Financial Services
Repco Home Finance Limited Q4 FY 2025-26 Results: Loan Growth Surges 28%
Repco Home Finance Limited (REPCOHOME) reports a 28% surge in loan sanctions and a 26% growth in loan disbursements for Q4 FY 2025-26.
Repco Home Finance Limited (REPCOHOME) announced its financial results for the fourth quarter and full fiscal year ending March 31, 2026. The company reported a significant surge in loan growth, with loan sanctions standing at Rs. 4,519 crores in FY26, marking a 28% increase compared to Rs. 3,519 crores in FY25.
Loan Growth and Disbursements
Loan disbursements also saw a robust growth, registering a 26% increase to Rs. 4,148 crores in FY26 from Rs. 3,284 crores in FY25. The overall loan book stood at Rs. 15,880 crores as of March 31, 2026, reflecting a healthy 9.6% growth compared to Rs. 14,492 crores a year ago.
Asset Quality and Performance
The company’s asset quality remained strong, with gross non-performing assets (GNPA) amounting to Rs. 405 crores as of March 31, 2026, down from Rs. 473 crores a year ago. The net NPA ratio stood at 1.17% compared to 1.32% as of March 31, 2025. The return on assets and equity also improved, standing at 3.4% and 14.9% in Q4 FY26 compared to 2.9% and 13.3% in Q3 FY26.
Repco Home Finance Limited continues to focus on expanding its distribution network, with 210 branches and 32 satellite centers across multiple states in India. The company remains committed to delivering robust financial performance and maintaining strong asset quality.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Repco Home Finance Limited
Repco Home Finance Limited belongs to the Financial Services › Mortgage Finance sector. Here’s a quick read on where the business and the stock stand today.
Repco posts a 1.0% three-month gain, but softens in the last few weeks. The PEG of 0.16 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 55.5% reflect exceptional pricing power and operational efficiency. Buyers show up with 1.8x the volume of sellers. Moreover, they dominated on 16 of recent sessions versus 14 for sellers — a healthy accumulation pattern. Revenue grows at 40.5% and profits at 33.5%, and the dividend yield stands at 2.34%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of Repco Home Finance Limited.
Credit Services
Onemi Technology Solutions Limited (kissht) Q2fy27 Business Update: User Base and AUM Surge
OnEMI Technology Solutions Limited (KISSHT) Q2FY27 update: user base up 32.6%, AUM grows 68.4% to ₹9,317 Cr.
OnEMI Technology Solutions Limited (NSE: KISSHT), a technology-first digital lender to India’s mass market and mass affluent segments, has released its provisional business update for Q2FY27. The company reported a significant surge in its registered user base and assets under management (AUM).
User Base Expansion
The registered user base stood at 79.54 million as of September 30, 2026, compared to 59.96 million as on September 30, 2025, marking an impressive 32.6% increase. This growth signifies the company’s expanding reach and acceptance among the target demographic.
AUM Growth
Assets under management (AUM) grew by 68.4% to approximately ₹9,317 crore as of September 30, 2026, compared to ₹5,533 crore as of September 30, 2025. AUM increased by approximately ₹1,316 crore during Q2FY27, representing a 16.4% quarter-over-quarter (QoQ) increase. This robust growth highlights the company’s strong performance in managing and growing its financial assets.
These figures reflect the company’s strategic initiatives and operational efficiency, positioning it favorably in the competitive digital lending landscape.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of OnEMI Technology Solutions Limited
OnEMI Technology Solutions Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
OnEMI gains 19.1% over three months and trades near its 52-week highs. The PEG of 0.14 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. The stock trades at 93% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.14 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.
Credit Services
Paisalo Digital Limited (paisalo) Concludes H1 FY27 with Enhanced Capital Strength and Funding Flexibility
Paisalo Digital Limited (NSE: PAISALO) concludes H1 FY27 with enhanced capital strength, raising ₹294.9 crore through public NCDs.
