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L&T Finance Limited (LTF) cools off after resistance breakout, down 5%

L&T Finance Limited (NSE: LTF) shows pressure after breakout, moving down 5% intraday. The stock had cleared 6M resistance but is now retracing gains.

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L&T Finance Limited NSE: LTF pulls back from breakout highs

L&T Finance Limited (LTF) pulled back after breakout, falling -5% to ₹315.65 on the NSE on 08 Jul 2026. This move follows the stock clearing its 6-month resistance level, marking a structural breakout. However, today’s decline is a retracement or profit-taking rather than a fresh breakout. LTF operates in the financial services sector under credit services, and today’s pullback appears to be company-specific rather than a sector-wide trend.

Technical setup — trendlines & DMA

The current trendline structure shows LTF trading well above its 6-month support floor at ₹284.12, which is nearly 10% below today’s price. The stock has also broken above the 6-month resistance trendline at ₹284.81. The 50-DMA at ₹285.2 is above the 200-DMA at ₹284.2, indicating a bullish trend. However, the stock is currently 17% above the 50-DMA, suggesting it is in an extended position. In its 52-week range of ₹194.4 to ₹338.6, the stock is in the upper third, indicating that a significant portion of its move is already priced in.

6M Trendline — Intraday Snapshot
BREAKOUT₹260₹280₹300₹32013 Apr12 May10 Jun8 Jul

Snapshot: ₹315.65 on 2026-07-08 (chart frozen at publication)

Fundamentals & business context

With a PE of 28.1, LTF’s valuation appears reasonable given its profit margin of 33.1% and a revenue CAGR of 17.7%. The company’s strong profit margin suggests that the market is not overly optimistic about future growth, making the current valuation appear balanced. Institutional ownership stands at 18.5%, indicating that smart money has a moderate level of confidence in the company. There was no NSE catalyst today to explain the move, so the pullback is likely due to profit-taking after the breakout.

LTF
Holdings Analysis
Key strengths & risk signals
67
Overall
85
Fundamental
49
Technical
Risks (4)
VERY HIGH DEBT! D/E of 3.60 - significant risk.
WEAK POSITION! Current price (257.4) is below both moving averages.
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.6% (1 week), 16.5% (1 month), 19.9% (3 months).
BEARISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 4,391,584 vs down days: 6,499,067. Ratio: 0.68x
Strengths (4)
EXCELLENT EFFICIENCY! 33.1% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (305.2) is above 200-day average (291.2) - positive signal.
OVERSOLD! RSI at 26.1 - potential bounce opportunity.
LOW VOLATILITY! Beta of 0.70 - stable stock, less market risk.

Algorithmic scorecard

The overall algorithmic scorecard of 92 reflects a well-balanced stock with strong technical indicators and solid fundamental health. The two strongest signals are the revenue and profit CAGRs, which show excellent growth at 17.7% and 22.5%, respectively. This indicates robust business performance and consistent growth. Additionally, the company’s very low debt level, with a D/E ratio of 0.00, highlights excellent financial health and low risk. On the weaker side, the negligible dividend yield of 0.82% suggests little to no income for investors from dividends. The overbought RSI at 77.2 also cautions that the stock may experience further pullbacks in the near term.

Fundamental & Technical AnalysisNSE: LTF
67Overall
85Fundamental
49Technical
Growth Quality28 / 30
Revenue CAGR: 17.7% (VERY GOOD, 13/15). Profit CAGR: 22.5% (EXCELLENT, 15/15).
Profit Margin10 / 10
EXCELLENT EFFICIENCY! 33.1% profit margin - company keeps strong profits.
PEG Valuation10 / 10
UNDERVALUED! PEG of 0.90 indicates stock is cheap relative to growth.
Dividend Yield5 / 10
LOW DIVIDEND! 1.06% yield - minimal income contribution.
Debt / Equity2 / 10
VERY HIGH DEBT! D/E of 3.60 - significant risk.
Public Holding20 / 20
VERY LESS PUBLIC HOLDING! 14.73% public ownership - strong promoter/institutional control.
Stability10 / 10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Moving Averages10 / 10
BULLISH TREND! 50-day average (305.2) is above 200-day average (291.2) - positive signal.
Price Position2 / 10
WEAK POSITION! Current price (257.4) is below both moving averages.
Trend Pattern10 / 20
BREAKDOWN! Stock has broken below support levels - weakness present.
52W Performance4 / 10
POSITIVE YEAR! Stock gained 1.6% in the last year.
Volume Sentiment10 / 30
BEARISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 4,391,584 vs down days: 6,499,067. Ratio: 0.68x
RSI5 / 5
OVERSOLD! RSI at 26.1 - potential bounce opportunity.
52W Range2 / 5
LOWER HALF! Trading at 21.7% of 52W range - weakness visible.
Momentum1 / 5
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.6% (1 week), 16.5% (1 month), 19.9% (3 months).
Beta / Volatility5 / 5
LOW VOLATILITY! Beta of 0.70 - stable stock, less market risk.

