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Can Fin Homes Limited (canfinhome): H1 FY27: Net Profit Up 14%, Loan Portfolio Grows 10%

Can Fin Homes Limited (CANFINHOME) reports H1 FY27 results with a 14% increase in net profit and a 10% growth in loan portfolio.

seema chauhan author

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Can Fin Homes Limited Canfinhome H1 FY27 Results

Can Fin Homes Limited (CANFINHOME) has announced its financial results for the half year ended 30th September 2026. The Board of Directors, in their meeting held on 9th October 2026, approved the financials for the quarter and half year ending 30th September 2026. The net profit for the first half year of the current fiscal is Rs.543 Crores, compared to Rs.475 crores for the corresponding previous period, registering an increase by 14%.

Operational Performance

The loan portfolio at September 2026 stood at Rs.43,539 crores as against Rs.39,657 crores as on September 2025, recording an increase of 10%. Housing loans constitute 83% of the loan book and non-housing loans constitute 17%.

Lending Operations

Loan disbursements for the half year ended September 30, 2026, stood at Rs.4,982 crores compared to Rs. 4,560 crores in the corresponding previous period, reflecting a 9% growth Year-on-Year (Y-o-Y).

As per the requirement of Ind AS 109, provision on advances are to be carried in the Books of account on the basis of ECL. Accordingly, CFHL is required to carry provisions of Rs.417 crores towards expected credit losses. CFHL is carrying total provision of Rs.525 crores, including Rs. 59 crores as management overlay and Rs. 49 crores under provision for restructured accounts.

CFHL has been maintaining the required liquidity, both on Balance Sheet and off-Balance Sheet in the form of documented undrawn Bank limits to meet its commitments. The Liquidity Coverage Ratio as of 30/09/2026, stood at 291.24% as against the stipulated Ratio of 100%. The documented undrawn Bank lines stood at Rs. 2,571 crores as of 30/09/2026 which, along with internal accruals, will take care of business commitments for the next 3 months.

CFHL’s Fixed Deposit programme is rated ‘AAA’ by ICRA with Stable Outlook. CFHL’s short term borrowings comprising Commercial papers (Cps) is rated ‘A1+’ by CARE and ICRA, and Long-Term Debt and Subordinate Debt Instruments are rated ‘AAA stable’ by CARE and ICRA.

Looking ahead, Can Fin Homes Limited continues to focus on strengthening its financial position and expanding its retail network across India.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Can Fin Homes Limited

Can Fin Homes Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

CANFINHOME
Financial Services › Mortgage Finance
APPROACHING RESISTANCE
76
Fundamental
46
Technical
61
Overall

1W +1.01%
1M -8.74%
3M -22.07%
P/E: 8.5 Cap: Mid
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

Can drops 22.1% over three months and trades near its 52-week lows. The PEG of 0.41 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 6.93. High leverage in this environment is a material risk the market cannot ignore. RSI stands at 31, well into oversold territory. Yet sellers still dominated on 19 of recent sessions versus 11 for buyers, so the pressure has not fully lifted. The business compounds at 17.6% revenue and 20.5% profit CAGR, with D/E of 6.93. Yet the stock drops 22.1% in three months. The business does not deteriorate — the stock does. That gap is what long-term investors look for. Check Fundamentals of Can Fin Homes Limited.

CANFINHOME

Can Fin Homes Limited (canfinhome) Unveils Project Tejas: Digital Transformation Initiative

Can Fin Homes Limited (CANFINHOME) unveils Project Tejas, a Rs. 297-crore digital transformation initiative to modernize its technology infrastructure.

abhinav tiwari

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Can Fin Homes Limited Canfinhome Project Tejas

Can Fin Homes Limited (CANFINHOME) has unveiled Project Tejas, a Rs. 297-crore, seven-year enterprise digital transformation programme to modernize its technology infrastructure and build a connected, agile and future-ready organization.

Digital Transformation Journey

As part of its ongoing digital transformation journey, Can Fin Homes has been progressively strengthening its technology landscape to build a connected, agile and future-ready organization. Project Tejas symbolizes a paradigm shift towards a digital future for Can Fin Homes.

Project Implementation

Embarking on the project in February 2025, its pilot phase was implemented across 11 branches in July 2026. The company has since scaled implementation to ~177 branches to date. The implementation of Project Tejas marks a significant milestone, establishing a modern technology foundation that enables enhanced capabilities, seamless integration, greater agility and improved customer and operational experiences.

