OnEMI Technology Solutions Limited (NSE: KISSHT) announced its Q2 FY27 quarterly results, showcasing a remarkable surge in Assets Under Management (AUM) and profitability. The company’s AUM grew by 68% year-on-year to ₹9,317 crore, while the Profit After Tax (PAT) surged 100% year-on-year to ₹125 crore. This growth is underpinned by disciplined underwriting, robust collections practices, and a scalable, technology-led platform.

Strong Performance Metrics

The company’s Return on Average Assets Under Management (RoAAUM) stood at 5.8%, and the Return on Average Equity (RoAE) was 21.7%. The Gross Non-Performing Asset (GNPA) ratio improved to 2.18%, reflecting a strong portfolio quality trend. The company’s net worth increased by 103% year-on-year to ₹2,377 crore.

Strategic Priorities

OnEMI Technology Solutions Limited continues to focus on growing sustainably without compromising credit quality. The company’s cost base is expected to reduce as AUM scales, leading to better customer selection and reduced impairment costs. The company’s Loan Against Property (LAP) AUM contributes 7.9% of total AUM, with scale-up expected to continue through the remaining quarters of FY27 and beyond.

The company remains focused on strengthening the quality of its loan book while building a resilient business positioned for sustainable growth. With a robust risk management framework and a technology-first DNA, OnEMI Technology Solutions Limited is well-positioned to capitalize on the large market opportunity in the personal lending and loan against property segments.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

OnEMI rises 11.6% over three months, with buying pressure holding steady. The PEG of 0.13 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. Buyers show up with 1.5x the volume of sellers. Moreover, they dominated on 18 of recent sessions versus 12 for sellers — a healthy accumulation pattern. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.13 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.

Capri Global Capital Limited (CGCL) announced its unaudited financial results for the quarter and half year ended Sep 30th, 2026, marking another strong quarter with consolidated AUM rising to Rs 43,878 crores, up 62% YoY. The company reported its highest-ever quarterly PAT of Rs 4.18 crores, an increase of 77% YoY, driven by robust portfolio growth, healthy lending spreads, and operating leverage.

Consolidated AUM Reaches Rs 43,878 Crores

CGCL’s consolidated AUM increased 62% YoY and 9% QoQ to Rs 43,878 crores. Growth was broad-based across its secured lending businesses, with significant contributions from Gold Loans, Construction Finance, Affordable Housing, and MSME Loans.

Profitability Scales to a New High

The company’s quarterly PAT increased 77% YoY to Rs 4.18 crores, supported by a 69% YoY rise in net interest income to Rs 812 crores and an 84% YoY increase in operating profit to Rs 636 crores. The yield on net advances remained at 17.5%, and the cost of borrowings stood at 9.2%, resulting in a spread of 8.3%.

Sustained Earnings Momentum

For 1HFY27, CGCL reported net interest income of Rs 1,549 crores, up 74% YoY, and non-interest income of Rs 487 crores, up 31% YoY. Operating profit grew 78% YoY to Rs 1,168 crores, while PAT increased 88% YoY to Rs 7.72 crores. The cost-to-income ratio improved to 42.6% from 48.1% in 1HFY26, reflecting stronger operating leverage.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Capri Global Capital Limited

Capri Global Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Capri gains 38.0% over three months and trades near its 52-week highs. The PEG of 0.34 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.62. High leverage in this environment is a material risk the market cannot ignore. The stock trades at 96% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 48.6%, profits at 66.8%, and the PEG sits at 0.34 — below its growth rate. That combination is rare. Check Fundamentals of Capri Global Capital Limited.

Satin Creditcare Network Limited (SATIN) has announced its financial results for the Half Year ended 30th September 2026. The company reported a consolidated Profit After Tax (PAT) of ₹299 crores in H1 FY27, nearing the full-year profit of ₹332 crores for FY26 in just six months.

Financial Highlights

The company’s Assets under Management (AUM) grew by 31% to ₹16,589 crores in H1 FY27 compared to ₹12,687 crores in H1 FY26. Disbursement surged by 48% to ₹7,192 crores in H1 FY27 from ₹4,868 crores in H1 FY26. Total revenue increased by 27% to ₹1,760 crores in H1 FY27 from ₹1,391 crores in H1 FY26. Pre-Provision Operating Profit (PPOP) rose by 43% to ₹592 crores in H1 FY27 from ₹413 crores in H1 FY26.

Profitability

The company’s PAT for H1 FY27 was ₹299 crores, a significant 204% increase from ₹98 crores in H1 FY26. In Q2 FY27, PAT reached ₹176 crores, up 231% from ₹53 crores in Q2 FY26. Return on Assets (ROA) and Return on Equity (ROE) also saw substantial growth, with ROA increasing by 267 basis points to 4.4% and ROE rising by 1,386 basis points to 22.2% in H1 FY27.

Future Outlook

Dr. HP Singh, Chairman cum Managing Director of Satin Creditcare Network Limited, emphasized the company’s commitment to sustainable growth, balance sheet strength, and disciplined credit execution. With a strong capital base and diversified lending portfolio, SATIN is well-positioned to continue its growth trajectory.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Satin Creditcare Network Limited

Satin Creditcare Network Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Satin falls 9.3% over three months and has not found a floor yet. The PEG of 0.02 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.46. High leverage in this environment is a material risk the market cannot ignore. The stock gains 6.1% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. The stock rises -9.3% in three months on 23.5% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of Satin Creditcare Network Limited.