MOBIKWIK
One Mobikwik Systems Limited (MOBIKWIK) Stock Analysis
One Mobikwik Systems Limited operates the Mobikwik digital payments and fintech platform offering wallets, UPI, credit, and merchant services in India. It earns from payment margins, lending, and platform fees. Growth is tied to digital payment adoption and credit underwriting. It is listed on Indian stock exchanges.
Technology › Software - Infrastructure
₹228.60
-6.88% 1W | -13.40% 52W
Market Cap
1.8k CR
P/E Ratio
–
52W High
₹274.6
52W Low
₹151.5
Div. Yield
0%
Beta
–
50 DMA
₹206.1
200 DMA
₹202
Profit Margin
-1.1%
Inst. Own.
7.2%
🚀 BREAKOUT
🚀 BREAKOUT
Fundamentals
Profit & Loss
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 203.45 | 228.93 | 264.98 | 342.27 | 290.65 | 269.48 | 267.78 | 271.36 | 270.21 | 288.95 | 288.71 | 281.48 |
| Expenses | 196.02 | 220.55 | 265.70 | 343.60 | 286.87 | 317.15 | 324.28 | 312.81 | 285.70 | 282.25 | 278.61 | 273.37 |
| Operating Profit | 7.43 | 8.38 | -0.72 | -1.33 | 3.78 | -47.67 | -56.50 | -41.45 | -15.49 | 6.70 | 10.10 | 8.11 |
| OPM % | 3.65% | 3.66% | -0.27% | -0.39% | 1.30% | -17.69% | -21.10% | -15.27% | -5.73% | 2.32% | 3.50% | 2.88% |
| Other Income | 3.38 | 2.45 | 6.58 | 3.56 | 3.02 | 4.99 | 10.74 | 10.25 | -2.71 | 8.27 | 3.55 | 7.67 |
| Interest | 4.54 | 4.59 | 5.20 | 6.58 | 6.98 | 7.07 | 6.66 | 7.83 | 7.21 | 7.23 | 5.10 | 4.54 |
| Depreciation | 1.02 | 1.05 | 1.30 | 2.00 | 3.14 | 3.44 | 4.29 | 2.86 | 3.17 | 3.69 | 4.07 | 3.59 |
| Profit before tax | 5.25 | 5.19 | -0.64 | -6.35 | -3.32 | -53.19 | -56.71 | -41.89 | -28.58 | 4.05 | 4.48 | 7.65 |
| Tax % | 0.57% | -1.73% | 4.69% | 4.25% | 8.13% | 3.95% | -1.18% | 0.10% | 0.14% | -0.00% | 2.23% | 0.39% |
| Net Profit | 5.23 | 5.27 | -0.67 | -6.62 | -3.59 | -55.28 | -56.04 | -41.92 | -28.62 | 4.05 | 4.38 | 7.62 |
| EPS in Rs | 0.91 | 0.92 | -0.12 | -1.16 | -0.63 | -7.12 | -7.21 | -5.36 | -3.64 | 0.51 | 0.56 | 0.97 |
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
| Sales | 289 | 527 | 539 | 875 | 1,170 | 1,119 | 1,129 |
| Expenses | 404 | 659 | 617 | 853 | 1,272 | 1,159 | 1,120 |
| Operating Profit | -115 | -132 | -78 | 22 | -102 | -40 | 9 |
| OPM % | -40% | -25% | -14% | 2.5% | -9% | -3.6% | 0.8% |
| Other Income | 14 | 17 | 22 | 15 | 22 | 19 | 17 |
| Interest | 7 | 11 | 20 | 19 | 27 | 27 | 24 |
| Depreciation | 1 | 2 | 4 | 4 | 13 | 14 | 15 |
| Profit before tax | -110 | -128 | -81 | 14 | -120 | -62 | -12 |
| Tax % | 1% | -0% | 4% | -0% | 2% | 0% | |
| Net Profit | -111 | -128 | -84 | 14 | -122 | -62 | -13 |
| EPS in Rs | -55.65 | -22.41 | -14.66 | 2.46 | -15.64 | -7.89 | -1.60 |
| Dividend Payout % | -0% | -0% | -0% | -0% | -0% | -0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 28.0% | 31.0% | – |
| Profit CAGR | 13.0% | 10.0% | – |
Shareholding Pattern
Promoters25.03%
FIIs7.08%
DIIs4.74%
Public63.16%
Promoters24.87%
FIIs3.74%
DIIs4.31%
Public67.08%
Promoters25.11%
FIIs3.19%
DIIs4.77%
Public66.95%
Promoters25.09%
FIIs4.24%
DIIs4.07%
Public66.59%
Promoters25.08%
FIIs4.48%
DIIs3.52%
Public66.91%
Promoters25.18%
FIIs3.90%
DIIs4.55%
Public66.38%
Promoters25.09%
FIIs4.24%
DIIs4.07%
Public66.59%
Promoters25.08%
FIIs4.48%
DIIs3.52%
Public66.91%
MOBIKWIK
Holdings Analysis
Key strengths & risk signals
62
Overall
41
Fundamental
83
Technical
Risks (2)
Cannot calculate PEG - insufficient growth data.
