Banks - Regional
Karur Vysya Bank Limited (karurvysya) Q2 FY27: Strong Growth in Total Business, Deposits, and Advances
Karur Vysya Bank Limited (KARURVYSYA) reports strong financial results for Q2 FY27 with total business up by 17.96% YOY.
Karur Vysya Bank Limited (NSE: KARURVYSYA) has announced its financial results for the quarter ended 30th September 2026, showcasing robust growth across multiple metrics. The bank’s total business increased by 17.96% year-on-year and 5.48% quarter-on-quarter, reaching Rs. 2,39,712 crore. Deposits grew by 15.96% YOY and 4.52% QOQ to Rs. 1,28,123 crore, while advances grew at a robust 20.35% YOY and 6.60% QOQ to Rs. 1,11,589 crore.
Balance Sheet Growth
The bank’s balance sheet size grew by 15.94% to Rs. 1,50,831 crore as of 30th September 2026 from Rs. 1,30,099 crore a year ago. The total business and deposits have seen significant year-on-year growth, reflecting the bank’s strong performance in expanding its customer base and asset base.
Financial Performance
The bank’s net profit increased by 40.91% year-on-year to Rs. 1,543 crore for the half year ending 30th September 2026. The net profit for the quarter stood at Rs. 788 crore, up by 37.28% compared to the same period last year. The net interest margin improved to 4.34%, up by 28 basis points year-on-year. The cost to income ratio decreased to 40.53%.
Moreover, the bank’s capital adequacy ratio (CRAR) stood at 18.61% with a CET1 ratio of 17.98%, well above the regulatory requirement of 11.50%. The non-performing asset ratio (NPA) decreased to 0.69% as of 30th September 2026, reflecting the bank’s strong asset quality.
Karur Vysya Bank’s Managing Director & CEO, Mr. Ramesh Babu B, stated, ‘We are pleased to report that our key performance indicators are broadly in line with the guidance shared earlier. The business growth has been balanced and broad-based, with sustained performance across our three key priorities: growth, profitability, and asset quality.’ The bank’s focus on prudent calibrated growth, operational efficiency, customer centricity, and disciplined risk management positions it well for sustainable value delivery to all stakeholders.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Karur Vysya Bank Limited
Karur Vysya Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
Karur rises 12.2% over three months, with buying pressure holding steady. The PEG of 0.38 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 41.3% reflect exceptional pricing power and operational efficiency. The stock trades at 87% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 18.7%, profits at 31.4%, and the PEG sits at 0.38 — below its growth rate. That combination is rare. Check Fundamentals of Karur Vysya Bank Limited.
Banks - Regional
The South Indian Bank Limited (southbank) Q2 FY27: Profit Surges 20%, Loan Book Expands
The South Indian Bank Limited (SOUTHBANK) reports a 20% surge in profit for Q2 FY27, with a robust loan book expansion and strong asset quality.
The South Indian Bank Limited (NSE: SOUTHBANK) has announced its financial results for the second quarter of FY27, showcasing a remarkable 20% surge in profit after tax (PAT) compared to the same period last year. The focus keyword, ‘The South Indian Bank Limited SOUTHBANK Q2 FY27 Results’, underscores the bank’s strong performance in this quarter.
Robust Profit Growth
The bank reported a PAT of Rs. 426 crore for Q2 FY27, up from Rs. 351 crore in the same quarter last year. This growth is attributed to efficient cost management and a diversified loan portfolio.
Diversified Loan Book
The bank’s loan book continues to diversify, with significant increases in retail, MSME, and large corporate loans. The total gross advances stood at Rs. 109,517 crore, marking a healthy disbursal growth. Notably, the bank’s focus on MSME loans has paid off, with a 41% increase in this segment from September 2025 to September 2026.
Strong Asset Quality
The bank maintained a high asset quality, with the net non-performing assets (NNPA) ratio at 0.56% for Q2 FY27, down from 0.90% in the previous quarter. This indicates the bank’s effective credit risk management.
As a result, The South Indian Bank Limited continues to strengthen its position in the banking sector with a focus on digital channels and efficient operational processes. The bank’s proactive strategies are expected to drive future growth and profitability.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of The South Indian Bank Limited
The South Indian Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
The rises 9.4% over three months, with buying pressure holding steady. The PEG of 0.37 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 29.4% reflect exceptional pricing power and operational efficiency. Buyers show up with 1.6x the volume of sellers. Moreover, they dominated on 17 of recent sessions versus 13 for sellers — a healthy accumulation pattern. Both the business and the stock move in the right direction. Revenue grows at 9.5%, profits at 23.4%, and the PEG sits at 0.37 — below its growth rate. That combination is rare. Check Fundamentals of The South Indian Bank Limited.
