CORALFINAC
Coral India Finance & Housing Limited (CORALFINAC) Stock Analysis
Coral India Finance & Housing Limited is an Indian NBFC and housing finance company. It lends for property and consumer needs in its operating markets. Interest spreads and credit quality shape its earnings in India. The company is listed on Indian stock exchanges and operates from India.
Real Estate › Real Estate Services
₹31.10
+2.64% 1W | -27.20% 52W
Market Cap
125 CR
P/E Ratio
8.7
52W High
₹46.5
52W Low
₹25
Div. Yield
0.64%
Beta
0.5
50 DMA
₹32.6
200 DMA
₹33.2
Profit Margin
97.2%
Inst. Own.
0%
⚡ APPROACHING SUPPORT
⚡ APPROACHING SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.82 | 8.25 | 3.50 | 7.12 | 7.91 | 6.52 | 3.68 | 3.05 | 4.58 | 3.84 | 3.93 | 3.05 | 3.72 |
| Expenses | 2.70 | 1.71 | 0.80 | 1.71 | 1.33 | 1.09 | 1.55 | 0.75 | 0.77 | 0.78 | 0.78 | 0.85 | 0.88 |
| Operating Profit | 6.12 | 6.54 | 2.70 | 5.41 | 6.58 | 5.43 | 2.13 | 2.30 | 3.81 | 3.06 | 3.15 | 2.20 | 2.84 |
| OPM % | 69.39% | 79.27% | 77.14% | 75.98% | 83.19% | 83.28% | 57.88% | 75.41% | 83.19% | 79.69% | 80.15% | 72.13% | 76.34% |
| Other Income | 1.32 | -0.76 | 0.95 | 1.39 | 1.99 | 1.55 | 0.72 | 0.56 | 2.02 | 0.99 | 1.57 | 0.51 | 2.29 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 |
| Profit before tax | 7.42 | 5.76 | 3.63 | 6.78 | 8.55 | 6.96 | 2.83 | 2.85 | 5.81 | 4.03 | 4.70 | 2.69 | 5.11 |
| Tax % | 16.44% | 20.83% | 13.77% | -1.47% | 16.37% | 18.68% | 17.67% | 17.54% | 17.21% | 12.41% | 20.21% | 0.00% | 13.70% |
| Net Profit | 6.20 | 4.55 | 3.13 | 6.88 | 7.15 | 5.66 | 2.33 | 2.35 | 4.81 | 3.53 | 3.75 | 2.69 | 4.41 |
| EPS in Rs | 1.54 | 1.13 | 0.78 | 1.71 | 1.77 | 1.40 | 0.58 | 0.58 | 1.19 | 0.88 | 0.93 | 0.67 | 1.09 |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 19 | 12 | 14 | 23 | 15 | 13 | 19 | 27 | 31 | 31 | 26 | 20 | 15 |
| Expenses | 6 | 4 | 3 | 6 | 4 | 3 | 4 | 5 | 8 | 7 | 5 | 3 | 3 |
| Operating Profit | 13 | 8 | 10 | 17 | 10 | 10 | 15 | 22 | 22 | 24 | 21 | 17 | 11 |
| OPM % | 68% | 69% | 76% | 75% | 71% | 74% | 78% | 81% | 73% | 77% | 82% | 85% | 77% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 5 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 13 | 8 | 10 | 17 | 10 | 10 | 16 | 22 | 22 | 24 | 21 | 17 | 17 |
| Tax % | 21% | 19% | 19% | 21% | 19% | 17% | 17% | 21% | 18% | 12% | 17% | 14% | |
| Net Profit | 10 | 6 | 8 | 13 | 8 | 8 | 13 | 17 | 18 | 21 | 17 | 15 | 14 |
| EPS in Rs | 2.07 | 1.27 | 1.63 | 2.70 | 1.65 | 1.61 | 3.22 | 4.31 | 4.55 | 5.15 | 4.34 | 3.67 | 3.57 |
| Dividend Payout % | 10% | 16% | 2% | 7% | 12% | 12% | 16% | 7% | 7% | 8% | 9% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | -13.0% | 1.0% | 6.0% |
| Profit CAGR | -7.0% | 3.0% | 9.0% |
Shareholding Pattern
Promoters74.96%
FIIs0.69%
DIIs0.02%
Public24.32%
Promoters74.96%
FIIs0.69%
DIIs0.02%
Public24.32%
Promoters74.96%
FIIs0.69%
Public24.35%
Promoters74.96%
FIIs0.69%
Public24.35%
Promoters74.96%
FIIs0.68%
Public24.35%
Promoters75.00%
FIIs0.42%
Public24.58%
Promoters75.00%
FIIs0.60%
Public24.41%
Promoters75.00%
FIIs0.69%
DIIs0.02%
Public24.28%
Promoters74.96%
FIIs0.69%
Public24.35%
Promoters74.96%
FIIs0.68%
Public24.35%
CORALFINAC
Holdings Analysis
Key strengths & risk signals
52
Overall
46
Fundamental
58
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
POOR YEAR! Stock declined 27.2% in the last year.
