Credit Services
Capri Global Capital Limited Reports Strong Q4fy26 Earnings
Capri Global Capital Limited’s Q4FY26 earnings report highlights significant growth in AUM and strong financial performance.
Capri Global Capital Limited’s Robust Q4FY26 Earnings
capri global capital limited q4fy26 earnings — Capri Global Capital Limited (CGCL) showcased impressive financial results for Q4FY26, marking a significant leap in its consolidated assets under management (AUM) and overall financial performance. The company’s AUM surged 60% year-on-year, driven by robust growth across its diverse portfolio segments.
Financial Highlights
The company reported a consolidated AUM of ₹366.23 billion, a notable increase from ₹228.60 billion in Q4FY25. This growth was fueled by strong performance in MSME, Gold, and Housing finance segments. Notably, the cost-to-income ratio improved to 49.4% from 59.9% in the same period last year, reflecting efficient cost management.
Segment-wise Performance
The MSME segment saw a substantial 71% year-on-year growth in AUM, reaching ₹64.86 billion. The Gold loan business also demonstrated strong customer acquisition momentum, with AUM increasing by 128% to ₹169.65 billion. Housing finance continued to expand its customer base, with AUM growing 56.4% to ₹36.94 billion.
Strategic Initiatives
CGCL’s strategic initiatives, including co-lending leveraging and expanding its branch network, have played a crucial role in its growth trajectory. The company added 98 new branches in Q4FY26, bringing its total branch network to 1,429. This expansion aims to accelerate customer acquisition and strengthen its nationwide presence.
Looking ahead, CGCL remains optimistic about its future prospects, with a focus on maintaining operational efficiency and exploring new growth avenues.
This development is part of capri global capital limited q4fy26 earnings’s ongoing strategy and is expected to have a meaningful impact on stakeholders in the coming quarters.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Capri Global Capital Limited
Capri Global Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Capri moves sideways over three months, with neither buyers nor sellers taking control. The PEG of 0.61 signals undervaluation relative to growth. It is a potential re-rating candidate. D/E reaches 3.19. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 56% of its 52-week range with RSI at 60. In other words, neither side has a clear edge right now. Revenue grows at 49.1% and profits at 32.6%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection.
Credit Services
Manappuram Finance Limited (manappuram) Q2fy27: Consolidated Net Profit Rises 222.90% Yoy to ₹701 Crore
Manappuram Finance Limited (MANAPPURAM) announced a 222.90% YoY rise in consolidated net profit for Q2FY27, hitting ₹701 crore.
Manappuram Finance Limited (MANAPPURAM) announced its unaudited financial results for the quarter and half-year ended September 30, 2026 (Q2FY27 and H1FY27). The gold loan NBFC reported a 222.90% year-on-year (YoY) growth in consolidated net profit to ₹701 crore. The consolidated revenue from operations grew 46.2% YoY to ₹3,356 crore. Consolidated assets under management (AUM) grew 60.1% YoY to ₹73,303 crore.
Profitability Surge
In the same quarter of the previous fiscal year (Q2FY26), consolidated net profit stood at ₹217 crore. The significant rise in net profit reflects the company’s robust financial health. The board declared an interim dividend of ₹1 per equity share of face value ₹2 each for FY27.
Asset Growth
Consolidated AUM as on September 30, 2026 grew 60.1% YoY to ₹73,303 crore. Gold loan AUM stood at ₹60,640 crore, a growth of 92.5% YoY. Non-gold loan businesses accounted for 17.27% of consolidated AUM. The outlook for the gold loan business remains positive as the company continues to strengthen its operations.
Mr V.P. Nandakumar, Chairman and Managing Director, Manappuram Finance Ltd, said: “In Q2, we have delivered strong growth in profitability and AUM. The year-on-year growth in consolidated net profit sets a strong tone for the coming quarters. Our subsidiaries have also shown improved performance on a year-on-year basis. Looking ahead, we are confident of achieving our targets for this fiscal year.”