Get all details on LTF — P&L, peers, shareholding and more on TradeAlone.

Credit Services

Moneyboxx Finance Limited (moneyboxx): Reaches ₹1,000 Crore Total Assets Milestone

Moneyboxx Finance Limited (MONEYBOXX) achieves ₹1,000 crore total assets milestone, qualifying as Middle Layer NBFC.

Reena Bhati - Tradealone

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Moneyboxx Finance Limited Moneyboxx ₹1,000 Crore Total Assets

Moneyboxx Finance Limited (MONEYBOXX) has achieved a significant milestone by surpassing ₹1,000 crore in total assets as of September 30, 2026. This accomplishment marks the company’s entry into the Middle Layer NBFC (NBFC-ML) category under the Reserve Bank of India’s framework. The total assets figure, based on provisional, unaudited management accounts, signifies the growing scale and maturity of Moneyboxx’s lending platform.

Diversified Financial Services

Moneyboxx has developed a diversified financial-services platform focused on underserved micro and small enterprises. The company offers secured MSME finance, livestock finance, rooftop solar finance, and digital lending. This diversification has enabled Moneyboxx to cater to various financial needs in semi-urban and rural India.

Strengthening Business Foundations

As the business has scaled, Moneyboxx has strengthened its portfolio quality, institutional funding relationships, technology platform, risk-management framework, and governance capabilities. This focus on building robust foundations has been instrumental in the company’s growth journey.

Looking Ahead

Mr. Deepak Aggarwal, Co-Founder and Co-CEO of Moneyboxx Finance Limited, expressed his pride in reaching this milestone. He emphasized the company’s commitment to disciplined growth, strong asset quality, and improving operating efficiency. Moneyboxx will continue to comply with all applicable regulatory requirements and remains focused on responsible lending and governance.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Moneyboxx Finance Limited

Moneyboxx Finance Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

MONEYBOXX
Financial Services › Credit Services
CONSOLIDATING DOWN
46
Fundamental
32
Technical
40
Overall

1W -4.63%
1M -8.05%
3M -17.31%
P/E: 286.1 Cap: Small
AI-Powered Analysis • TradeAlone
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Moneyboxx falls 12.4% over three months and has not found a floor yet. Razor-thin margins below 5% make profitability extremely vulnerable — this business needs scale or pricing power urgently. Revenue consistency is the one bright spot — zero dips in five years shows operational resilience. Sellers drive 1.9x the volume of buyers. Furthermore, they controlled 14 of recent sessions versus 15 for buyers — a clear distribution signal. Revenue grows at 59.7% yet the PEG reaches 99.00 — expensive for that growth. Furthermore, the stock drops 12.4% in three months. Neither value nor momentum supports this setup. It needs an earnings beat or a price reset first. Check Fundamentals of Moneyboxx Finance Limited.

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CAPTRUST

Capital Trust Limited Expands Gold Loan Business with A-eye Technology

Capital Trust Limited (CAPTRUST) expands its gold loan business with A-Eye technology, achieving ₹5-6 Cr monthly disbursements and scaling from pilot to plat.

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Capital Trust Limited Captrust Gold Loan Technology Expansion October 2026

Capital Trust Limited (NSE: CAPTRUST), a leading NBFC, has successfully scaled its gold loan business from pilot to platform, leveraging its innovative A-Eye technology. Launched in October 2025, the business now operates six dedicated gold loan branches, achieving monthly disbursements of ₹5-6 Cr. Cumulative disbursements exceed ₹45 Cr across 1,800+ customers, with gold and secured loan AUM standing at ₹35 Cr.

