MONEYBOXX
Moneyboxx Finance Limited (MONEYBOXX) Stock Analysis
Moneyboxx Finance Limited is an Indian NBFC providing loans to micro enterprises and vehicle owners in semi-urban areas. It uses branch and partner channels for secured lending. Credit costs and funding access are key drivers. It is listed on Indian stock exchanges.
Financial Services › Credit Services
₹50.20
-6.82% 1W | -40.20% 52W
Market Cap
351 CR
P/E Ratio
279.2
52W High
₹91.5
52W Low
₹35.9
Div. Yield
0%
Beta
0.4
50 DMA
₹54.2
200 DMA
₹62.3
Profit Margin
1.1%
Inst. Own.
0%
📉 CONSOLIDATING DOWN
📉 CONSOLIDATING DOWN
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23.49 | 28.45 | 33.45 | 42.30 | 45.63 | 49.49 | 51.74 | 52.08 | 59.02 | 55.00 | 54.62 | 63.13 | 52.02 |
| Interest | 8.51 | 10.16 | 10.67 | 13.47 | 15.08 | 15.62 | 15.86 | 16.75 | 20.60 | 21.01 | 21.09 | 20.89 | 21.10 |
| Expenses | 12.57 | 15.96 | 19.27 | 23.44 | 24.59 | 30.01 | 33.78 | 36.86 | 35.62 | 31.39 | 30.80 | 39.36 | 28.23 |
| Financing Profit | 2.41 | 2.33 | 3.51 | 5.39 | 5.96 | 3.86 | 2.10 | -1.53 | 2.80 | 2.60 | 2.73 | 2.88 | 2.69 |
| Financing Margin % | 10.26% | 8.19% | 10.49% | 12.74% | 13.06% | 7.80% | 4.06% | -2.94% | 4.74% | 4.73% | 5.00% | 4.56% | 5.17% |
| Other Income | 0.03 | 0.05 | 0.07 | 0.11 | 0.07 | 0.08 | 0.08 | 0.06 | 0.09 | 0.07 | 0.10 | 0.10 | 0.10 |
| Depreciation | 0.67 | 0.71 | 0.90 | 1.07 | 1.55 | 1.83 | 1.94 | 2.39 | 2.46 | 2.35 | 2.40 | 2.51 | 2.55 |
| Profit before tax | 1.77 | 1.67 | 2.68 | 4.43 | 4.48 | 2.11 | 0.24 | -3.86 | 0.43 | 0.32 | 0.43 | 0.47 | 0.24 |
| Tax % | 7.91% | 18.56% | 25.00% | 6.77% | 4.02% | 3.79% | 16.67% | 36.79% | 44.19% | 9.38% | 20.93% | -0.00% | 16.67% |
| Net Profit | 1.64 | 1.37 | 2.01 | 4.12 | 4.30 | 2.03 | 0.20 | -5.29 | 0.24 | 0.28 | 0.35 | 0.47 | 0.21 |
| EPS in Rs | 0.33 | 0.27 | 0.34 | 0.68 | 0.70 | 0.31 | 0.03 | -0.81 | 0.04 | 0.04 | 0.05 | 0.07 | 0.03 |
| Gross NPA % | |||||||||||||
| Net NPA % |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 | 1 | 1 | 1 | 2 | 4 | 11 | 23 | 50 | 128 | 199 | 232 | 225 |
| Interest | -0 | 0 | -0 | -0 | 0 | 1 | 4 | 11 | 22 | 43 | 63 | 84 | 84 |
| Expenses | 2 | 1 | 1 | 1 | 2 | 6 | 10 | 18 | 37 | 71 | 125 | 137 | 130 |
| Financing Profit | -0 | 0 | -0 | -0 | 0 | -3 | -3 | -6 | -8 | 14 | 10 | 11 | 11 |
| Financing Margin % | -0% | 33% | -2% | -13% | 16% | -70% | -28% | -28% | -16% | 11% | 5% | 5% | 5% |
| Other Income | -0 | -0 | -0 | -0 | -0 | -0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 3 | 8 | 10 | 10 |
| Profit before tax | -0 | 0 | -0 | -0 | 0 | -3 | -4 | -7 | -10 | 11 | 3 | 2 | 1 |
| Tax % | 17% | 31% | -0% | -0% | -26% | 4% | -23% | -43% | -32% | 13% | 58% | 19% | |
| Net Profit | -0 | 0 | -0 | -0 | 0 | -4 | -3 | -4 | -7 | 9 | 1 | 1 | 1 |
| EPS in Rs | -0.02 | 0.06 | -0.03 | -0.07 | 0.06 | -0.88 | -0.74 | -0.86 | -1.37 | 1.50 | 0.19 | 0.19 | 0.19 |
| Dividend Payout % | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 66.0% | 84.0% | 71.0% |
| Profit CAGR | 30.0% | 20.0% | 20.0% |
Shareholding Pattern
Promoters44.59%
DIIs1.29%
Public54.12%
Promoters44.59%
DIIs1.24%
Public54.17%
Promoters44.59%
DIIs0.30%
Public55.11%
Promoters46.80%
FIIs0.01%
Public53.20%
Promoters46.80%
Public53.21%
Promoters54.28%
Public45.71%
Promoters47.83%
DIIs0.85%
Public51.32%
Promoters44.66%
DIIs1.29%
Public54.05%
Promoters46.80%
FIIs0.01%
Public53.20%
Promoters46.80%
Public53.21%
MONEYBOXX
Holdings Analysis
Key strengths & risk signals
40
Overall
47
Fundamental
34
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
POOR YEAR! Stock declined 40.2% in the last year.
