VLSFINANCE
VLS Finance Limited (VLSFINANCE) Stock Analysis
VLS Finance Limited is an NBFC and investment company providing loans and holding market investments. It earns from lending and treasury activities on listed equities. The company is a long-established listed finance firm in India.
Financial Services › Capital Markets
₹220.90
-0.24% 1W | +4.60% 52W
Market Cap
693 CR
P/E Ratio
14.1
52W High
₹339
52W Low
₹198.8
Div. Yield
0.67%
Beta
0.3
50 DMA
₹243.9
200 DMA
₹246.7
Profit Margin
64.1%
Inst. Own.
0.2%
✅ BOUNCE FROM SUPPORT
✅ BOUNCE FROM SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 112 | 84 | 113 | 98 | 130 | 79 | -58 | -49 | 99 | 11 | 29 | -99 | 124 |
| Expenses | 6 | 6 | 6 | 7 | 7 | 17 | 15 | 6 | 5 | 6 | 6 | 6 | 5 |
| Operating Profit | 105 | 78 | 107 | 91 | 123 | 62 | -73 | -54 | 93 | 5 | 23 | -104 | 118 |
| OPM % | 94% | 93% | 95% | 92% | 95% | 78% | 95% | 47% | 79% | 96% | |||
| Other Income | 2 | 6 | 2 | 2 | 2 | 4 | -3 | 3 | 2 | 3 | 2 | 1 | 2 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 105 | 82 | 107 | 91 | 124 | 65 | -77 | -53 | 94 | 7 | 24 | -104 | 119 |
| Tax % | 13% | 14% | 18% | 19% | 25% | 21% | -24% | -25% | 25% | -2% | 26% | -28% | 19% |
| Net Profit | 92 | 70 | 88 | 74 | 93 | 51 | -58 | -40 | 71 | 7 | 18 | -75 | 96 |
| EPS in Rs | 26.43 | 20.20 | 25.30 | 21.28 | 26.80 | 15.02 | -17.14 | -11.71 | 20.92 | 2.09 | 5.31 | -23.75 | 30.59 |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,625 | 1,915 | 2,694 | 2,162 | 15 | 8 | 222 | 232 | 84 | 409 | 101 | 41 | 64 |
| Expenses | 4,617 | 1,907 | 2,631 | 2,132 | 28 | 11 | 14 | 21 | 22 | 26 | 45 | 23 | 23 |
| Operating Profit | 8 | 7 | 63 | 30 | -12 | -4 | 209 | 212 | 62 | 383 | 56 | 18 | 42 |
| OPM % | 0.2% | 0.4% | 2.3% | 1.4% | -82% | -47% | 94% | 91% | 74% | 94% | 55% | 45% | 65% |
| Other Income | 1 | 5 | -5 | -0 | 0 | 0 | 0 | 0 | 0 | 9 | 7 | 7 | 9 |
| Interest | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 4 | 6 | 4 | 4 | 3 |
| Profit before tax | 8 | 10 | 58 | 30 | -13 | -5 | 208 | 210 | 58 | 386 | 58 | 22 | 47 |
| Tax % | 10% | 10% | 23% | 15% | -68% | -914% | -7% | -0% | 4% | 16% | 21% | 1% | |
| Net Profit | 7 | 9 | 44 | 25 | -4 | 39 | 221 | 210 | 56 | 324 | 46 | 22 | 47 |
| EPS in Rs | 1.84 | 2.29 | 11.43 | 6.51 | -1.08 | 10.15 | 57.25 | 54.37 | 14.48 | 93.21 | 13.58 | 6.93 | 14.24 |
| Dividend Payout % | 0% | 0% | 9% | 15% | -93% | 15% | 3% | 3% | 9% | 3% | 11% | 22% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | -21.0% | -29.0% | -32.0% |
| Profit CAGR | -27.0% | -37.0% | 14.0% |
Shareholding Pattern
Promoters52.02%
FIIs1.91%
DIIs0.04%
Public46.01%
Promoters52.02%
FIIs1.30%
DIIs0.31%
Public46.36%
Promoters56.39%
FIIs1.32%
DIIs0.08%
Public42.21%
Promoters56.39%
FIIs1.26%
DIIs0.03%
Public42.33%
Promoters56.39%
FIIs1.26%
DIIs0.03%
Public42.33%
Promoters50.22%
FIIs1.70%
DIIs0.03%
Public48.05%
Promoters50.85%
FIIs0.74%
DIIs0.03%
Public48.39%
Promoters52.02%
FIIs1.99%
DIIs0.04%
Public45.94%
Promoters56.39%
FIIs1.32%
DIIs0.08%
Public42.21%
Promoters56.39%
FIIs1.26%
DIIs0.03%
Public42.33%
VLSFINANCE
Holdings Analysis
Key strengths & risk signals
48
Overall
39
Fundamental
57
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
WEAK POSITION! Current price (220.9) is below both moving averages.
