BAJAJFINSV
Bajaj Finserv Limited (BAJAJFINSV) Stock Analysis
Bajaj Finserv Limited is the holding company for Bajaj group's insurance, lending, and financial services businesses. It owns stakes in life and general insurance joint ventures and Bajaj Finance among other ventures. The company is a financial conglomerate stock on Indian exchanges. It is a large-cap benchmark financial stock.
Financial Services › Financial Conglomerates
₹1,729.00
-0.33% 1W | -16.90% 52W
Market Cap
276.7k CR
P/E Ratio
27.4
52W High
₹2195
52W Low
₹1597
Div. Yield
0.08%
Beta
0.4
50 DMA
₹1890.1
200 DMA
₹1859.8
Profit Margin
6.5%
Inst. Own.
15%
📊 ANALYZING TREND
⚠️ BREAKDOWN
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 23,280 | 26,023 | 29,038 | 32,041 | 31,480 | 33,704 | 32,042 | 36,433 | 35,288 | 37,403 | 39,708 | 38,494 | 42,037 |
| Expenses | 13,935 | 16,073 | 18,601 | 21,108 | 19,655 | 21,420 | 19,669 | 23,705 | 20,973 | 23,352 | 25,842 | 23,983 | 24,896 |
| Operating Profit | 9,345 | 9,950 | 10,438 | 10,933 | 11,825 | 12,283 | 12,373 | 12,728 | 14,315 | 14,050 | 13,866 | 14,511 | 17,141 |
| OPM % | 40% | 38% | 36% | 34% | 38% | 36% | 39% | 35% | 41% | 38% | 35% | 38% | 41% |
| Other Income | 3 | 0 | 2 | 4 | 3 | 3 | 3 | 10 | 13 | 3 | -378 | 25 | 5 |
| Interest | 4,020 | 4,449 | 4,777 | 5,154 | 5,592 | 6,046 | 6,276 | 6,396 | 6,807 | 6,901 | 7,232 | 7,291 | 7,834 |
| Depreciation | 202 | 209 | 232 | 257 | 267 | 275 | 288 | 339 | 317 | 327 | 330 | 317 | 380 |
| Profit before tax | 5,125 | 5,292 | 5,431 | 5,527 | 5,968 | 5,966 | 5,812 | 6,002 | 7,204 | 6,825 | 5,926 | 6,928 | 8,932 |
| Tax % | 28% | 29% | 26% | 26% | 29% | 30% | 24% | 21% | 26% | 30% | 26% | 25% | 30% |
| Net Profit | 3,709 | 3,756 | 4,045 | 4,085 | 4,209 | 4,180 | 4,412 | 4,756 | 5,329 | 4,746 | 4,368 | 5,226 | 6,297 |
| EPS in Rs | 12.20 | 12.09 | 13.52 | 13.28 | 13.39 | 13.07 | 13.97 | 15.14 | 17.46 | 14.04 | 13.95 | 15.86 | 19.57 |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 11,335 | 20,533 | 24,507 | 32,862 | 42,605 | 54,351 | 60,592 | 68,406 | 82,072 | 110,382 | 132,944 | 150,530 | 157,642 |
| Expenses | 5,823 | 13,795 | 15,794 | 22,074 | 27,569 | 36,094 | 40,950 | 46,951 | 52,204 | 69,497 | 83,420 | 93,433 | 98,074 |
| Operating Profit | 5,511 | 6,739 | 8,713 | 10,788 | 15,037 | 18,258 | 19,641 | 21,455 | 29,868 | 40,886 | 49,524 | 57,098 | 59,568 |
| OPM % | 49% | 33% | 36% | 33% | 35% | 34% | 32% | 31% | 36% | 37% | 37% | 38% | 38% |
| Other Income | 8 | 0 | 0 | 1 | 2 | 0 | -7 | 8 | 1 | -4 | -18 | -382 | -344 |
| Interest | 2,230 | 2,877 | 3,716 | 4,531 | 6,657 | 9,500 | 9,274 | 9,629 | 12,380 | 18,607 | 24,587 | 28,541 | 29,259 |
| Depreciation | 38 | 58 | 73 | 160 | 226 | 457 | 498 | 563 | 678 | 900 | 1,170 | 1,291 | 1,354 |
| Profit before tax | 3,251 | 3,804 | 4,925 | 6,099 | 8,155 | 8,302 | 9,862 | 11,271 | 16,811 | 21,375 | 23,748 | 26,883 | 28,612 |
| Tax % | 26% | 27% | 30% | 32% | 34% | 28% | 25% | 26% | 27% | 27% | 26% | 27% | |
| Net Profit | 2,409 | 2,775 | 3,450 | 4,176 | 5,374 | 5,994 | 7,367 | 8,314 | 12,210 | 15,595 | 17,558 | 19,669 | 20,637 |
| EPS in Rs | 10.62 | 11.71 | 14.21 | 16.65 | 20.23 | 21.17 | 28.09 | 28.63 | 40.29 | 51.07 | 55.57 | 61.24 | 63.42 |
| Dividend Payout % | 2% | 1% | 1% | 1% | 1% | 2% | 1% | 1% | 2% | 2% | 2% | 2% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 22.0% | 20.0% | 22.0% |
| Profit CAGR | 16.0% | 17.0% | 18.0% |
Shareholding Pattern
Promoters58.81%
FIIs8.40%
DIIs10.09%
Public22.60%
Promoters58.81%
FIIs8.11%
DIIs10.49%
Public22.52%
Promoters58.81%
FIIs8.06%
DIIs10.74%
Public22.37%
Promoters58.72%
FIIs7.23%
DIIs11.76%
Public22.16%
Promoters58.72%
FIIs6.90%
DIIs12.11%
Public22.23%
Promoters60.78%
FIIs7.03%
DIIs7.10%
Public24.95%
Promoters60.69%
FIIs8.42%
DIIs7.33%
Public23.38%
Promoters60.64%
FIIs7.53%
DIIs8.99%
Public22.71%
Promoters58.72%
FIIs7.23%
DIIs11.76%
Public22.16%
Promoters58.72%
FIIs6.90%
DIIs12.11%
Public22.23%
BAJAJFINSV
Holdings Analysis
Key strengths & risk signals
68
Overall
76
Fundamental
61
Technical
Risks (4)
LOW MARGIN! 6.5% profit margin - thin profits.
