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Srg Housing Finance Limited (NSE: Srghfl) Q1 FY27 Earnings Presentation: AUM Grows 35%, PAT Up 25%

SRG Housing Finance Limited (NSE: SRGHFL) Q1 FY27 earnings presentation highlights: AUM at INR 10,764 Mn, PAT up 25%.

Manas shah, Analyst — IT & Software

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Srg Housing Finance Limited NSE Srghfl Q1 FY27 Earnings

SRG Housing Finance Limited (NSE: SRGHFL) unveiled its Q1 FY27 earnings presentation, showcasing a robust performance with assets under management (AUM) reaching INR 10,764 Mn, marking a 35% year-on-year growth. The company’s profit after tax (PAT) increased by 25% to INR 85 Mn, reflecting strong business momentum and effective portfolio expansion.

Strong Financial Performance

The improved credit profile, following the ACUITE A- (Stable) rating upgrade, facilitated a 26 basis points year-on-year reduction in borrowing costs to 10.77%, which in turn supported lower funding costs. The average ticket size for the quarter rose by 21% year-on-year to INR 13.19 Lakhs, driven by expansion into newer markets and higher construction costs.

Operational Efficiency

SRG Housing Finance Limited continues to strengthen its operational efficiency with a 10.21% net interest margin (NIM) and a cost to income ratio of 66.47%. The company’s geographical presence spans across 96 branches in 7 states and 1 Union Territory, serving over 25,000 customers through a dedicated team of 1,000+ employees.

As a result, SRG Housing Finance Limited is well-positioned to sustain its growth trajectory and deliver on its mission to empower homeownership in rural and semi-urban areas through accessible housing finance.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of SRG Housing Finance Limited

SRG Housing Finance Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

SRGHFL
Financial Services › Mortgage Finance
CONSOLIDATING DOWN
82
Fundamental
48
Technical
65
Overall

1W -3.53%
1M -11.61%
3M -64.27%
P/E: 5.1 Cap: Small
AI-Powered Analysis • TradeAlone
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SRG moves sideways over three months, with neither buyers nor sellers taking control. The PEG of 0.58 signals undervaluation relative to growth. It is a potential re-rating candidate. D/E reaches 2.26. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 59% of its 52-week range with RSI at 42. In other words, neither side has a clear edge right now. Revenue grows at 31.2% and profits at 24.0%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of SRG Housing Finance Limited.

Credit Services

Iifl Finance Limited to Raise ₹6,414 Crores ($686 Million) in Major Private Equity Infusion

IIFL Finance Limited plans to raise ₹6,414 crores ($686 million) in a major private equity infusion led by Blackstone and promoters.

jyoti sharma

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Iifl Finance Limited Nse:iifl Major Private Equity Infusion

IIFL Finance Limited, one of India’s leading retail-focused non-banking financial companies, has announced plans to raise ₹6,414 crores ($686 million) through a major private equity infusion. This significant funding round, led by Blackstone, the world’s largest alternative asset manager, and the company’s promoters, aims to strengthen the company’s capital adequacy, support its growth, and improve its credit ratings.

Blackstone’s ₹5,000 Crores Investment

Blackstone will invest ₹5,000 crores ($535 million) in the company through a preferential allotment of compulsorily convertible preference shares (CCPS). These shares will convert into equity shares at ₹602 per share within 18 months. This substantial investment will provide a fully diluted stake of approximately 16% for Blackstone.

Promoters’ ₹1,264 Crores Investment

Concurrently, the company’s promoters, Mr. Nirmal Jain and Mr. R. Venkataraman, will invest ₹1,264 crores ($135 million) through a preferential allotment of warrants. This investment, alongside Blackstone’s, will enhance the company’s capital adequacy ratio from ~17% to ~30% (proforma Sept-26). The infusion will support the next phase of growth across its secured lending businesses, including its gold finance segment.

The entire investment will be infused as primary capital, which will not only strengthen the company’s balance sheet but also accelerate its growth in gold finance and other secured lending businesses. The partnership with Blackstone is expected to bring global scale, network, and operational expertise, including in technology, data, and AI, to IIFL Finance. This will help the company scale its businesses, attract high-quality talent, and strengthen its overall franchise.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of IIFL Finance Limited

IIFL Finance Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

IIFL
Financial Services › Credit Services
—
46
Fundamental
66
Technical
56
Overall

1W +2.96%
1M +5.07%
3M +10.84%
P/E: 12.5 Cap: Large
AI-Powered Analysis • TradeAlone
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IIFL rises 10.8% over three months, with buying pressure holding steady. The PEG reaches 3.68, hard to justify given the growth. The market prices in a turnaround that has not arrived. D/E reaches 3.69. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 70% of its 52-week range with RSI at 54. In other words, neither side has a clear edge right now. Revenue grows at 13.6% CAGR and the PEG stands at 3.68. The growth does not match the price the market asks. Furthermore, flat price action adds no technical catalyst. A lower price or faster revenue growth would improve the odds. Check Fundamentals of IIFL Finance Limited.

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Credit Services

Moneyboxx Finance Limited (moneyboxx): Q2 FY27 Pre-provision Operating Profit Up 79% Yoy and 4x

Moneyboxx Finance Limited (MONEYBOXX) reports a 79% YoY and 4x QoQ increase in pre-provision operating profit for Q2 FY27.

Blogger Kapil Rohilla TradeAlone

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Moneyboxx Finance Limited Moneyboxx Q2 FY27 Results

Moneyboxx Finance Limited (MONEYBOXX) has reported a significant financial performance for Q2 FY27, marking an inflection point for the company. The pre-provision operating profit rose 79% year-on-year and more than fourfold over the previous quarter, driven by a 28% sequential increase in net interest and fee income while costs stayed broadly flat.

