IREDA
Indian Renewable Energy Development Agency Limited (IREDA) Stock Analysis
Indian Renewable Energy Development Agency Limited finances solar, wind, and other clean-energy projects in India. As a PSU lender it supports developers with long-term loans and policy-linked schemes. The company is central to India's green-finance goals. It is a listed renewable-focused financier.
Financial Services › Credit Services
₹108.80
+4.21% 1W | -29.30% 52W
Market Cap
30.6k CR
P/E Ratio
15.5
52W High
₹156.8
52W Low
₹103.4
Div. Yield
1.39%
Beta
0
50 DMA
₹112.8
200 DMA
₹122.2
Profit Margin
69.3%
Inst. Own.
4.3%
🔥 APPROACHING RESISTANCE
🔥 APPROACHING RESISTANCE
Fundamentals
Profit & Loss
| Metric | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,391 | 1,510 | 1,630 | 1,698 | 1,905 | 1,948 | 2,057 | 2,130 | 2,175 | 2,249 |
| Interest | 847 | 975 | 1,030 | 1,032 | 1,104 | 1,218 | 1,213 | 1,233 | 1,241 | 1,341 |
| Expenses | 56 | 51 | 131 | 119 | 171 | 427 | 138 | 179 | 309 | 486 |
| Financing Profit | 488 | 484 | 469 | 548 | 630 | 303 | 706 | 718 | 626 | 423 |
| Financing Margin % | 35% | 32% | 29% | 32% | 33% | 16% | 34% | 34% | 29% | 19% |
| Other Income | 0 | 0 | 1 | 1 | 11 | 12 | 1 | 10 | 6 | 1 |
| Depreciation | 9 | 9 | 9 | 10 | 11 | 10 | 10 | 11 | 13 | 10 |
| Profit before tax | 480 | 476 | 460 | 538 | 630 | 305 | 696 | 717 | 619 | 414 |
| Tax % | 30% | 19% | 16% | 21% | 20% | 19% | 21% | 18% | 20% | 18% |
| Net Profit | 337 | 384 | 388 | 425 | 502 | 247 | 549 | 585 | 493 | 339 |
| EPS in Rs | 1.26 | 1.43 | 1.44 | 1.58 | 1.87 | 0.88 | 1.96 | 2.08 | 1.75 | 1.21 |
| Gross NPA % | 2.19% | 4.13% | 3.75% | |||||||
| Net NPA % | 0.95% | 2.06% | 1.22% |
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,331 | 1,810 | 2,020 | 2,369 | 2,614 | 4,965 | 6,755 | 8,339 | 8,612 |
| Interest | 810 | 1,006 | 1,183 | 1,459 | 1,570 | 3,164 | 4,141 | 4,905 | 5,028 |
| Expenses | 194 | 240 | 431 | 649 | 496 | 85 | 472 | 1,052 | 1,112 |
| Financing Profit | 327 | 564 | 406 | 260 | 548 | 1,716 | 2,142 | 2,382 | 2,473 |
| Financing Margin % | 25% | 31% | 20% | 11% | 21% | 35% | 32% | 29% | 29% |
| Other Income | -7 | 7 | -72 | 3 | 44 | -1 | 0 | -1 | 17 |
| Depreciation | 7 | 21 | 23 | 23 | 23 | 30 | 39 | 44 | 44 |
| Profit before tax | 313 | 549 | 311 | 241 | 570 | 1,685 | 2,104 | 2,338 | 2,446 |
| Tax % | 33% | 26% | 20% | 11% | 39% | 26% | 19% | 20% | |
| Net Profit | 210 | 405 | 250 | 215 | 346 | 1,252 | 1,698 | 1,874 | 1,966 |
| EPS in Rs | 2.68 | 5.17 | 3.18 | 2.74 | 4.41 | 4.66 | 6.32 | 6.67 | 7.00 |
| Dividend Payout % | 60% | 31% | 0% | 0% | 0% | 0% | 0% | 20% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | – | 26.0% | – |
| Profit CAGR | – | 40.0% | – |
Shareholding Pattern
Promoters71.76%
FIIs2.04%
DIIs2.95%
Public23.24%
Promoters71.76%
FIIs1.92%
DIIs2.57%
Public23.75%
Promoters71.76%
FIIs2.07%
DIIs2.51%
Public23.67%
Promoters71.76%
FIIs2.14%
DIIs2.44%
Public23.65%
Promoters71.76%
FIIs2.48%
DIIs2.39%
Public23.35%
Promoters75.00%
FIIs1.36%
DIIs0.94%
Public22.70%
Promoters75.00%
FIIs1.74%
DIIs0.51%
Public22.74%
Promoters71.76%
FIIs2.14%
DIIs2.44%
Public23.65%
Promoters71.76%
FIIs2.48%
DIIs2.39%
Public23.35%
IREDA
Holdings Analysis
Key strengths & risk signals
68
Overall
83
Fundamental
53
Technical
Risks (4)
VERY HIGH DEBT! D/E of 6.31 - significant risk.
