PTC India Financial Services Limited (PFS) has announced its Q2 & H1 FY27 investor presentation titled ‘Investing in Impact Powered by Purpose’. The presentation highlights the company’s focus on sustainable financing and delivering comprehensive solutions across the infrastructure value chain. PFS aims to be the most preferred financial partner in sustainable infrastructure transformation.

Financial Highlights

PFS reported a loan asset of ₹3,684 crores as of September 30, 2026, with a total income of ₹114 crores for Q2 FY27. The company’s net interest margin stood at 4.43% for H1 FY27, reflecting robust financial health. Additionally, PFS achieved the highest loan sanctions and disbursements in the past eight and four years respectively.

Strategic Focus Areas

The company’s strategic focus areas include power infrastructure, renewable energy, transportation, water & urban infrastructure, energy storage, clean mobility, biofuels, digital infrastructure, and social & commercial infrastructure. PFS is committed to advancing ESG-led sustainable infrastructure financing, emphasizing green and sustainable finance, gender diversity, and community development.

Future Outlook

Looking ahead, PFS plans to leverage its core infrastructure financing capabilities, pursue opportunities across loan sizes and value chains, and expand lending across private, PSU, and government entities. The company aims to drive disciplined and sustainable growth while maintaining a strong focus on asset quality and portfolio monitoring.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of PTC India Financial Services Limited

PTC India Financial Services Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

PTC falls 8.3% over three months and has not found a floor yet. The PEG of 0.36 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 63.4% reflect exceptional pricing power and operational efficiency. The stock gains 4.8% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. The stock rises -8.3% in three months on -15.8% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of PTC India Financial Services Limited.

Home First Finance Company India Limited (HOMEFIRST) delivered a strong operating performance in Q2FY27, sustaining healthy business momentum alongside profitability and stable asset quality. The quarter was marked by highest ever disbursements, continued expansion of our distribution franchise and disciplined execution across our markets.

Disbursements and AUM Growth

AUM crossed ₹18,000 Cr; grew by 27.0% year-on-year and 6.3% quarter-on-quarter. Disbursal reached an all-time high of ₹1,705 Cr, growth of 32.2% year-on-year and 4.7% quarter-on-quarter.

Profitability and Asset Quality

Profit After Tax (PAT) grew by 29.1% year-on-year and 6.5% quarter-on-quarter to ₹170 Cr. Return on Assets (ROA) remained healthy at 4.2%, while Return on Equity (ROE) stood at 14.9%. Asset quality was strong with Gross Stage 3 reduced by 10 basis points sequentially to 1.7%.

Looking Ahead

Our focus remains on sustaining this relationship between portfolio and earnings growth through disciplined pricing, cost management and efficient capital deployment, while continuing to invest in the franchise. As our business scales, our emphasis remains on converting business growth into consistent earnings, healthy returns and long-term shareholder value.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Home First Finance Company India Limited

Home First Finance Company India Limited belongs to the Financial Services › Mortgage Finance sector. Here’s a quick read on where the business and the stock stand today.

Home falls 11.4% over three months and has not found a floor yet. The PEG of 0.60 signals undervaluation relative to growth. It is a potential re-rating candidate. D/E reaches 3.79. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 49% of its 52-week range with RSI at 43. In other words, neither side has a clear edge right now. Revenue grows at 33.7% and profits at 33.3% CAGR, with D/E of 3.79. Meanwhile, the stock dips 11.4% in three months without any fundamental deterioration. Consequently, the stock quietly becomes cheaper relative to earnings power. For long-term investors, that is a feature. Check Fundamentals of Home First Finance Company India Limited.

Choice International Limited (CHOICEIN), a diversified financial services group, is pleased to announce the successful closing of the strategic investment by NH Investment & Securities Co., Ltd. (“NHIS”), a leading South Korean financial institution, in Choice Equity Broking Private Limited (“CEBPL”), its broking subsidiary. CEBPL has received today the full subscription consideration of ₹8,99,99,95,500 (approximately ₹900 crore) and allotted 42,25,350 fully paid-up Compulsorily Convertible Preference Shares (“CCPS”) to NHIS at ₹2,130 per share, pursuant to the Subscription Agreement dated July 9, 2026. The closing marks the culmination of the transaction announced in July 2026 and establishes a strategic partnership between the two financial services institutions.

Strategic Partnership

The proceeds will be deployed towards strengthening CEBPL’s growth capabilities, including expansion of its Margin Trading Facility (“MTF”) business, technology infrastructure, customer acquisition, talent development, and product innovation. Beyond the capital infusion, the partnership provides an opportunity to combine Choice’s understanding of the Indian market and domestic distribution network with NHIS’s international institutional expertise. Collaboration across institutional broking, research, capital markets, risk management, governance, and operational practices is expected to support CEBPL’s long-term competitiveness and business development.

Management Commentary

Mr. Arun Poddar, CEO & Executive Director, Choice International Limited, said: The closing of this investment marks an important milestone in Choice’s journey to build an enduring financial services institution. Beyond strengthening our broking business and technology capabilities, it supports our larger mission of making financial services more accessible and empowering more Indians to participate in the country’s growth. Aligned with Prime Minister Shri Narendra Modi’s vision of Viksit Bharat 2047, we believe financial inclusion and awareness are essential to ensuring that economic progress translates into wider prosperity. By combining technology with our on-ground distribution network, we aim to reach underserved communities, build financial confidence, and enable long-term wealth creation.

As we expand, we remain focused on building a sustainable, institutionally stronger business that creates lasting value for our customers, shareholders, and the nation.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Choice International Limited

Choice International Limited belongs to the Financial Services › Capital Markets sector. Here’s a quick read on where the business and the stock stand today.

Choice falls 8.4% over three months and has not found a floor yet. Premium net margins of 20.2% demonstrate strong cost discipline and a wide competitive moat. Revenue grows at 42.3% and profits at 53.6% CAGR. Both numbers are exceptional. The stock gains 2.0% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. Revenue grows at 42.3% and profits at 53.6% CAGR, with D/E of 0.61. Meanwhile, the stock dips 8.4% in three months without any fundamental deterioration. Consequently, the stock quietly becomes cheaper relative to earnings power. For long-term investors, that is a feature. Check Fundamentals of Choice International Limited.