WEAK POSITION! Current price (31.1) is below both moving averages.
BEARISH TREND! 50-day average (32.6) is below 200-day average (33.2) - negative signal.
Strengths (4)
EXCELLENT EFFICIENCY! 97.2% profit margin - company keeps strong profits.
BULLISH SENTIMENT! In last 30 days: 15 up days, 14 down days. Avg volume on up days: 33,976 vs down days: 10,112. Ratio: 3.36x
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
NEUTRAL! RSI at 45.5 - balanced momentum.
Fundamental & Technical Analysis
52Overall
46Fundamental
58Technical
Fundamental Breakdown
Growth Quality
4/30
Revenue CAGR: -23.0% (DECLINING, 2/15). Profit CAGR: -6.9% (DECLINING, 2/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 97.2% profit margin - company keeps strong profits.
PEG Valuation
1/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.64% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
14/20
MODERATE PUBLIC HOLDING! 24.58% public ownership - balanced ownership structure.
Stability Index
4/10
UNSTABLE! 3 revenue dips in history. Business growth is inconsistent.
Technical Breakdown
Moving Averages
3/10
BEARISH TREND! 50-day average (32.6) is below 200-day average (33.2) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (31.1) is below both moving averages.
Trend Pattern
10/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
1/10
POOR YEAR! Stock declined 27.2% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 15 up days, 14 down days. Avg volume on up days: 33,976 vs down days: 10,112. Ratio: 3.36x
RSI
3/5
NEUTRAL! RSI at 45.5 - balanced momentum.
52W Range
2/5
LOWER HALF! Trading at 28.4% of 52W range - weakness visible.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - 2.6% (1 week), -5.2% (1 month), -2.1% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
Peer Comparison
Real Estate · Real Estate Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CORALFINAC | ₹31.10 | 8.7 | 97.2% | -23.0% | -6.9% | -27.2% | 52 | APPROACHING SUPPORT | -8.3% | +63.0% | -19.6% | +23.3% |
| ROLLT | ₹4.50 | 6.5 | – | – | – | +306.6% | 53 | BREAKDOWN | -200.0% | -100.6% | – | – |
| MOTOGENFIN | ₹26.00 | 0.7 | 1,283.0% | 8.0% | – | -4.3% | 68 | CONSOLIDATION | +1,050.0% | -98.4% | +5.6% | +11.8% |
| LPDC | ₹6.20 | 9.9 | 98.7% | 162.4% | – | -22.8% | 58 | APPROACHING SUPPORT | – | +438.5% | – | -79.3% |
| ICDSLTD | ₹44.70 | 87.7 | – | 4.1% | 42.2% | -13.7% | – | BREAKDOWN | -35.7% | -325.0% | -25.0% | +20.0% |
| 3PLAND | ₹31.20 | 24.7 | 47.1% | 27.9% | 12.4% | -25.0% | 57 | APPROACHING RESISTANCE | +25.0% | +25.0% | +11.1% | 0.0% |
| FMNL | ₹8.20 | 6.8 | 8.3% | 2.2% | – | -18.5% | 38 | CONSOLIDATION | +26.7% | +11.8% | +0.8% | -3.1% |
| MODIRUBBER | ₹118.90 | 11890 | 0.0% | 86.0% | -71.5% | -3.2% | 50 | APPROACHING SUPPORT | -14.3% | -130.2% | – | -100.0% |
Data from TradeAlone · Updated daily
No news tagged for CORALFINAC yet.