WEAK POSITION! Current price (1729.0) is below both moving averages.
WEAK YEAR! Stock declined 16.9% in the last year.
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.3% (1 week), 5.9% (1 month), 6.7% (3 months).
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (1890.1) is above 200-day average (1859.8) - positive signal.
LOW VOLATILITY! Beta of 0.40 - stable stock, less market risk.
BULLISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 997,255 vs down days: 754,684. Ratio: 1.32x
Fundamental & Technical Analysis
68Overall
76Fundamental
61Technical
Fundamental Breakdown
Growth Quality
28/30
Revenue CAGR: 22.9% (EXCELLENT, 15/15). Profit CAGR: 15.2% (VERY GOOD, 13/15).
Profit Margin
3/10
LOW MARGIN! 6.5% profit margin - thin profits.
PEG Valuation
8/10
FAIRLY VALUED! PEG of 1.80 indicates reasonable valuation.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.08% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
14/20
MODERATE PUBLIC HOLDING! 24.66% public ownership - balanced ownership structure.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (1890.1) is above 200-day average (1859.8) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (1729.0) is below both moving averages.
Trend Pattern
10/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
2/10
WEAK YEAR! Stock declined 16.9% in the last year.
Volume Sentiment
25/30
BULLISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 997,255 vs down days: 754,684. Ratio: 1.32x
RSI
4/5
APPROACHING OVERSOLD! RSI at 37.5 - watch for reversal.
52W Range
2/5
LOWER HALF! Trading at 22.1% of 52W range - weakness visible.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.3% (1 week), 5.9% (1 month), 6.7% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.40 - stable stock, less market risk.
BAJAJFINSV
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-05 | Concall PDF | |
| Q4FY262026-05-07 | Concall PDF | |
| Q3FY262026-02-11 | Concall PDF | |
| Q2FY262025-11-17 | Concall PDF |
Peer Comparison
Financial Services · Financial Conglomerates · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | ₹1,729.00 | 27.4 | 6.5% | 22.9% | 15.2% | -16.9% | 68 | APPROACHING SUPPORT | +12.3% | +23.4% | +21.9% | +10.1% |
| ABCAPITAL | ₹379.40 | 24.5 | 11.9% | 17.1% | -7.8% | +26.3% | 61 | BOUNCE FROM SUPPORT | +40.1% | +4.0% | +29.5% | -10.2% |
| EDELWEISS | ₹134.80 | 18.1 | 8.4% | 6.2% | 16.7% | +23.5% | 76 | BREAKDOWN | +82.9% | +39.5% | +19.8% | +32.4% |
| ARSSBL | ₹500.90 | 20.1 | 16.7% | 20.4% | 50.7% | -0.9% | 75 | BREAKOUT | +2.6% | -43.8% | +18.8% | +1.1% |
| CREST | ₹360.00 | 29.7 | 26.1% | 14.3% | -50.9% | -0.4% | 62 | APPROACHING RESISTANCE | -55.2% | +34.5% | -55.4% | -12.8% |
| CENTRUM | ₹19.40 | – | -20.1% | 37.3% | – | -42.3% | 40 | APPROACHING SUPPORT | +564.7% | -779.4% | +9.8% | -10.7% |
| DIGISPICE | ₹15.80 | 17 | 4.1% | 2.5% | – | -39.0% | 52 | BREAKOUT | -5.8% | +140.7% | -12.9% | +0.6% |
| IVC | ₹7.90 | 52.5 | 7.4% | -5.2% | -31.4% | +3.1% | 47 | CONSOLIDATION | +111.1% | -29.6% | +41.4% | +13.9% |
Data from TradeAlone · Updated daily
BAJAJFINSV News
Bajaj Finserv Limited Appoints Deepak Reddy as CEO Designate of Bajaj General Insurance2026-10-23Bajaj Finserv Limited (bajajfinsv) Q1 Fy2027: Revenue Surges, PAT Grows2026-07-31Bajaj Finserv Limited (BAJAJFINSV) climbs up 5% intraday, tests resistance2026-07-31Bajaj Finserv Limited Q4 FY2026: Profit Growth Surges by 22%2026-05-08
