MAS Financial Services Limited (MASFIN) showcased a robust financial performance for the quarter ended 30th September 2026, reporting a consolidated Assets Under Management (AUM) of ₹17,042.86 Crores and Profit After Tax (PAT) of ₹115.12 Crores. This marks a significant growth of 23% in AUM and 26% in PAT compared to the corresponding quarter of the previous year, demonstrating the company’s strong fundamentals and commitment to excellence.

Consolidated Performance

The consolidated AUM for the quarter stands at ₹17,042.86 Crores, a notable increase from ₹12,999.14 Crores in the same quarter last year. The consolidated PAT also rose to ₹115.12 Crores from ₹91.43 Crores, reflecting the company’s efficient risk management and profitability strategies. The consolidated disbursement during the quarter was ₹4,907.95 Crores, highlighting the company’s active role in MSME financing.

Standalone Performance

MAS Financial Services Limited (Standalone) reported an AUM of ₹16,011.38 Crores and PAT of ₹110.05 Crores for the quarter ended 30th September 2026. This represents a 23% increase in AUM and a 23% rise in PAT compared to the same quarter last year. The standalone disbursement was ₹4,812.05 Crores, underscoring the company’s consistent financial health and growth trajectory.

Commenting on the performance, Mr. Kamlesh Gandhi, Founder, Chairman & Managing Director of MAS Financial Services Limited, said, ‘Team MAS has once again demonstrated a very robust performance, signifying high-quality growth for this quarter too. More than 23% growth in AUM and 25% in PAT on a consolidated basis bears the testimony to the same, we remain committed to grow between 23-25% prioritizing risk management and profitability.’ Team MAS remains committed to its mission of ‘Excellence through endeavors’ which we now reckon as ‘PURPOSE LED PROGRESS DRIVEN’.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of MAS Financial Services Limited

MAS Financial Services Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

MAS drops 15.4% over three months and trades near its 52-week lows. The PEG of 0.55 signals undervaluation relative to growth. It is a potential re-rating candidate. D/E reaches 3.46. High leverage in this environment is a material risk the market cannot ignore. The stock sits at 5% of its 52-week range, close to annual lows. Historically, value investors build positions at these levels — though cheap stocks can stay cheap. Revenue grows at 25.5% and profits at 22.2% CAGR, with D/E of 3.46. Meanwhile, the stock dips 15.4% in three months without any fundamental deterioration. Consequently, the stock quietly becomes cheaper relative to earnings power. For long-term investors, that is a feature. Check Fundamentals of MAS Financial Services Limited.

PTC India Financial Services Limited (PFS) has announced its Q2 & H1 FY27 investor presentation titled ‘Investing in Impact Powered by Purpose’. The presentation highlights the company’s focus on sustainable financing and delivering comprehensive solutions across the infrastructure value chain. PFS aims to be the most preferred financial partner in sustainable infrastructure transformation.

Financial Highlights

PFS reported a loan asset of ₹3,684 crores as of September 30, 2026, with a total income of ₹114 crores for Q2 FY27. The company’s net interest margin stood at 4.43% for H1 FY27, reflecting robust financial health. Additionally, PFS achieved the highest loan sanctions and disbursements in the past eight and four years respectively.

Strategic Focus Areas

The company’s strategic focus areas include power infrastructure, renewable energy, transportation, water & urban infrastructure, energy storage, clean mobility, biofuels, digital infrastructure, and social & commercial infrastructure. PFS is committed to advancing ESG-led sustainable infrastructure financing, emphasizing green and sustainable finance, gender diversity, and community development.

Future Outlook

Looking ahead, PFS plans to leverage its core infrastructure financing capabilities, pursue opportunities across loan sizes and value chains, and expand lending across private, PSU, and government entities. The company aims to drive disciplined and sustainable growth while maintaining a strong focus on asset quality and portfolio monitoring.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of PTC India Financial Services Limited

PTC India Financial Services Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

PTC falls 8.3% over three months and has not found a floor yet. The PEG of 0.36 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 63.4% reflect exceptional pricing power and operational efficiency. The stock gains 4.8% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. The stock rises -8.3% in three months on -15.8% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of PTC India Financial Services Limited.

Tata Capital Limited (TATACAP) announced its unaudited consolidated financial results for the quarter and half year ended September 30, 2026. The company achieved a significant milestone with its loan book crossing ₹3 trillion, underscoring the scale, diversification, and resilience of its franchise. The assets under management (AUM) stood at ₹3,08,030 crore, up 26% year-on-year, while the profit after tax (PAT) grew 51% year-on-year to ₹1,660 crore. Excluding Motor Finance, AUM grew 32% year-on-year.

Financial Highlights

The consolidated performance highlights include:

• Retail and SME constitutes 85.4% of Net AUM.
• High-margin retail forms ~25% of Net AUM.
• Net total income grew by 24% YoY to ₹ 4,676 crore in Q2FY27 from ₹ 3,774 crore in Q2FY26.
• The cost to income ratio stood at 35.3% in Q2FY27 vs. 39.7% in Q2FY26.
• PAT grew by 51% YoY to ₹ 1,660 crore in Q2FY27 from ₹ 1,097 crore in Q2FY26.

AI-Led Capabilities

Artificial intelligence remains a core strategic priority for the organization. During the quarter, we continued to scale AI-led capabilities across onboarding, operations, underwriting, servicing, and collections. More than 70% of retail applications are now processed through AI, while AI-assisted underwriting has been adopted across 95%+ of Personal Loan and Business Loan cases, improving processing turnaround time by over 39% and enhancing underwriting productivity.

Forward-Looking Statement

While global uncertainties and evolving market conditions warrant continued vigilance, India’s strong economic fundamentals, structural growth drivers, and rising credit penetration continue to create significant long-term opportunities. We remain focused on pursuing growth in a disciplined manner, while maintaining strong risk management and balance sheet resilience.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Tata Capital Limited

Tata Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Tata holds in the upper half of its 52-week range, a sign the market backs the stock. Industry-leading margins of 37.8% reflect exceptional pricing power and operational efficiency. Revenue grows at 0.0% CAGR. The company generates cash but does not compound aggressively. The stock trades at 83% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. The stock rises 0.0% in three months on 0.0% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of Tata Capital Limited.