Key Financial Highlights

The key financial highlights for Q2 FY27 include:

Net Interest & Fee Income: Increased by 28% QoQ and 16% YoY to ₹39.64 crore.

Pre-Provision Operating Profit: Rose to ₹9.97 crore, up 79% YoY and more than 4x QoQ (Q1 FY27: ₹2.44 crore).

Profit After Tax: Increased to ₹0.90 crore, up 3.2x YoY (Q2 FY26: ₹0.28 crore) and 4.3x QoQ (Q1 FY27: ₹0.21 crore).

Business Momentum

The company has seen a robust increase in disbursements, with monthly disbursements doubling in two months from ₹25 crore in August to over ₹50 crore in October 2026. This growth is led by Moneyboxx’s 148-branch network, where productivity is rising as branches mature (average vintage now 40 months), with partnerships and new products beginning to contribute.

Asset Quality and Borrower Profile

Moneyboxx has strengthened underwriting, improved collections, and resolved stressed assets. As of September 30, 2026, 90+ PAR stood at 2.56% compared with 6.25% at March 31, 2026, and 30+ PAR improved to 6.64% from 8.40%. On-book Gross NPA declined to 0.01% from 3.59%, reflecting the ARC portfolio transaction along with stronger collection and recovery efforts. Borrower quality continues to improve: about 67% of AUM is now from customers with bureau scores of 650 and above, and the share of 750+ customers has risen to 19% from 3% in FY24.

The in-house loan origination system, Moneyboxx ONE (live since May 2026), together with AI-supported underwriting and the MBCollect mobile collections app, supports faster decisions and tighter portfolio monitoring.

Outlook

Moneyboxx enters H2 FY27 with renewed momentum, a better-quality portfolio, and a stronger platform. Its priorities are: sustained disbursement growth, as branch productivity rises and partnerships scale; better yields, through unsecured lending; and keeping credit costs under control to convert scale into stronger profitability.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Moneyboxx Finance Limited

Moneyboxx Finance Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

MONEYBOXX
Financial Services › Credit Services
CONSOLIDATING DOWN
46
Fundamental
34
Technical
40
Overall

1W -6.82%
1M +1.66%
3M -17.23%
P/E: 279.2 Cap: Small
AI-Powered Analysis • TradeAlone
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Moneyboxx falls 17.2% over three months and has not found a floor yet. Razor-thin margins below 5% make profitability extremely vulnerable — this business needs scale or pricing power urgently. Revenue consistency is the one bright spot — zero dips in five years shows operational resilience. Sellers drive 1.9x the volume of buyers. Furthermore, they controlled 14 of recent sessions versus 16 for buyers — a clear distribution signal. Revenue grows at 59.7% yet the PEG reaches 99.00 — expensive for that growth. Furthermore, the stock drops 17.2% in three months. Neither value nor momentum supports this setup. It needs an earnings beat or a price reset first. Check Fundamentals of Moneyboxx Finance Limited.

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Banks - Regional

Indusind Bank Limited (indusindbk) Enhances Outward Remittance with J.P. Morgan Payments

IndusInd Bank Limited (INDUSINDBK) partners with J.P. Morgan Payments to enhance outward remittance, expanding to 123 currencies.

Deputy Editor, Equities for tradealone

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Indusind Bank Limited Indusindbk November 2026 Outward Remittance

IndusInd Bank Limited (INDUSINDBK) has announced a strategic partnership with J.P. Morgan Payments to enhance its outward remittance services. This collaboration will expand coverage to 123 currencies, providing customers with the ability to send payments directly in the beneficiary’s local currency.

Enhanced Remittance Experience

The integration of J.P. Morgan Payments’ Xpedite solution will enable direct settlement in beneficiaries’ local currencies, simplifying the remittance journey and reducing the need for intermediary currency conversions. This move aims to make international payments more seamless and efficient for IndusInd Bank’s customers.

Global Network and Automated Currency Rates

The Xpedite solution utilizes J.P. Morgan Payments’ global network, providing automated currency rate feeds and streamlining processing to make transfers faster and more efficient. Currently available at IndusInd Bank branches, the service will soon be accessible through online and mobile banking, allowing customers to initiate outward remittances anytime, 24/7.

Future-Ready Banking Experience

Ganesh Sankaran, Executive Director of IndusInd Bank, emphasized the importance of simpler and more seamless international payments for global market engagement. By collaborating with J.P. Morgan Payments, IndusInd Bank is strengthening its cross-border payments capabilities and reinforcing its commitment to a more connected and convenient banking experience.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of IndusInd Bank Limited

IndusInd Bank Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

INDUSINDBK
Financial Services › Banks - Regional
—
42
Fundamental
72
Technical
57
Overall

1W +1.78%
1M -7.34%
3M -14.62%
P/E: 51.9 Cap: Large
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

IndusInd falls 14.6% over three months and has not found a floor yet. Thin margins at 7.6% leave limited room for error — any demand softness or cost spike hits the bottom line hard. Revenue contracts at -0.4% CAGR. That signals structural headwinds, not a short-term blip. The stock holds at 43% of its 52-week range with RSI at 40. In other words, neither side has a clear edge right now. The stock holds up despite -0.4% revenue growth and a PEG of 99.00. That could signal an early turnaround. Alternatively, index flows simply support the price. Watch whether analysts revise estimates upward — that is the real signal. Check Fundamentals of IndusInd Bank Limited.

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