Paisalo Digital Limited (NSE: PAISALO) successfully executed a series of strategic capital market initiatives during the half-year ended September 2026, reinforcing its commitment to sustainable growth and prudent financial management. The company raised ₹294.9 crore through a public NCD issue under its ₹900 crore shelf programme, followed by a ₹124.47 crore listed, dual rated, unsecured private placement NCD issuance in September 2026.
Strengthening Funding Base
These transactions reflect strong investor confidence, broaden the Company’s funding base, and support sustainable business growth. Additionally, Paisalo diversified its funding profile through the Commercial Paper market, raising over ₹177 crore during H1 FY27.
Enhanced Liquidity Through Commercial Papers
The issuance of ₹20 crore in September 2026 demonstrates continued access to short-term capital markets, enhancing funding flexibility, liquidity management, and cost-efficient resource mobilization.
Proactive Liability Management
The company successfully redeemed debt obligations during the month, including ₹94 crore of unlisted NCDs and ₹50 crore of listed secured NCDs on maturity, showcasing strong liquidity management and commitment to timely debt servicing.
As a result, Paisalo Digital Limited is well-positioned to capture future growth opportunities, reflecting the resilience of its business model and the confidence of investors and stakeholders in its long-term vision.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Paisalo Digital Limited
Paisalo Digital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Paisalo holds in the upper half of its 52-week range, a sign the market backs the stock. The PEG of 0.76 signals undervaluation relative to growth. It is a potential re-rating candidate. Industry-leading margins of 45.8% reflect exceptional pricing power and operational efficiency. The stock trades at 72% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 52.7%, profits at 36.3%, and the PEG sits at 0.76 — below its growth rate. That combination is rare. Check Fundamentals of Paisalo Digital Limited.
Capital Markets
Sg Finserve Limited (sgfin) Announces Loan Book Growth of 98% Yoy for H1-fy27
SG Finserve Limited (SGFIN) reports a strong loan book growth of approximately INR 5,694 crores for H1-FY27, marking a 98% year-on-year increase.
SG Finserve Limited (SGFIN) has announced its impressive financial performance for the first half of FY27. The company closed H1-FY27 with a loan book of approximately INR 5,694 crores, marking a robust year-on-year growth of ~98%.
Strong Year-on-Year Growth
The significant growth in the loan book is a testament to SGFIN’s strong business momentum. Compared to the same period last year, the loan book has expanded by a remarkable 98%. This growth reflects the company’s ability to leverage its extensive network and technological capabilities to provide tailored financing solutions to corporate and MSME customers.
Quarter-on-Quarter Growth
Moreover, SGFIN has demonstrated impressive quarter-on-quarter growth, with a ~25% increase in the loan book from June 30, 2026, to September 30, 2026. This consistent growth highlights the company’s capacity to attract and retain a growing customer base.
As a result, SG Finserve Limited continues to reinforce its position as a reliable and strong financial institution, with an AA-/Stable/A1+ rating from CRISIL and AA(CE)/Stable/A1+ rating from ICRA. The company remains committed to delivering exceptional financial services through its digital first, supply chain-focused approach.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of SG Finserve Limited
SG Finserve Limited belongs to the Financial Services › Capital Markets sector. Here’s a quick read on where the business and the stock stand today.
SG falls 8.6% over three months and has not found a floor yet. The PEG of 0.25 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E of 1.37 is elevated. As a result, debt servicing will compress free cash flow in a high-rate environment. The stock holds at 70% of its 52-week range with RSI at 37. In other words, neither side has a clear edge right now. Revenue grows at 102.3% and profits at 90.7% CAGR, with D/E of 1.37. Meanwhile, the stock dips 8.6% in three months without any fundamental deterioration. Consequently, the stock quietly becomes cheaper relative to earnings power. For long-term investors, that is a feature. Check Fundamentals of SG Finserve Limited.
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