WEAK YEAR! Stock declined 13.4% in the last year.
Strengths (3)
BULLISH TREND! 50-day average (206.1) is above 200-day average (202.0) - positive signal.
BREAKOUT! Stock has broken above resistance levels with momentum.
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 14,454,594 vs down days: 3,087,927. Ratio: 4.68x
Fundamental & Technical Analysis
62Overall
41Fundamental
83Technical
Fundamental Breakdown
Growth Quality
17/30
Revenue CAGR: 27.5% (EXCELLENT, 15/15). Profit CAGR: 0% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! -1.1% profit margin - thin profits.
PEG Valuation
0/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 61.13% public ownership - higher volatility risk.
Stability Index
4/10
CAREFUL! Company does not have stable profit track. 2 loss-making quarters detected.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (206.1) is above 200-day average (202.0) - positive signal.
Price Position
8/10
STRONG POSITION! Current price (228.6) is above both moving averages.
Trend Pattern
20/20
BREAKOUT! Stock has broken above resistance levels with momentum.
52W Performance
2/10
WEAK YEAR! Stock declined 13.4% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 14,454,594 vs down days: 3,087,927. Ratio: 4.68x
RSI
3/5
NEUTRAL! RSI at 55.6 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 62.6% of 52W range - positive territory.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - -6.9% (1 week), 15.2% (1 month), 5.5% (3 months).
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
MOBIKWIK
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-06 | Concall PDF | |
| Q4FY262026-05-15 | Concall PDF | |
| Q3FY262026-02-06 | Concall PDF | |
| Q2FY262025-11-06 | Concall PDF |
Peer Comparison
Technology · Software - Infrastructure · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MOBIKWIK | ₹228.60 | – | -1.1% | 27.5% | – | -13.4% | 62 | BREAKOUT | -118.1% | +72.7% | +3.7% | -2.5% |
| ZAGGLE | ₹169.60 | 17.5 | 6.5% | 51.1% | 82.0% | -50.9% | 66 | CONSOLIDATING UP | -33.0% | -56.9% | +27.5% | -31.5% |
| VERTOZ | ₹33.20 | 10.3 | 8.7% | 52.2% | 33.2% | -52.8% | 58 | BREAKDOWN | +4.7% | 0.0% | +15.7% | +10.7% |
| INTENTECH | ₹85.30 | – | -12.8% | 11.5% | – | -36.9% | 57 | BREAKOUT | -30.8% | -104.0% | -1.3% | +7.1% |
| AGSTRA | ₹3.00 | – | -13.6% | -8.9% | – | -36.5% | 45 | CONSOLIDATION | – | -1,378.3% | – | -40.4% |
| CCAVENUE | ₹138.50 | 13.7 | 3.1% | 60.5% | 26.0% | -26.7% | 73 | BREAKOUT | +24.5% | -4.0% | +109.4% | +7.7% |
| MAPMYINDIA | ₹904.70 | 36.2 | 28.0% | 19.0% | 7.7% | -49.9% | 65 | BREAKOUT | +8.0% | -2.0% | +14.9% | -3.7% |
| STYL | ₹328.90 | 19.8 | 17.5% | 7.9% | 30.5% | -14.8% | 72 | BREAKDOWN | +63.6% | -26.4% | +21.1% | -6.9% |
Data from TradeAlone · Updated daily
MOBIKWIK News
One Mobikwik Systems Limited (mobikwik) Expands FX Retail Offering to Six Currencies2026-09-10One Mobikwik Systems Limited (mobikwik) Transfers Digital Lending Business to Subsidiary, Appoints CBO2026-08-18One Mobikwik Systems Limited (mobikwik) Q1 FY27: Profitable for Third Consecutive Quarter2026-08-03One Mobikwik Systems Limited (mobikwik) Secures RBI Approval for Offline PA License2026-05-26Mobikwik Ends Fy26 With Profitable Quarters2026-05-12
