PINELABS
Pine Labs Limited (PINELABS) Stock Analysis
Pine Labs Limited provides merchant payment terminals, POS software, and commerce solutions to retailers in India and abroad. It enables card, UPI, and EMI transactions for stores and brands. The company is a major payments technology platform. It is listed on Indian stock exchanges.
Technology › Software - Infrastructure
₹165.00
+1.21% 1W | -33.00% 52W
Market Cap
19.1k CR
P/E Ratio
148.7
52W High
₹284
52W Low
₹134.7
Div. Yield
0%
Beta
–
50 DMA
₹171.2
200 DMA
₹174.8
Profit Margin
4.5%
Inst. Own.
61.8%
✅ BOUNCE FROM SUPPORT
✅ BOUNCE FROM SUPPORT
Fundamentals
Profit & Loss
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 552 | 602 | 599 | 616 | 650 | 744 | 701 | 737 |
| Expenses | 519 | 525 | 542 | 571 | 575 | 612 | 594 | 642 |
| Operating Profit | 32 | 77 | 57 | 45 | 75 | 132 | 106 | 95 |
| OPM % | 6% | 13% | 9% | 7% | 12% | 18% | 15% | 13% |
| Other Income | 22 | -30 | 12 | 37 | 23 | 23 | 50 | 29 |
| Interest | 18 | 22 | 22 | 21 | 21 | 24 | 17 | 13 |
| Depreciation | 75 | 76 | 69 | 65 | 66 | 68 | 71 | 73 |
| Profit before tax | -38 | -51 | -22 | -5 | 11 | 63 | 68 | 38 |
| Tax % | -16% | 11% | 30% | -199% | 47% | 32% | 13% | 48% |
| Net Profit | -32 | -57 | -29 | 5 | 6 | 42 | 59 | 20 |
| EPS in Rs | -0.38 | -0.67 | -0.34 | 0.11 | 0.13 | 0.37 | 0.52 | 0.17 |
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Sales | 848 | 670 | 932 | 1,598 | 1,770 | 2,274 | 2,711 | 2,832 |
| Expenses | 760 | 560 | 820 | 1,592 | 1,794 | 2,056 | 2,352 | 2,423 |
| Operating Profit | 87 | 110 | 112 | 5 | -25 | 218 | 358 | 409 |
| OPM % | 10% | 16% | 12% | 0.3% | -1.4% | 10% | 13% | 14% |
| Other Income | 18 | 13 | 25 | 56 | 55 | 16 | 133 | 125 |
| Interest | 18 | 22 | 24 | 36 | 64 | 79 | 84 | 76 |
| Depreciation | 155 | 175 | 189 | 315 | 363 | 292 | 270 | 278 |
| Profit before tax | -68 | -74 | -75 | -289 | -398 | -136 | 137 | 180 |
| Tax % | -30% | -25% | -70% | -8% | -14% | 7% | 18% | |
| Net Profit | -47 | -56 | -23 | -265 | -342 | -145 | 113 | 127 |
| EPS in Rs | -0.66 | -0.72 | -0.28 | -3.17 | -4.07 | -1.73 | 0.98 | 1.19 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 19.0% | 32.0% | – |
| Profit CAGR | 36.0% | 32.0% | – |
Shareholding Pattern
FIIs5.23%
DIIs11.26%
Public83.51%
FIIs4.80%
DIIs11.81%
Public83.39%
FIIs9.49%
DIIs24.82%
Public65.68%
FIIs13.18%
DIIs29.57%
Public57.24%
FIIs4.80%
DIIs11.81%
Public83.39%
FIIs13.18%
DIIs29.57%
Public57.24%
PINELABS
Holdings Analysis
Key strengths & risk signals
54
Overall
47
Fundamental
62
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
POOR YEAR! Stock declined 33.0% in the last year.
WEAK POSITION! Current price (165.0) is below both moving averages.
BEARISH TREND! 50-day average (171.2) is below 200-day average (174.8) - negative signal.
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH SENTIMENT! In last 30 days: 13 up days, 17 down days. Avg volume on up days: 55,871,783 vs down days: 27,964,584. Ratio: 2.0x
TESTING SUPPORT! Stock is at key support level.
NEUTRAL! RSI at 44.3 - balanced momentum.
Fundamental & Technical Analysis
54Overall
47Fundamental
62Technical
Fundamental Breakdown
Growth Quality
17/30
Revenue CAGR: 21.0% (EXCELLENT, 15/15). Profit CAGR: 0% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! 4.5% profit margin - thin profits.