WEAK! Trading at 15.8% of 52W range - near yearly lows.
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.2% (1 week), 8.7% (1 month), 14.1% (3 months).
Strengths (4)
EXCELLENT EFFICIENCY! 64.1% profit margin - company keeps strong profits.
OVERSOLD! RSI at 29.6 - potential bounce opportunity.
LOW VOLATILITY! Beta of 0.30 - stable stock, less market risk.
TESTING SUPPORT! Stock is at key support level.
Fundamental & Technical Analysis
48Overall
39Fundamental
57Technical
Fundamental Breakdown
Growth Quality
4/30
Revenue CAGR: -29.5% (DECLINING, 2/15). Profit CAGR: -27.0% (DECLINING, 2/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 64.1% profit margin - company keeps strong profits.
PEG Valuation
1/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.67% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 48.76% public ownership - higher volatility risk.
Stability Index
6/10
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
Technical Breakdown
Moving Averages
3/10
BEARISH TREND! 50-day average (243.9) is below 200-day average (246.7) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (220.9) is below both moving averages.
Trend Pattern
16/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
4/10
POSITIVE YEAR! Stock gained 4.6% in the last year.
Volume Sentiment
20/30
BULLISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 7,952 vs down days: 7,886. Ratio: 1.01x
RSI
5/5
OVERSOLD! RSI at 29.6 - potential bounce opportunity.
52W Range
1/5
WEAK! Trading at 15.8% of 52W range - near yearly lows.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.2% (1 week), 8.7% (1 month), 14.1% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.30 - stable stock, less market risk.
Peer Comparison
Financial Services · Capital Markets · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| VLSFINANCE | ₹220.90 | 14.1 | 64.1% | -29.5% | -27.0% | +4.6% | 48 | BOUNCE FROM SUPPORT | +35.0% | -228.9% | +40.6% | -48.3% |
| WELINV | ₹1,822.70 | 216.2 | 58.3% | -12.1% | -17.9% | +83.6% | 48 | BREAKDOWN | -50.0% | 0.0% | – | 0.0% |
| BIRLAMONEY | ₹112.50 | 11.7 | 15.4% | 19.4% | 19.9% | -28.7% | 60 | BOUNCE FROM SUPPORT | -27.9% | -40.6% | +17.4% | -1.2% |
| EMKAY | ₹277.20 | 40.2 | 4.9% | 21.4% | 2.6% | -17.7% | 64 | CONSOLIDATING UP | +89.6% | +59.6% | +25.6% | -43.0% |
| DHUNINV | ₹907.00 | 6 | 19.6% | 18.3% | -60.5% | -37.6% | 57 | BOUNCE FROM SUPPORT | +151.3% | -2,764.0% | +67.1% | +31.2% |
| NBIFIN | ₹1,830.70 | 39 | 64.2% | 20.0% | 33.1% | -30.1% | 71 | APPROACHING SUPPORT | -466.7% | +266.7% | +600.0% | +55.6% |
| SHARDUL | ₹58.40 | 22 | 25.9% | – | – | +101.6% | 68 | CONSOLIDATING UP | +102.7% | -324.0% | +67.9% | +11.9% |
| THEINVEST | ₹90.10 | 14.1 | 12.8% | -2.4% | 37.8% | -35.3% | 54 | APPROACHING SUPPORT | +34.8% | +103.3% | -15.3% | +11.9% |
Data from TradeAlone · Updated daily
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