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Manappuram Finance Limited
Manappuram Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Manappuram falls 8.1% over three months and has not found a floor yet. D/E reaches 2.90. High leverage in this environment is a material risk the market cannot ignore. Industry-leading margins of 30.5% reflect exceptional pricing power and operational efficiency. The stock holds at 55% of its 52-week range with RSI at 48. In other words, neither side has a clear edge right now. Revenue grows at 7.3% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Manappuram Finance Limited.
Credit Services
Manappuram Finance Limited (manappuram) Unveils Strategic Vision and Performance in Q2 Fy2027 Investor Presentation
Manappuram Finance Limited (MANAPPURAM) shares strategic vision and financial performance highlights from Q2 FY2027 investor presentation.
Manappuram Finance Limited (MANAPPURAM) has unveiled its strategic vision and financial performance highlights in the Q2 FY2027 investor presentation. The company, a leading gold loan player in India, showcased its robust growth and operational efficiency. The presentation covered key areas including the company’s vision and strategy, segmental performance, financial snapshot, and the role of the board of directors and management team.
Vision and Strategy
MANAPPURAM aims to become the financial partner of choice for under-banked customers across their lifecycle. The company’s vision includes creating a market for gold loans as a mainstream, convenient, and affordable product and becoming a one-stop shop for meeting customers’ borrowing and protection needs.
Financial Snapshot
The consolidated AUM for Q2 FY2027 stood at Rs. 73,303 crore, marking a 5.3% QoQ growth and a 60.1% YoY increase. The PAT for the quarter was Rs. 701 crore, showing a 19.9% QoQ and 222.9% YoY growth. The company’s ROE was 16.5%, reflecting strong financial health.
Segmental Performance
The gold loan segment continued to dominate with a consolidated gold AUM of Rs. 60,640 crore, witnessing a 6.4% QoQ and 92.5% YoY growth. The company’s operational rigor and prudent credit and risk management were highlighted as key drivers of its success.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Manappuram Finance Limited
Manappuram Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Manappuram falls 8.2% over three months and has not found a floor yet. D/E reaches 2.90. High leverage in this environment is a material risk the market cannot ignore. Industry-leading margins of 30.5% reflect exceptional pricing power and operational efficiency. The stock holds at 55% of its 52-week range with RSI at 48. In other words, neither side has a clear edge right now. Revenue grows at 7.3% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Manappuram Finance Limited.
AYE
Aye Finance Limited (AYE) Receives ICRA Upgrade to A+ (stable Outlook)
Aye Finance Limited (AYE) sees ICRA upgrade to A+ with stable outlook, driven by stronger capitalisation and improved asset quality.
Aye Finance Limited (AYE) has received an upgrade from ICRA to A+ with a stable outlook, marking the company’s second rating upgrade in FY27. This follows India Ratings & Research’s upgrade in June 2026, highlighting the company’s resilience amid an uncertain macroeconomic environment.
Stronger Capitalisation
The upgrade is supported by Aye Finance’s improved capitalisation profile, with a capital adequacy ratio of 41% and a net worth of INR 2695 Crores as of September 2026. The company’s managed gearing stands at 2.4X, demonstrating robust financial health.
Improved Asset Quality
ICRA noted a decline in gross stage 3 assets to 4.2% as of September 30, 2026, down from 4.8% as of March 31, 2026. This improvement underscores the company’s effective risk management and underwriting discipline.
Profitability and Liquidity
The company’s profitability has also seen a positive shift, with lower credit costs and tighter operating costs boosting profit after tax to INR 161 crore in H1 FY27. Additionally, unencumbered on-book liquidity stood at approximately INR 1,260 Crore as of September 30, 2026, ensuring adequate liquidity to support operations.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Aye Finance Limited
Aye Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Aye falls 14.4% over three months and has not found a floor yet. The PEG of 0.30 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.04. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 59% of its 52-week range with RSI at 41. In other words, neither side has a clear edge right now. Revenue grows at 40.4% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Aye Finance Limited.
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