PEG Valuation
0/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.28 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 83.51% public ownership - higher volatility risk.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
3/10
BEARISH TREND! 50-day average (171.2) is below 200-day average (174.8) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (165.0) is below both moving averages.
Trend Pattern
16/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
0/10
POOR YEAR! Stock declined 33.0% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 13 up days, 17 down days. Avg volume on up days: 55,871,783 vs down days: 27,964,584. Ratio: 2.0x
RSI
3/5
NEUTRAL! RSI at 44.3 - balanced momentum.
52W Range
2/5
LOWER HALF! Trading at 20.3% of 52W range - weakness visible.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - 1.2% (1 week), -11.1% (1 month), 7.8% (3 months).
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
PINELABS
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-03 | Concall PDF | |
| Q4FY262026-06-01 | Concall PDF | |
| Q3FY262026-02-03 | Concall PDF | |
| Q2FY262025-12-09 | Concall PDF |
Peer Comparison
Technology · Software - Infrastructure · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PINELABS | ₹165.00 | 148.7 | 4.5% | 21.0% | – | -33.0% | 54 | BOUNCE FROM SUPPORT | +308.3% | -67.0% | +19.6% | +5.2% |
| E2E | ₹694.90 | 475.9 | 8.5% | 54.8% | – | +119.3% | 65 | BREAKOUT | -1,667.9% | +585.9% | +334.3% | +64.0% |
| FRACTAL | ₹737.00 | 39.2 | 9.5% | 18.5% | 12.9% | -13.5% | 63 | BOUNCE FROM SUPPORT | +97.9% | -37.0% | +20.0% | +3.0% |
| NEWGEN | ₹493.90 | 22.5 | 19.5% | 17.4% | 19.3% | -43.9% | 71 | BOUNCE FROM SUPPORT | +26.4% | -40.9% | +11.2% | -21.2% |
| INFIBEAM | ₹16.90 | 22.2 | 4.4% | 45.6% | 37.6% | -24.9% | 70 | BREAKOUT | +50.8% | +8.7% | +93.3% | +53.5% |
| STYL | ₹328.90 | 19.8 | 17.5% | 7.9% | 30.5% | -14.8% | 72 | BREAKDOWN | +63.6% | -26.4% | +21.1% | -6.9% |
| MAPMYINDIA | ₹904.70 | 36.2 | 28.0% | 19.0% | 7.7% | -49.9% | 65 | BREAKOUT | +8.0% | -2.0% | +14.9% | -3.7% |
| CCAVENUE | ₹138.50 | 13.7 | 3.1% | 60.5% | 26.0% | -26.7% | 73 | BREAKOUT | +24.5% | -4.0% | +109.4% | +7.7% |
Data from TradeAlone · Updated daily
PINELABS News
Pine Labs Limited (NSE: Pinelabs) Extends Five-year Technology Partnership with Woolworths Group2026-09-29Pine Labs Limited (pinelabs) Collaborates with Google Cloud to Advance Agentic Commerce in India2026-09-24Pine Labs Limited to Deploy 10 Lakh Soundboxes Across India to Power Digital Commerce2026-09-24Pine Labs Limited (NSE: Pinelabs) Appoints Jayaram Karthik as Chief Operations Officer2026-09-02Pine Labs Limited (NSE: PINELABS) gains 5% intraday2026-08-11Pine Labs Limited (NSE: PINELABS) gains 5% intraday2026-08-10Pine Labs Limited (NSE: PINELABS) gains 5% intraday, nears resistance2026-08-06Pine Labs Limited (NSE: PINELABS) gains 5% intraday despite breakdown2026-08-03Pine Labs Limited (PINELABS) falls 5% intraday, breaks below support2026-07-29Pine Labs Limited (pinelabs): from Payments to Commerce Infrastructure Q1 FY272026-07-28Pine Labs Limited (NSE: PINELABS) gains 6% intraday2026-07-13Pine Labs Limited (NSE: PINELABS) gains 5% intraday2026-06-24Pine Labs Limited Launches P3P: India’s First Agentic Payment Protocol2026-06-11Pine Labs Limited (pinelabs) Q4 FY26: Revenue Up 56%, PAT Hits ₹59 Cr2026-05-25Pine Labs Expands Global Reach With GCash for Business in Philippines2026-05-12