Banks - Regional
The South Indian Bank Limited (southbank) Records Highest Ever Quarterly Net Profit of Rs. 426.13 Crore in Q2 FY 2026-27
The South Indian Bank Limited (NSE: SOUTHBANK) announced a record-breaking net profit of Rs. 426.13 crore for Q2 FY 2026-27.
The South Indian Bank Limited (NSE: SOUTHBANK) announced its financial results for Q2 FY 2026-27, marking a significant milestone with a record-breaking net profit of Rs. 426.13 crore, a 21.28% increase compared to Rs. 351.37 crore in Q2 FY 2025-26. This impressive performance highlights the bank’s strategic focus on sustained profitability, superior asset quality, and a resilient loan book.
Key Financial Highlights
The bank’s net interest income surged to Rs. 1,116 crore, reflecting a robust growth of 37.95% year-on-year. Operating profit also rose to Rs. 732 crore, up by 37% from the previous year. Notably, the net interest margin improved from 2.80% to 3.33%, and the gross non-performing assets (GNPA) decreased by 169 basis points to 1.24%.
Deposit and Advances Growth
Deposit growth was particularly strong, with retail deposits increasing by Rs. 16,728 crore and non-resident Indian (NRI) deposits by Rs. 5,008 crore. The bank’s advances portfolio expanded by Rs. 17,231 crore, driven by significant growth in corporate lending, gold loans, and vehicle loans.
As Mr. Mahesh Muralidhar Pai, MD & CEO of the bank, stated, ‘Our strategy continues to center around sustained profitability, superior asset quality, a resilient loan book, and a robust retail liability portfolio. We are sharpening our organizational structure and leveraging digital technology to effectively achieve our business objectives.’ The bank’s consistent growth across all targeted segments underscores its commitment to ‘Profitability through Quality Credit Growth’.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of The South Indian Bank Limited
The South Indian Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
The rises 9.4% over three months, with buying pressure holding steady. The PEG of 0.37 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 29.4% reflect exceptional pricing power and operational efficiency. Buyers show up with 1.6x the volume of sellers. Moreover, they dominated on 17 of recent sessions versus 13 for sellers — a healthy accumulation pattern. Both the business and the stock move in the right direction. Revenue grows at 9.5%, profits at 23.4%, and the PEG sits at 0.37 — below its growth rate. That combination is rare. Check Fundamentals of The South Indian Bank Limited.
Banks - Regional
Indian Bank Q3 FY27: Net Profit Up 14.71%, Total Business Rises 14.22%
Indian Bank (INDIANB) reports a 14.71% YoY net profit increase and a 14.22% rise in total business for Q3 FY27.
Indian Bank (INDIANB) has reported robust financial results for the quarter ended September 30, 2026. The bank’s total business increased by 14.22% year-on-year, reflecting broad-based momentum across all segments. Notably, gross advances grew by 16.39% YoY, driven by strong traction in Retail, Agriculture, and MSME portfolios. Deposits rose by 12.50%, supported by a healthy CASA ratio of 39.36%.
Key Financial Highlights
The bank’s net profit recorded a growth of 14.71% YoY, reflecting improved operational efficiency, steady net interest margin, and disciplined cost management. Operating profit grew by 46.58% YoY, and the bank’s non-interest income (NII) registered a strong growth of 59% YoY, reaching ₹3,953 Cr for the quarter ended September 2026. The bank’s cost-to-income ratio improved by 723 bps to 39.25% in September 2026 from 44.80% in June 2026.
Asset Quality and Digital Adoption
Asset quality strengthened further, with GNPA improving to 1.61% and NNPA to 0.14%. Digital adoption reached 96% of total transactions, showcasing technology-led customer engagement. The bank has mobilized fresh FCNR(B) deposits amounting to ₹22,486 Cr and raised OFCB of ₹3,806 Cr.
Looking Ahead
Indian Bank continues to focus on operational efficiency and digital transformation to drive future growth. With a strong performance in the current quarter, the bank is well-positioned to capitalize on emerging opportunities in the banking sector.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Indian Bank
Indian Bank belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
Indian posts a 3.6% three-month gain, but softens in the last few weeks. The PEG of 0.32 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 36.4% reflect exceptional pricing power and operational efficiency. The stock gives back 0.5% in the last month despite a positive three-month run. As a result, the earlier momentum appears to be fading. Revenue grows at 10.4% and profits at 28.1%, and the dividend yield stands at 2.17%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of Indian Bank.
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