CANHLIFE
Canara HSBC Life Insurance Company Limited (CANHLIFE) Stock Analysis
Canara HSBC Life Insurance Company Limited is an Indian life insurer joint venture of Canara Bank and HSBC. It sells protection, savings, and unit-linked products through bancassurance and agents. Premium growth ties to bank distribution and consumer financial planning in India. The company is listed on Indian stock exchanges and operates from India.
Financial Services › Insurance - Life
₹155.40
+1.97% 1W | +36.20% 52W
Market Cap
14.7k CR
P/E Ratio
111.8
52W High
₹166.7
52W Low
₹106
Div. Yield
0.26%
Beta
–
50 DMA
₹150.4
200 DMA
₹144.3
Profit Margin
1.1%
Inst. Own.
20.1%
🔥 APPROACHING RESISTANCE
🔥 APPROACHING RESISTANCE
Fundamentals
Profit & Loss
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 3,323 | 1,516 | 2,783 | 3,632 | 2,348 | 4,202 | 1,374 | 4,351 |
| Expenses | 3,317 | 1,539 | 2,749 | 3,625 | 2,332 | 4,272 | 1,258 | 4,351 |
| Operating Profit | 6 | -23 | 34 | 6 | 16 | -70 | 116 | -0 |
| OPM % | 0.2% | -1.5% | 1.2% | 0.2% | 0.7% | -1.7% | 8% | -0.0% |
| Other Income | 37 | 51 | 1 | 20 | 30 | 101 | -77 | 32 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 43 | 28 | 35 | 26 | 45 | 31 | 39 | 32 |
| Tax % | 15% | -4% | 8% | 10% | 10% | 10% | 10% | 11% |
| Net Profit | 37 | 29 | 32 | 23 | 41 | 28 | 35 | 28 |
| EPS in Rs | 0.39 | 0.31 | 0.34 | 0.25 | 0.43 | 0.29 | 0.37 | 0.30 |
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Sales | 3,074 | 9,253 | 8,496 | 8,435 | 11,841 | 10,710 | 11,556 | 12,275 |
| Expenses | 3,059 | 9,323 | 8,726 | 8,471 | 11,705 | 10,578 | 11,424 | 12,214 |
| Operating Profit | 15 | -71 | -230 | -36 | 136 | 131 | 132 | 61 |
| OPM % | 0.5% | -0.8% | -2.7% | -0.4% | 1.1% | 1.2% | 1.1% | 0.5% |
| Other Income | 104 | 184 | 256 | 155 | 11 | 19 | 29 | 85 |
| Interest | 6 | 6 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 8 | 13 | 17 | 19 | 23 | 22 | 20 | 0 |
| Profit before tax | 105 | 95 | 10 | 100 | 124 | 128 | 141 | 146 |
| Tax % | 0% | 0% | 0% | 9% | 9% | 9% | 10% | |
| Net Profit | 105 | 95 | 10 | 91 | 113 | 117 | 127 | 131 |
| EPS in Rs | 1.11 | 1.00 | 0.11 | 0.96 | 1.19 | 1.23 | 1.33 | 1.39 |
| Dividend Payout % | 0% | 0% | 278% | 31% | 34% | 32% | 30% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 11.0% | 5.0% | – |
| Profit CAGR | 12.0% | 6.0% | – |
Shareholding Pattern
Promoters62.00%
FIIs4.57%
DIIs30.85%
Public2.32%
Promoters62.00%
FIIs5.67%
DIIs29.79%
Public2.28%
Promoters62.00%
FIIs5.42%
DIIs29.67%
Public2.47%
Promoters62.00%
FIIs5.67%
DIIs29.79%
Public2.28%
Promoters62.00%
FIIs5.42%
DIIs29.67%
Public2.47%
CANHLIFE
Holdings Analysis
Key strengths & risk signals
68
Overall
53
Fundamental
84
Technical
Risks (1)
OVERVALUED! PEG of 13.63 means expensive relative to growth rate.
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (150.4) is above 200-day average (144.3) - positive signal.
GOOD YEAR! Stock gained 36.2% in the last year.
