75 | BREAKOUT | +100.0% | +91.3% | +32.1% | +7.4% |
| KISSHT | ₹346.80 | 18.2 | 15.1% | 16.6% | 140.9% | +77.2% | 74 | BREAKDOWN | +59.3% | +59.3% | +44.6% | +44.6% |
| FEDFINA | ₹161.90 | 14.1 | 30.2% | 23.5% | 24.0% | +5.1% | 82 | BOUNCE FROM SUPPORT | +52.5% | +13.8% | +30.8% | +9.0% |
Data from TradeAlone · Updated daily
FIVESTAR News
Five-star Business Finance Limited (fivestar) Q1fy27: Disbursements Hit Record High2026-07-25Five-Star Business Finance Limited (FIVESTAR) breaks out, gains 5% intraday2026-07-02Five-Star Business Finance Limited (FIVESTAR) breaks out, gains 7% intraday2026-06-18Five-Star Business Finance Limited (FIVESTAR) breaks out, gains 5% intraday2026-06-18Five-Star Business Finance Limited (NSE: FIVESTAR) breaks out, gains 5% intraday2026-06-18Five-Star Business Finance Limited (FIVESTAR) breaks out, gains 5% intraday2026-06-18Five-Star Business Finance Limited (FIVESTAR) clears resistance, moves up 5% intraday2026-06-17Five-Star Business Finance Limited (FIVESTAR) surges 7.06% on robust collection efficiency2026-06-15