BEARISH SENTIMENT! In last 30 days: 16 up days, 14 down days. Avg volume on up days: 77,051 vs down days: 147,588. Ratio: 0.52x
WEAK POSITION! Current price (50.2) is below both moving averages.
Strengths (3)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
LOW VOLATILITY! Beta of 0.40 - stable stock, less market risk.
NEUTRAL! RSI at 45.0 - balanced momentum.
Fundamental & Technical Analysis
40Overall
47Fundamental
34Technical
Fundamental Breakdown
Growth Quality
17/30
Revenue CAGR: 59.7% (EXCELLENT, 15/15). Profit CAGR: 0% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! 1.1% profit margin - thin profits.
PEG Valuation
0/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 45.97% public ownership - higher volatility risk.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
5/10
BEARISH TREND! 50-day average (54.2) is below 200-day average (62.3) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (50.2) is below both moving averages.
Trend Pattern
10/20
Current trend: CONSOLIDATING DOWN
52W Performance
0/10
POOR YEAR! Stock declined 40.2% in the last year.
Volume Sentiment
5/30
BEARISH SENTIMENT! In last 30 days: 16 up days, 14 down days. Avg volume on up days: 77,051 vs down days: 147,588. Ratio: 0.52x
RSI
3/5
NEUTRAL! RSI at 45.0 - balanced momentum.
52W Range
2/5
LOWER HALF! Trading at 25.7% of 52W range - weakness visible.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - -6.8% (1 week), 1.7% (1 month), -17.2% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.40 - stable stock, less market risk.
MONEYBOXX
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q4FY262026-06-02 | Concall PDF | |
| Q3FY262026-02-16 | Concall PDF | |
| Q2FY262025-11-04 | Concall PDF |
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MONEYBOXX | ₹50.20 | 279.2 | 1.1% | 59.7% | – | -40.2% | 40 | CONSOLIDATING DOWN | 0.0% | -60.0% | -11.3% | -2.1% |
| MUTHOOTCAP | ₹213.90 | 14.7 | 9.3% | 11.5% | -47.8% | -14.7% | 49 | CONSOLIDATING DOWN | -272.3% | +50.0% | +7.1% | +0.3% |
| AFIL | ₹8.00 | 7.8 | 48.8% | 29.4% | 42.8% | -3.2% | 62 | CONSOLIDATION | +20.8% | -5.7% | +34.3% | +1.5% |
| VIJIFIN | ₹16.70 | 59.5 | 61.0% | 34.6% | 65.8% | +448.3% | 80 | CONSOLIDATING UP | -466.7% | -47.6% | +50.0% | -60.9% |
| CPCAP | ₹160.30 | 6.5 | 57.1% | -4.2% | 52.7% | +54.0% | 80 | CONSOLIDATING UP | +23.1% | +46.2% | -4.1% | -5.6% |
| IITL | ₹128.80 | – | – | 28.5% | – | -34.8% | 47 | CONSOLIDATING DOWN | +48.5% | -160.0% | +12.8% | -11.7% |
| STARTECK | ₹259.90 | 10.6 | 75.4% | 13.0% | 2.7% | -15.7% | 69 | BREAKOUT | +22.9% | -17.3% | +39.7% | +31.3% |
| MANCREDIT | ₹216.90 | 25.4 | 23.2% | 48.1% | 24.6% | +22.3% | 64 | HIT RESISTANCE | +90.0% | +3.6% | +53.1% | +4.2% |
Data from TradeAlone · Updated daily
MONEYBOXX News
Moneyboxx Finance Limited (moneyboxx): Reaches ₹1,000 Crore Total Assets Milestone2026-10-07Moneyboxx Finance Limited (moneyboxx) Raises ₹84 Crore in Fresh Debt; Adds Bandhan Bank as New Lender2026-10-01Moneyboxx Finance Limited (moneyboxx) Raises ₹60 Crore Via Ncds2026-09-28Moneyboxx Finance Limited (moneyboxx) Partners with Bachatt to Launch Smartbiz Loan2026-09-01Moneyboxx Finance Limited (moneyboxx) Q1 FY27: Strategic Transformation and Technology Moat2026-08-12Moneyboxx Finance Limited (moneyboxx) Crosses INR 10 Crore in Renewable Energy (solar) Loan Disbursements2026-07-30Moneyboxx Finance Limited (moneyboxx) Raises INR 500 Million Via Ncds, Total INR 700 Million in 4 Months2026-07-21Moneyboxx Finance Limited Wins Big at BW Disrupt Festival of Fintech – 3 Gold and 1 Silver2026-07-14