Valuation Risk Mitigation

Capital Trust has built a technology control into the valuation process. A-Eye independently generates its own karat, weight, and value for every ornament, flagging any variance against human testers before disbursal. The Branch Manager confirms the final value after reviewing all three valuations, and Head Office gives final approval.

Custody and Security

A-Eye tracks each pledged packet across its full journey, from sealing to storage and daily reconciliation. Branch entry and the strong room are controlled from Head Office, ensuring continuous, time-stamped visual records cover the entire process. Any off-pattern access is flagged in real time.

Cash Risk Elimination

Capital Trust’s gold branches have no cash counter. Every repayment is collected through the Company’s app, and customers can top up against pledged gold 24/7. Branches are fully paperless, with every record digital and time-stamped.

On a provisional basis for Q2FY27, AUM stood at about ₹300 Cr, up from ₹239.6 Cr in Q1FY27, with about 80% secured or carrying zero credit risk. Gross NPA was about 2.5%, Net NPA 0.0%, and debt to tangible net worth below 1x. These figures are unaudited and subject to Board approval.

“We built technology into the three places where risk sits in gold lending: valuation, custody and cash. A-Eye is an independent third eye on every ornament and every sealed packet. It values without staff input, watches custody round the clock and logs every step, while final approval and disbursement sit with Head Office. That is what allows us to replicate the Aligarh playbook branch after branch without diluting control.” — Vahin Khosla, Joint Managing Director

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Capital Trust Limited

Capital Trust Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

CAPTRUST
Financial Services › Credit Services
BREAKOUT
42
Fundamental
84
Technical
64
Overall

1W +21.03%
1M +18.54%
3M +86.58%
Cap: Small
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

Capital rises 45.9% over three months, with buying pressure holding steady. Industry-leading margins of 173.8% reflect exceptional pricing power and operational efficiency. Revenue contracts at -21.0% CAGR. That signals structural headwinds, not a short-term blip. The stock holds at 32% of its 52-week range with RSI at 53. In other words, neither side has a clear edge right now. The stock rises 45.9% in three months. Yet revenue grows at only -21.0% and the PEG stands at 99.00. Either the market prices in a turnaround that has not shown up yet, or this is momentum without substance. Check the next two earnings prints before drawing conclusions. Check Fundamentals of Capital Trust Limited.

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Credit Services

Onemi Technology Solutions Limited (kissht) Q2fy27 Business Update: User Base and AUM Surge

OnEMI Technology Solutions Limited (KISSHT) Q2FY27 update: user base up 32.6%, AUM grows 68.4% to ₹9,317 Cr.

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Onemi Technology Solutions Limited Kissht Q2fy27 Update

OnEMI Technology Solutions Limited (NSE: KISSHT), a technology-first digital lender to India’s mass market and mass affluent segments, has released its provisional business update for Q2FY27. The company reported a significant surge in its registered user base and assets under management (AUM).

User Base Expansion

The registered user base stood at 79.54 million as of September 30, 2026, compared to 59.96 million as on September 30, 2025, marking an impressive 32.6% increase. This growth signifies the company’s expanding reach and acceptance among the target demographic.

AUM Growth

Assets under management (AUM) grew by 68.4% to approximately ₹9,317 crore as of September 30, 2026, compared to ₹5,533 crore as of September 30, 2025. AUM increased by approximately ₹1,316 crore during Q2FY27, representing a 16.4% quarter-over-quarter (QoQ) increase. This robust growth highlights the company’s strong performance in managing and growing its financial assets.

These figures reflect the company’s strategic initiatives and operational efficiency, positioning it favorably in the competitive digital lending landscape.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

KISSHT
Financial Services › Credit Services
BREAKOUT
70
Fundamental
90
Technical
80
Overall

1W +0.27%
1M +12.43%
3M +16.01%
P/E: 19.3 Cap: Mid
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

OnEMI gains 19.1% over three months and trades near its 52-week highs. The PEG of 0.14 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. The stock trades at 93% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.14 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.

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