POOR YEAR! Stock declined 29.3% in the last year.
WEAK POSITION! Current price (108.8) is below both moving averages.
WEAK! Trading at 10.1% of 52W range - near yearly lows.
Strengths (4)
EXCELLENT EFFICIENCY! 69.3% profit margin - company keeps strong profits.
BULLISH SENTIMENT! In last 30 days: 14 up days, 15 down days. Avg volume on up days: 5,190,969 vs down days: 3,876,629. Ratio: 1.34x
NEUTRAL! RSI at 46.3 - balanced momentum.
MIXED MOMENTUM! Price growth is inconsistent - 4.2% (1 week), 0.4% (1 month), -10.6% (3 months).
Fundamental & Technical Analysis
68Overall
83Fundamental
53Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 34.5% (EXCELLENT, 15/15). Profit CAGR: 29.4% (EXCELLENT, 15/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 69.3% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.53 indicates stock is cheap relative to growth.
Dividend Yield
5/10
LOW DIVIDEND! 1.39% yield - minimal income contribution.
Debt to Equity
2/10
VERY HIGH DEBT! D/E of 6.31 - significant risk.
Public Holding
16/20
LESS PUBLIC HOLDING! 18.75% public ownership - good institutional/promoter control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
5/10
BEARISH TREND! 50-day average (112.8) is below 200-day average (122.2) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (108.8) is below both moving averages.
Trend Pattern
10/20
AT RESISTANCE! Stock is at key resistance level.
52W Performance
1/10
POOR YEAR! Stock declined 29.3% in the last year.
Volume Sentiment
25/30
BULLISH SENTIMENT! In last 30 days: 14 up days, 15 down days. Avg volume on up days: 5,190,969 vs down days: 3,876,629. Ratio: 1.34x
RSI
3/5
NEUTRAL! RSI at 46.3 - balanced momentum.
52W Range
1/5
WEAK! Trading at 10.1% of 52W range - near yearly lows.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - 4.2% (1 week), 0.4% (1 month), -10.6% (3 months).
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IREDA | ₹108.80 | 15.5 | 69.3% | 34.5% | 29.4% | -29.3% | 68 | APPROACHING RESISTANCE | +37.1% | -31.3% | +16.2% | +4.0% |
| MANAPPURAM | ₹323.90 | 19.9 | 30.5% | 7.3% | -12.5% | +14.2% | 59 | BOUNCE FROM SUPPORT | +322.4% | +44.7% | +26.1% | +16.9% |
| HUDCO | ₹161.10 | 7.6 | 90.7% | 10.0% | 33.3% | -28.3% | 73 | BREAKOUT | +35.1% | -57.0% | +37.4% | +58.0% |
| IIFL | ₹615.40 | 12.5 | 26.1% | 13.6% | 3.4% | +20.0% | 56 | HIT RESISTANCE | +189.2% | +15.0% | +30.1% | +4.7% |
| CHOLAHLDNG | ₹1,360.00 | 9.6 | 11.9% | 28.0% | 23.7% | -26.8% | 63 | APPROACHING SUPPORT | +39.3% | +17.3% | +19.8% | +5.0% |
| CGCL | ₹247.60 | 21.2 | 35.0% | 49.7% | 66.8% | +28.7% | 90 | BREAKDOWN | +102.1% | +25.0% | +56.8% | +11.7% |
| POONAWALLA | ₹448.90 | 35.1 | 26.7% | 24.0% | 24.0% | -16.9% | 76 | BOUNCE FROM SUPPORT | – | +21.9% | +82.4% | +12.1% |
| HDBFS | ₹512.60 | 14.4 | 30.7% | 14.0% | 9.1% | -26.2% | 78 | BREAKDOWN | +38.3% | +4.6% | +10.9% | +4.0% |
Data from TradeAlone · Updated daily
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