OFSS
Oracle Financial Services Software Limited (OFSS) Stock Analysis
Oracle Financial Services Software Limited develops banking and insurance software used by financial institutions worldwide. Its Flexcube and related platforms support core banking, payments, risk, and digital transformation. The company is majority-owned by Oracle Corporation and headquartered in India. It is a listed Indian IT firm and a global leader in BFSI products.
Technology › Software - Infrastructure
₹10,386.00
-1.18% 1W | +18.70% 52W
Market Cap
90.5k CR
P/E Ratio
26.5
52W High
₹12540
52W Low
₹6234.5
Div. Yield
3.9%
Beta
0.5
50 DMA
₹11389.8
200 DMA
₹9386.2
Profit Margin
38.2%
Inst. Own.
13.3%
✅ BOUNCE FROM SUPPORT
✅ BOUNCE FROM SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,462 | 1,444 | 1,824 | 1,642 | 1,741 | 1,674 | 1,715 | 1,716 | 1,852 | 1,789 | 1,966 | 2,065 | 3,125 |
| Expenses | 841 | 886 | 955 | 908 | 894 | 923 | 1,001 | 952 | 1,006 | 1,034 | 1,146 | 1,009 | 1,249 |
| Operating Profit | 622 | 558 | 868 | 734 | 847 | 751 | 714 | 765 | 846 | 755 | 820 | 1,056 | 1,876 |
| OPM % | 42% | 39% | 48% | 45% | 49% | 45% | 42% | 45% | 46% | 42% | 42% | 51% | 60% |
| Other Income | 101 | 65 | 94 | 82 | 48 | 105 | 70 | 82 | 72 | 66 | 60 | 71 | 78 |
| Interest | -3 | 8 | 9 | 14 | 5 | 8 | -3 | -9 | -4 | 8 | 7 | -8 | 1 |
| Depreciation | 18 | 19 | 19 | 18 | 18 | 18 | 17 | 17 | 18 | 16 | 16 | 15 | 15 |
| Profit before tax | 707 | 596 | 934 | 785 | 873 | 829 | 770 | 839 | 905 | 797 | 857 | 1,120 | 1,939 |
| Tax % | 29% | 30% | 21% | 29% | 29% | 30% | 30% | 23% | 29% | 32% | 29% | 25% | 27% |
| Net Profit | 501 | 417 | 741 | 560 | 617 | 578 | 541 | 644 | 642 | 546 | 610 | 842 | 1,416 |
| EPS in Rs | 57.92 | 48.20 | 85.51 | 64.62 | 71.12 | 66.60 | 62.35 | 74.13 | 73.87 | 62.82 | 70.06 | 96.71 | 162.57 |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,905 | 4,131 | 4,427 | 4,527 | 4,959 | 4,861 | 4,984 | 5,221 | 5,698 | 6,373 | 6,847 | 7,672 | 8,945 |
| Expenses | 2,354 | 2,520 | 2,693 | 2,716 | 2,814 | 2,633 | 2,515 | 2,723 | 3,227 | 3,590 | 3,770 | 4,195 | 4,438 |
| Operating Profit | 1,551 | 1,612 | 1,734 | 1,811 | 2,145 | 2,229 | 2,469 | 2,499 | 2,471 | 2,782 | 3,076 | 3,477 | 4,508 |
| OPM % | 40% | 39% | 39% | 40% | 43% | 46% | 50% | 48% | 43% | 44% | 45% | 45% | 50% |
| Other Income | 348 | 189 | 93 | 91 | 176 | 177 | 132 | 134 | 192 | 342 | 304 | 271 | 276 |
| Interest | -0 | -0 | -0 | -0 | -0 | 47 | 19 | 12 | 13 | 28 | 0 | 2 | 8 |
| Depreciation | 68 | 53 | 70 | 61 | 54 | 106 | 104 | 93 | 81 | 74 | 69 | 65 | 62 |
| Profit before tax | 1,831 | 1,748 | 1,757 | 1,840 | 2,267 | 2,252 | 2,477 | 2,528 | 2,570 | 3,022 | 3,311 | 3,680 | 4,713 |
| Tax % | 35% | 40% | 33% | 33% | 39% | 35% | 29% | 25% | 30% | 27% | 28% | 28% | |
| Net Profit | 1,192 | 1,049 | 1,185 | 1,237 | 1,386 | 1,462 | 1,762 | 1,889 | 1,806 | 2,219 | 2,380 | 2,639 | 3,413 |
| EPS in Rs | 140.91 | 123.61 | 139.28 | 144.82 | 161.57 | 170.26 | 204.72 | 219.00 | 209.05 | 256.07 | 273.95 | 303.25 | 392.16 |
| Dividend Payout % | 472% | 81% | 122% | 90% | -0% | 106% | 98% | 87% | 108% | 94% | 97% | 132% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 10.0% | 9.0% | 6.0% |
| Profit CAGR | 13.0% | 8.0% | 9.0% |
Shareholding Pattern
Promoters72.53%
FIIs8.66%
DIIs8.45%
Public10.38%
Promoters72.46%
FIIs8.36%
DIIs8.82%
Public10.34%
Promoters72.44%
FIIs8.04%
DIIs9.12%
Public10.38%
Promoters72.41%
FIIs9.70%
DIIs8.79%
Public9.08%
Promoters72.39%
FIIs11.43%
DIIs7.76%
Public8.41%
Promoters72.98%
FIIs7.44%
DIIs8.53%
Public11.06%
Promoters72.75%
FIIs6.13%
DIIs10.26%
Public10.85%
Promoters72.59%
FIIs8.74%
DIIs8.69%
Public9.97%
Promoters72.44%
FIIs8.04%
DIIs9.12%
Public10.38%
Promoters72.39%
FIIs11.43%
DIIs7.76%
Public8.41%
OFSS
Holdings Analysis
Key strengths & risk signals
75
Overall
87
Fundamental
64
Technical
Risks (2)
RECOVERY MODE! Current price (10386.0) above 200-day but below 50-day.
