CANHLIFE
Canara HSBC Life Insurance Company Limited (CANHLIFE) Stock Analysis
Canara HSBC Life Insurance Company Limited is an Indian life insurer joint venture of Canara Bank and HSBC. It sells protection, savings, and unit-linked products through bancassurance and agents. Premium growth ties to bank distribution and consumer financial planning in India. The company is listed on Indian stock exchanges and operates from India.
Financial Services › Insurance - Life
₹130.40
-6.36% 1W | +21.50% 52W
Market Cap
12.4k CR
P/E Ratio
92.5
52W High
₹166.7
52W Low
₹106
Div. Yield
0.3%
Beta
–
50 DMA
₹150.1
200 DMA
₹145.4
Profit Margin
1.1%
Inst. Own.
20.7%
⚠️ BREAKDOWN
⚠️ BREAKDOWN
Fundamentals
Profit & Loss
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,323 | 1,516 | 2,783 | 3,632 | 2,348 | 4,202 | 1,374 | 4,351 | 2,555 |
| Expenses | 3,317 | 1,539 | 2,749 | 3,625 | 2,332 | 4,272 | 1,258 | 4,351 | 2,497 |
| Operating Profit | 6 | -23 | 34 | 6 | 16 | -70 | 116 | -0 | 58 |
| OPM % | 0.2% | -1.5% | 1.2% | 0.2% | 0.7% | -1.7% | 8% | -0.0% | 2.3% |
| Other Income | 37 | 51 | 1 | 20 | 30 | 101 | -77 | 32 | -10 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 43 | 28 | 35 | 26 | 45 | 31 | 39 | 32 | 48 |
| Tax % | 15% | -4% | 8% | 10% | 10% | 10% | 10% | 11% | 11% |
| Net Profit | 37 | 29 | 32 | 23 | 41 | 28 | 35 | 28 | 43 |
| EPS in Rs | 0.39 | 0.31 | 0.34 | 0.25 | 0.43 | 0.29 | 0.37 | 0.30 | 0.45 |
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Sales | 3,074 | 9,253 | 8,496 | 8,435 | 11,841 | 10,710 | 11,556 | 12,482 |
| Expenses | 3,059 | 9,323 | 8,726 | 8,471 | 11,705 | 10,578 | 11,424 | 12,379 |
| Operating Profit | 15 | -71 | -230 | -36 | 136 | 131 | 132 | 103 |
| OPM % | 0.5% | -0.8% | -2.7% | -0.4% | 1.1% | 1.2% | 1.1% | 0.8% |
| Other Income | 104 | 184 | 256 | 155 | 11 | 19 | 29 | 46 |
| Interest | 6 | 6 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 8 | 13 | 17 | 19 | 23 | 22 | 20 | 0 |
| Profit before tax | 105 | 95 | 10 | 100 | 124 | 128 | 141 | 149 |
| Tax % | 0% | 0% | 0% | 9% | 9% | 9% | 10% | |
| Net Profit | 105 | 95 | 10 | 91 | 113 | 117 | 127 | 134 |
| EPS in Rs | 1.11 | 1.00 | 0.11 | 0.96 | 1.19 | 1.23 | 1.33 | 1.41 |
| Dividend Payout % | 0% | 0% | 278% | 31% | 34% | 32% | 30% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 11.0% | 5.0% | – |
| Profit CAGR | 12.0% | 6.0% | – |
Shareholding Pattern
Promoters62.00%
FIIs4.57%
DIIs30.85%
Public2.32%
Promoters62.00%
FIIs5.67%
DIIs29.79%
Public2.28%
Promoters62.00%
FIIs5.42%
DIIs29.67%
Public2.47%
Promoters62.00%
FIIs5.67%
DIIs29.79%
Public2.28%
Promoters62.00%
FIIs5.42%
DIIs29.67%
Public2.47%
CANHLIFE
Holdings Analysis
Key strengths & risk signals
53
Overall
50
Fundamental
57
Technical
Risks (3)
OVERVALUED! PEG of 15.42 means expensive relative to growth rate.
WEAK POSITION! Current price (130.4) is below both moving averages.
NEGATIVE MOMENTUM! Price declined across timeframes - down 6.4% (1 week), 15.3% (1 month), 12.9% (3 months).
