AFIL
Akme Fintrade (India) Limited (AFIL) Stock Analysis
Akme Fintrade (India) Limited is an Indian non-banking finance company engaged in lending and financial services. It provides loans and related products to retail and small business segments. The company operates as a listed NBFC in India. Its business is regulated by RBI norms applicable to NBFCs.
Financial Services › Credit Services
₹7.60
-3.44% 1W | -14.40% 52W
Market Cap
324 CR
P/E Ratio
7.4
52W High
₹11.1
52W Low
₹3.9
Div. Yield
0%
Beta
0.9
50 DMA
₹9
200 DMA
₹8.3
Profit Margin
48.8%
Inst. Own.
1.9%
⚠️ BREAKDOWN
✅ BOUNCE FROM SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16 | 17 | 20 | 20 | 21 | 24 | 28 | 29 | 32 | 35 | 40 | 43 | 42 |
| Interest | 6 | 7 | 8 | 8 | 8 | 8 | 9 | 11 | 11 | 13 | 16 | 16 | 18 |
| Expenses | 6 | 5 | 6 | 4 | 4 | 6 | 7 | 6 | 8 | 8 | 9 | 13 | 10 |
| Financing Profit | 4 | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 15 | 14 | 14 |
| Financing Margin % | 26% | 30% | 32% | 43% | 43% | 43% | 43% | 41% | 38% | 41% | 37% | 33% | 34% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 4 | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 14 | 14 | 14 |
| Tax % | 26% | 26% | 9% | 27% | 5% | 19% | 25% | 36% | 21% | 28% | 27% | 10% | 18% |
| Net Profit | 3 | 4 | 6 | 6 | 9 | 8 | 9 | 8 | 10 | 10 | 10 | 12 | 12 |
| EPS in Rs | 0.10 | 0.11 | 0.18 | 0.20 | 0.20 | 0.19 | 0.21 | 0.18 | 0.23 | 0.24 | 0.24 | 0.29 | 0.26 |
| Gross NPA % | |||||||||||||
| Net NPA % |
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45 | 87 | 100 | 87 | 68 | 70 | 73 | 102 | 149 | 159 |
| Interest | 23 | 46 | 56 | 48 | 35 | 28 | 28 | 36 | 56 | 63 |
| Expenses | 8 | 15 | 17 | 19 | 24 | 22 | 21 | 24 | 38 | 39 |
| Financing Profit | 14 | 25 | 28 | 20 | 8 | 19 | 24 | 43 | 55 | 57 |
| Financing Margin % | 32% | 29% | 27% | 23% | 12% | 28% | 32% | 42% | 37% | 36% |
| Other Income | 1 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Depreciation | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 15 | 26 | 27 | 19 | 8 | 19 | 24 | 43 | 54 | 56 |
| Tax % | 28% | 32% | 30% | 15% | 46% | 23% | 22% | 22% | 22% | |
| Net Profit | 11 | 18 | 19 | 16 | 4 | 15 | 19 | 33 | 42 | 44 |
| EPS in Rs | 2.60 | 4.09 | 0.88 | 0.75 | 0.19 | 0.46 | 0.58 | 0.78 | 0.99 | 1.03 |
| Dividend Payout % | 0% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 29.0% | 11.0% | – |
| Profit CAGR | 43.0% | 21.0% | – |
Shareholding Pattern
Promoters41.24%
FIIs0.75%
DIIs2.86%
Public55.15%
Promoters41.20%
FIIs0.57%
DIIs2.81%
Public55.42%
Promoters41.20%
FIIs0.40%
DIIs2.81%
Public55.58%
Promoters39.53%
FIIs0.62%
DIIs1.95%
Public57.88%
Promoters39.02%
FIIs0.35%
DIIs1.95%
Public58.67%
Promoters41.24%
FIIs0.77%
DIIs2.99%
Public54.99%
Promoters39.53%
FIIs0.62%
DIIs1.95%
Public57.88%
Promoters39.02%
FIIs0.35%
DIIs1.95%
Public58.67%
AFIL
Holdings Analysis
Key strengths & risk signals
66
Overall
78
Fundamental
55
Technical
Risks (4)
TOO MUCH PUBLIC HOLDING! 49.51% public ownership - higher volatility risk.
WEAK POSITION! Current price (7.6) is below both moving averages.
WEAK YEAR! Stock declined 14.4% in the last year.
NEGATIVE MOMENTUM! Price declined across timeframes - down 3.4% (1 week), 15.8% (1 month), 22.1% (3 months).
Strengths (4)
EXCELLENT EFFICIENCY! 48.8% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (9.0) is above 200-day average (8.3) - positive signal.
OVERSOLD! RSI at 27.8 - potential bounce opportunity.
TESTING SUPPORT! Stock is at key support level.
Fundamental & Technical Analysis
66Overall
78Fundamental
55Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 29.4% (EXCELLENT, 15/15). Profit CAGR: 42.8% (EXCELLENT, 15/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 48.8% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.17 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 49.51% public ownership - higher volatility risk.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (9.0) is above 200-day average (8.3) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (7.6) is below both moving averages.
Trend Pattern
16/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
2/10
WEAK YEAR! Stock declined 14.4% in the last year.
Volume Sentiment
10/30
BEARISH SENTIMENT! In last 30 days: 7 up days, 21 down days. Avg volume on up days: 327,362 vs down days: 482,827. Ratio: 0.68x
RSI
5/5
OVERSOLD! RSI at 27.8 - potential bounce opportunity.
52W Range
3/5
MID RANGE! Trading at 51.4% of 52W range - neutral zone.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 3.4% (1 week), 15.8% (1 month), 22.1% (3 months).
Beta
4/5
BELOW MARKET! Beta of 0.90 - slightly less volatile than market.
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AFIL | ₹7.60 | 7.4 | 48.8% | 29.4% | 42.8% | -14.4% | 66 | BOUNCE FROM SUPPORT | +20.8% | -5.7% | +34.3% | +1.5% |
| VIJIFIN | ₹13.50 | 48.1 | 56.1% | 34.6% | 65.8% | +295.4% | 75 | BREAKDOWN | -466.7% | -47.6% | +50.0% | -60.9% |
| MUTHOOTCAP | ₹209.50 | 14.4 | 9.3% | 11.5% | -47.8% | -22.0% | 48 | BREAKDOWN | -272.3% | +50.0% | +7.1% | +0.3% |
| MONEYBOXX | ₹53.90 | 299.6 | 1.1% | 59.7% | – | -33.5% | 40 | APPROACHING RESISTANCE | 0.0% | -60.0% | -11.3% | -2.1% |
| CPCAP | ₹146.40 | 5.9 | 57.1% | -4.2% | 52.7% | +27.8% | 79 | CONSOLIDATING UP | +23.1% | +46.2% | -4.1% | -5.6% |
| IITL | ₹125.70 | – | – | 28.5% | – | -34.2% | 46 | BREAKDOWN | +48.5% | -160.0% | +12.8% | -11.7% |
| STARTECK | ₹257.80 | 10.5 | 75.4% | 13.0% | 2.7% | -13.8% | 61 | BREAKDOWN | +22.9% | -17.3% | +39.7% | +31.3% |
| SAHLIBHFI | ₹77.10 | 12 | 54.2% | 14.0% | 32.5% | -9.5% | 69 | CONSOLIDATION | +6.5% | -3.9% | +15.8% | 0.0% |
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