Technology Ecosystem

Project Tejas further strengthens Can Fin Homes’ technology landscape through an integrated, cloud-enabled and data-driven ecosystem spanning lending, collections, deposits, finance, risk, document management, HR and enterprise reporting. The programme is designed to enhance digital capabilities, streamline workflows and enable faster, more informed decision-making through real-time monitoring, customer self-service, Account Aggregator integrations, and advanced data and analytics capabilities.

As a result, Can Fin Homes is also progressively integrating AI-enabled capabilities across areas such as document processing, bank-statement analysis, fraud controls, underwriting, collections and customer servicing, further strengthening its ability to deliver intelligent, responsive and seamless solutions for its customers.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Can Fin Homes Limited

Can Fin Homes Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

CANFINHOME
Financial Services › Mortgage Finance
APPROACHING RESISTANCE
76
Fundamental
46
Technical
61
Overall

1W +1.01%
1M -8.74%
3M -22.07%
P/E: 8.5 Cap: Mid
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

Can falls 9.3% over three months and has not found a floor yet. The PEG of 0.45 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 6.93. High leverage in this environment is a material risk the market cannot ignore. The stock sits at 21% of its 52-week range, close to annual lows. Historically, value investors build positions at these levels — though cheap stocks can stay cheap. Revenue grows at 17.6% and profits at 20.5% CAGR. However, the stock falls 9.3% in three months and RSI hits 33. The fundamentals argue for patience. The price action argues for caution. Your time horizon decides which wins. Check Fundamentals of Can Fin Homes Limited.

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CANFINHOME

Can Fin Homes Limited (canfinhome) Q1 FY26: Net Profit Up 20%, Loan Portfolio Grows 11%

Can Fin Homes Limited (CANFINHOME) reports Q1 FY26 results with a 20% increase in net profit and an 11% growth in loan portfolio.

adit chauhan author tradealone

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Can Fin Homes Limited Canfinhome Q1 FY26 Results

Can Fin Homes Limited (CANFINHOME) has announced its financial results for the quarter ending 30th June 2026. The company’s net profit for the first quarter of the current fiscal year has increased by 20% to Rs. 268 crores compared to Rs. 223 crores in the corresponding previous period. This growth is driven by a robust operational performance and strategic financial management.

Operational Highlights

The loan portfolio of CANFINHOME has grown by 11% year-on-year to Rs. 42,961 crores as of June 2026, up from Rs. 38,773 crores in June 2025. Housing loans constitute 83% of the total loan book, indicating a strong demand in the housing sector. Loan disbursements for the quarter stood at Rs. 2,609 crores, reflecting a 29% year-on-year growth.

Financial Performance

Profit before tax increased by 22% to Rs. 339 crores. The profit after tax also saw a significant rise to Rs. 268 crores. The company has maintained a strong liquidity position with a liquidity coverage ratio of 250.32%, well above the regulatory requirement of 100%. The undrawn bank limits stood at Rs. 1,524.55 crores, ensuring ample liquidity to meet future commitments.

As a result, CANFINHOME continues to strengthen its financial health and operational capabilities, positioning itself for sustained growth in the coming quarters.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Can Fin Homes Limited

Can Fin Homes Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

CANFINHOME
Financial Services › Mortgage Finance
APPROACHING RESISTANCE
76
Fundamental
46
Technical
61
Overall

1W +1.01%
1M -8.74%
3M -22.07%
P/E: 8.5 Cap: Mid
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

Can holds in the upper half of its 52-week range, a sign the market backs the stock. The PEG of 0.53 signals undervaluation relative to growth. It is a potential re-rating candidate. Industry-leading margins of 67.2% reflect exceptional pricing power and operational efficiency. The stock holds at 69% of its 52-week range with RSI at 50. In other words, neither side has a clear edge right now. Revenue grows at 17.6% and profits at 20.5%, and the dividend yield stands at 1.77%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of Can Fin Homes Limited.

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CANFINHOME

Can Fin Homes Limited (NSE: CANFINHOME) breaks out, gains 5% intraday

Can Fin Homes Limited (NSE: CANFINHOME) stock breaks out, clearing its 6M resistance trendline, gaining 5% intraday to ₹881.9.

Shruti singh - TradeAlone

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Can Fin Homes Limited NSE: CANFINHOME breakout

Can Fin Homes Limited (CANFINHOME) breaks out with a +5% gain to ₹881.9 on the NSE, clearing its 6M resistance trendline. The stock’s move is driven by technical momentum as it surpassed the ₹803 resistance level by 8.9%. In the mortgage finance sector, CANFINHOME specializes in affordable housing loans, and today’s breakout suggests strong underlying demand and investor confidence in its growth trajectory.