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (150.1) is above 200-day average (145.4) - positive signal.
OVERSOLD! RSI at 23.4 - potential bounce opportunity.
GOOD YEAR! Stock gained 21.5% in the last year.
Fundamental & Technical Analysis
53Overall
50Fundamental
57Technical
Fundamental Breakdown
Growth Quality
13/30
Revenue CAGR: 5.0% (SLOW, 5/15). Profit CAGR: 6.0% (MODERATE, 8/15).
Profit Margin
2/10
LOW MARGIN! 1.1% profit margin - thin profits.
PEG Valuation
0/10
OVERVALUED! PEG of 15.42 means expensive relative to growth rate.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.3% yield - little to no income.
Debt to Equity
2/10
VERY HIGH DEBT! D/E of 27.29 - significant risk.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 2.32% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (150.1) is above 200-day average (145.4) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (130.4) is below both moving averages.
Trend Pattern
10/20
BREAKDOWN! Stock has broken below support levels - weakness present.
52W Performance
8/10
GOOD YEAR! Stock gained 21.5% in the last year.
Volume Sentiment
15/30
BEARISH SENTIMENT! In last 30 days: 10 up days, 20 down days. Avg volume on up days: 914,025 vs down days: 1,097,128. Ratio: 0.83x
RSI
5/5
OVERSOLD! RSI at 23.4 - potential bounce opportunity.
52W Range
3/5
MID RANGE! Trading at 40.2% of 52W range - neutral zone.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 6.4% (1 week), 15.3% (1 month), 12.9% (3 months).
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
CANHLIFE
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q2FY262026-01-27 | Concall PDF | |
| Q1FY262025-10-30 | Concall PDF |
Peer Comparison
Financial Services · Insurance - Life · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CANHLIFE | ₹130.40 | 92.5 | 1.1% | 5.0% | 6.0% | +21.5% | 53 | BREAKDOWN | – | +53.0% | – | -41.3% |
| NIVABUPA | ₹76.00 | 39 | 4.8% | 36.4% | 118.5% | +0.1% | 69 | APPROACHING RESISTANCE | +93.0% | -60.1% | +27.9% | +15.6% |
| RELIGARE | ₹220.50 | 150 | 0.6% | 31.4% | -0.4% | -14.0% | 51 | BREAKDOWN | -356.9% | -131.9% | +23.8% | -6.9% |
| STARHEALTH | ₹548.90 | 38.3 | 3.6% | 14.0% | -3.4% | +9.9% | 65 | APPROACHING RESISTANCE | +25.4% | +393.9% | +12.6% | +13.7% |
| MFSL | ₹1,294.90 | 409.8 | 0.2% | 15.0% | -39.5% | -17.0% | 51 | BREAKDOWN | +37.4% | -462.1% | +16.8% | +38.6% |
| ICICIPRULI | ₹445.00 | 36.7 | 2.7% | 8.5% | 25.5% | -24.6% | 56 | CONSOLIDATING DOWN | +27.8% | -38.1% | +12.3% | +810.8% |
| HDFCLIFE | ₹553.00 | 58.4 | 1.9% | 9.3% | 11.8% | -25.9% | 52 | APPROACHING RESISTANCE | +11.5% | +22.9% | +14.4% | +70.2% |
| SBILIFE | ₹1,656.80 | 63.9 | 2.1% | 11.1% | 12.8% | -9.5% | 53 | APPROACHING RESISTANCE | +22.0% | -9.9% | +18.8% | +1,031.9% |
Data from TradeAlone · Updated daily
CANHLIFE News
Canara HSBC Life Insurance Company Limited (canhlife) Reports Robust H1 FY27 Results: Embedded Value Reaches ₹7,622 Crore2026-10-09Canara HSBC Life Insurance Company Limited (NSE: CANHLIFE) clears resistance, moves up 5% intraday2026-07-29Canara HSBC Life Insurance Company Limited (CANHLIFE) breaks out, moves up 7% intraday2026-07-21Canara HSBC Life Insurance Company Limited (canhlife) Reports 19% APE Growth in Q1 FY272026-07-20Canara HSBC Life Insurance Company Limited (CANHLIFE) clears resistance, moves up 9% intraday2026-07-13