BULLISH SENTIMENT! In last 30 days: 17 up days, 13 down days. Avg volume on up days: 1,196,852 vs down days: 615,582. Ratio: 1.94x
Fundamental & Technical Analysis
68Overall
53Fundamental
84Technical
Fundamental Breakdown
Growth Quality
16/30
Revenue CAGR: 7.3% (MODERATE, 8/15). Profit CAGR: 8.2% (MODERATE, 8/15).
Profit Margin
2/10
LOW MARGIN! 1.1% profit margin - thin profits.
PEG Valuation
0/10
OVERVALUED! PEG of 13.63 means expensive relative to growth rate.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.26% yield - little to no income.
Debt to Equity
2/10
VERY HIGH DEBT! D/E of 27.29 - significant risk.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 2.32% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (150.4) is above 200-day average (144.3) - positive signal.
Price Position
8/10
STRONG POSITION! Current price (155.4) is above both moving averages.
Trend Pattern
10/20
AT RESISTANCE! Stock is at key resistance level.
52W Performance
10/10
GOOD YEAR! Stock gained 36.2% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 17 up days, 13 down days. Avg volume on up days: 1,196,852 vs down days: 615,582. Ratio: 1.94x
RSI
3/5
NEUTRAL! RSI at 56.7 - balanced momentum.
52W Range
5/5
STRONG! Trading at 81.4% of 52W range - near yearly highs.
Momentum
5/5
STRONG MOMENTUM! Price has grown across all timeframes - up 2.0% (1 week), 4.3% (1 month), 9.9% (3 months). Momentum is accelerating.
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
CANHLIFE
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q2FY262026-01-27 | Concall PDF | |
| Q1FY262025-10-30 | Concall PDF |
Peer Comparison
Financial Services · Insurance - Life · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CANHLIFE | ₹155.40 | 111.8 | 1.1% | 7.3% | 8.2% | +36.2% | 68 | APPROACHING RESISTANCE | +20.1% | -19.0% | +19.8% | +237.1% |
| NIVABUPA | ₹79.60 | 75.1 | 4.8% | 36.4% | 118.5% | -3.1% | 74 | APPROACHING SUPPORT | +93.0% | -60.1% | +27.9% | +15.6% |
| RELIGARE | ₹249.90 | 165.5 | 0.6% | 31.4% | -0.4% | -1.6% | 52 | APPROACHING RESISTANCE | -356.9% | -131.9% | +23.8% | -6.9% |
| STARHEALTH | ₹560.50 | 49.3 | 3.6% | 14.0% | -3.4% | +21.7% | 67 | APPROACHING SUPPORT | +25.4% | +393.9% | +12.6% | +13.7% |
| MFSL | ₹1,554.00 | 475.2 | 0.2% | 15.0% | -39.5% | -4.4% | 56 | APPROACHING RESISTANCE | +37.4% | -462.1% | +16.8% | +38.6% |
| ICICIPRULI | ₹490.50 | 42.2 | 2.6% | 8.5% | 25.5% | -22.3% | 58 | CONSOLIDATING DOWN | +27.8% | -38.1% | +12.3% | +810.8% |
| HDFCLIFE | ₹557.00 | 60.7 | 1.9% | 9.3% | 11.8% | -32.4% | 65 | BREAKOUT | +11.5% | +22.9% | +14.4% | +70.2% |
| SBILIFE | ₹1,766.90 | 68 | 2.1% | 11.1% | 12.8% | -6.8% | 55 | APPROACHING SUPPORT | +22.0% | -9.9% | +18.8% | +1,031.9% |
Data from TradeAlone · Updated daily
CANHLIFE News
Canara HSBC Life Insurance Company Limited (NSE: CANHLIFE) clears resistance, moves up 5% intraday2026-07-29Canara HSBC Life Insurance Company Limited (CANHLIFE) breaks out, moves up 7% intraday2026-07-21Canara HSBC Life Insurance Company Limited (canhlife) Reports 19% APE Growth in Q1 FY272026-07-20Canara HSBC Life Insurance Company Limited (CANHLIFE) clears resistance, moves up 9% intraday2026-07-13