Technical setup — trendlines & DMA

The current trendline structure shows a robust support floor at ₹773.21, which is 12.32% below today’s price, indicating a solid base. Resistance was previously at ₹803.33, which the stock has now broken by 8.91%, signaling a potential upward trend. The 50-DMA at ₹860.6 and the 200-DMA at ₹865.2 both lie below the current price, suggesting that while the stock is not overextended, it is showing signs of recovery. Within its 52-week range of ₹708.6 to ₹971.5, the stock is positioned in the middle third, implying that there is room for further upside without being overvalued.

6M Trendline — Intraday Snapshot
BREAKOUT₹825₹850₹875₹90013 Apr8 May4 Jun30 Jun

Snapshot: ₹881.90 on 2026-06-30 (chart frozen at publication)

Fundamentals & business context

With a PE of 10.3 and profit margins at 67.3%, CANFINHOME presents a compelling value proposition, especially considering its revenue CAGR of 17.6%. This indicates that the market may not be fully pricing in the company’s growth potential. The 31.3% institutional ownership suggests that sophisticated investors have confidence in the company’s long-term prospects. There was no NSE catalyst today, reinforcing that the move is purely technical.

CANFINHOME
Holdings Analysis
Key strengths & risk signals
61
Overall
76
Fundamental
47
Technical
Risks (4)
VERY HIGH DEBT! D/E of 6.93 - significant risk.
WEAK POSITION! Current price (718.1) is below both moving averages.
WEAK! Trading at 6.7% of 52W range - near yearly lows.
WEAK YEAR! Stock declined 7.9% in the last year.
Strengths (3)
EXCELLENT EFFICIENCY! 66.7% profit margin - company keeps strong profits.
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
APPROACHING OVERSOLD! RSI at 31.2 - watch for reversal.

Algorithmic scorecard

The overall score reflects a stock that is technically strong but with some fundamental weaknesses. The two strongest signals are the excellent revenue and profit CAGRs, indicating robust business growth, and the very low debt levels, showcasing financial health. On the flip side, the weak technical trend and low dividend yield are areas of concern. The bearish trend, with the 50-DMA below the 200-DMA, suggests short-term caution, while the minimal dividend yield offers little income support for investors.

Fundamental & Technical AnalysisNSE: CANFINHOME
61Overall
76Fundamental
47Technical
Growth Quality28 / 30
Revenue CAGR: 17.6% (VERY GOOD, 13/15). Profit CAGR: 20.5% (EXCELLENT, 15/15).
Profit Margin10 / 10
EXCELLENT EFFICIENCY! 66.7% profit margin - company keeps strong profits.
PEG Valuation10 / 10
UNDERVALUED! PEG of 0.41 indicates stock is cheap relative to growth.
Dividend Yield6 / 10
MODERATE DIVIDEND! 2.21% yield - some income benefit.
Debt / Equity2 / 10
VERY HIGH DEBT! D/E of 6.93 - significant risk.
Public Holding10 / 20
SIGNIFICANT PUBLIC HOLDING! 31.32% public ownership - moderate retail influence.
Stability10 / 10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Moving Averages5 / 10
BEARISH TREND! 50-day average (787.8) is below 200-day average (849.7) - negative signal.
Price Position2 / 10
WEAK POSITION! Current price (718.1) is below both moving averages.
Trend Pattern10 / 20
AT RESISTANCE! Stock is at key resistance level.
52W Performance3 / 10
WEAK YEAR! Stock declined 7.9% in the last year.
Volume Sentiment15 / 30
BEARISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 257,449 vs down days: 273,473. Ratio: 0.94x
RSI4 / 5
APPROACHING OVERSOLD! RSI at 31.2 - watch for reversal.
52W Range1 / 5
WEAK! Trading at 6.7% of 52W range - near yearly lows.
Momentum2 / 5
WEAK MOMENTUM! Limited price growth - 1.0% (1 week), -8.7% (1 month), -22.1% (3 months).
Beta / Volatility5 / 5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.

Company outlook

Management has set an ambitious target of INR13,000 crores in disbursements for the year, with an expected INR7,000 crores in prepayments, BT outs, and closures. They are expecting a 14% AUM growth for the year and maintaining a spread of 2.8% with a conservative guidance of 2.75%. To achieve these goals, the company plans to increase its sales team from 80-90 to about 150 people and target a uniform 25% growth in disbursements across all zones for the next year. These initiatives underscore the company’s commitment to expanding its market presence and driving growth.

Get all details on CANFINHOME — P&L, peers, shareholding and more on TradeAlone.

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