NEGATIVE MOMENTUM! Price declined across timeframes - down 1.2% (1 week), 9.8% (1 month), 11.8% (3 months).
Strengths (4)
EXCELLENT EFFICIENCY! 38.2% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (11389.8) is above 200-day average (9386.2) - positive signal.
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
TESTING SUPPORT! Stock is at key support level.
Fundamental & Technical Analysis
75Overall
87Fundamental
64Technical
Fundamental Breakdown
Growth Quality
22/30
Revenue CAGR: 10.4% (GOOD, 11/15). Profit CAGR: 13.5% (GOOD, 11/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 38.2% profit margin - company keeps strong profits.
PEG Valuation
8/10
FAIRLY VALUED! PEG of 1.96 indicates reasonable valuation.
Dividend Yield
7/10
GOOD DIVIDEND! 3.9% yield - decent income potential.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.01 - excellent financial health.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 10.84% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (11389.8) is above 200-day average (9386.2) - positive signal.
Price Position
2/10
RECOVERY MODE! Current price (10386.0) above 200-day but below 50-day.
Trend Pattern
16/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
6/10
POSITIVE YEAR! Stock gained 18.7% in the last year.
Volume Sentiment
15/30
BEARISH SENTIMENT! In last 30 days: 15 up days, 15 down days. Avg volume on up days: 207,463 vs down days: 234,148. Ratio: 0.89x
RSI
3/5
NEUTRAL! RSI at 40.3 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 65.8% of 52W range - positive territory.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 1.2% (1 week), 9.8% (1 month), 11.8% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
OFSS
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-05 | Concall PDF |
Peer Comparison
Technology · Software - Infrastructure · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OFSS | ₹10,386.00 | 26.5 | 38.2% | 10.4% | 13.5% | +18.7% | 75 | BOUNCE FROM SUPPORT | +120.5% | +68.2% | +68.7% | +51.3% |
| PAYTM | ₹1,693.50 | 169.2 | 7.2% | 1.2% | – | +33.2% | 60 | APPROACHING SUPPORT | +78.9% | +19.6% | +27.6% | +8.1% |
| PINELABS | ₹165.00 | 148.7 | 4.5% | 21.0% | – | -33.0% | 54 | BOUNCE FROM SUPPORT | +308.3% | -67.0% | +19.6% | +5.2% |
| E2E | ₹694.90 | 475.9 | 8.5% | 54.8% | – | +119.3% | 65 | BREAKOUT | -1,667.9% | +585.9% | +334.3% | +64.0% |
| FRACTAL | ₹737.00 | 39.2 | 9.5% | 18.5% | 12.9% | -13.5% | 63 | BOUNCE FROM SUPPORT | +97.9% | -37.0% | +20.0% | +3.0% |
| NEWGEN | ₹493.90 | 22.5 | 19.5% | 17.4% | 19.3% | -43.9% | 71 | BOUNCE FROM SUPPORT | +26.4% | -40.9% | +11.2% | -21.2% |
| INFIBEAM | ₹16.90 | 22.2 | 4.4% | 45.6% | 37.6% | -24.9% | 70 | BREAKOUT | +50.8% | +8.7% | +93.3% | +53.5% |
| STYL | ₹328.90 | 19.8 | 17.5% | 7.9% | 30.5% | -14.8% | 72 | BREAKDOWN | +63.6% | -26.4% | +21.1% | -6.9% |
Data from TradeAlone · Updated daily
OFSS News
Oracle Financial Services Software Limited Q2 FY27: Revenue Up 7% Yoy, Net Income Rises 29% Yoy2026-10-23Oracle Financial Services Software Limited Q1 FY27: Revenue Up 69% Yoy, Net Income Up 121%2026-07-22Oracle Financial Services Software Limited (OFSS) shows pressure after breakout, falls 5% intraday2026-07-22Oracle Financial Services Software Limited (NSE: OFSS) gains 5% intraday2026-06-24
