Akme Fintrade (India) Limited (AFIL) has achieved a notable milestone with its Assets Under Management (AUM) crossing Rs. 950 crores in the first quarter of FY27. This impressive growth reflects the company’s robust performance and strategic focus on key financial and operating metrics.

Strong Financial Performance

The company’s financial performance during Q1 FY27 has been driven by healthy growth across various metrics. Notably, AUM increased to Rs. 965.07 crore, marking a 42.96% year-on-year (YoY) growth compared to Rs. 675.05 crore as of June 30, 2025. This significant increase underscores the company’s strong capital position and financial resilience.

Key Financial Highlights

Several key financial indicators highlight AFIL’s strong performance. Interest income for the quarter stood at Rs. 41.07 crore, reflecting a 34.17% YoY growth compared to Rs. 30.61 crore in the same quarter of the previous year. Net Interest Income (NII) also increased to Rs. 23.57 crore, up by 22.25% YoY from Rs. 19.28 crore in Q1 FY26. Additionally, Profit After Tax (PAT) rose to Rs. 11.57 crore, demonstrating a 20.40% YoY growth compared to Rs. 9.61 crore in Q1 FY26.

As a result, the company’s Capital Adequacy Ratio (CAR) remained strong at 46.37% as of June 30, 2026, with Tier I Capital at 45.54%, highlighting the company’s financial stability and resilience. Furthermore, the Net Interest Margin (NIM) stood at 11.77%, showcasing the company’s ability to maintain healthy spreads.

Looking ahead, Akme Fintrade (India) Limited remains well-positioned for continued growth. The company’s strategic focus on sustainability financing, including the introduction of Akme GreenX, underscores its commitment to responsible growth and supporting India’s transition toward a more sustainable economy.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Akme Fintrade (India) Limited

Akme Fintrade (India) Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Akme posts a 4.8% three-month gain, but softens in the last few weeks. The PEG of 0.22 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 49.0% reflect exceptional pricing power and operational efficiency. The stock gives back 9.8% in the last month despite a positive three-month run. As a result, the earlier momentum appears to be fading. Both the business and the stock move in the right direction. Revenue grows at 29.4%, profits at 42.8%, and the PEG sits at 0.22 — below its growth rate. That combination is rare. Check Fundamentals of Akme Fintrade (India) Limited.

Akme Fintrade (India) Limited (AFIL) has launched AKME GreenX, a dedicated green finance platform powered by Finayo to support Electric Mobility and Renewable Energy financing. This initiative combines AFIL’s lending expertise with Finayo’s AI-powered digital lending platform to deliver faster, technology-enabled financing solutions. Over the next two years, the platform will build a ₹200 crore green asset portfolio, with ₹100 crore for EV financing and ₹100 crore for solar and distributed renewable energy financing.

Strategic Partnership

The partnership aims to expand access to green finance while supporting the adoption of electric mobility and renewable energy across India. The collaboration leverages AFIL’s extensive lending network and Finayo’s advanced AI-driven digital lending platform to facilitate quicker and more efficient financing solutions.

Future Goals

Over the next five years, the partners aim to build a ₹1,000 crore EV & Solar Financing Portfolio. This ambitious goal underscores the commitment to driving sustainable growth in the electric mobility and renewable energy sectors. As a result, the platform is expected to play a pivotal role in India’s transition towards a greener, more sustainable economy.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Akme Fintrade (India) Limited

Akme Fintrade (India) Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Akme posts a 4.9% three-month gain, but softens in the last few weeks. The PEG of 0.22 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 49.0% reflect exceptional pricing power and operational efficiency. The stock gives back 10.8% in the last month despite a positive three-month run. As a result, the earlier momentum appears to be fading. Both the business and the stock move in the right direction. Revenue grows at 29.4%, profits at 42.8%, and the PEG sits at 0.22 — below its growth rate. That combination is rare. Check Fundamentals of Akme Fintrade (India) Limited.

Akme Fintrade (India) Limited today announced its audited financial results for the fourth quarter and full year ended March 31, 2026. The company delivered robust growth across all key metrics, underpinned by sustained momentum in its vehicle finance portfolio and deepening rural and semi-urban market penetration.

Financial Performance Overview

Net Profit (PAT) for FY26 rose 27.35% year-on-year to ₹42.32 Crore, compared to ₹33.23 Crore in FY25. Gross Interest Income expanded 44.63% to ₹142.57 Crore (FY25: ₹98.58 Crore), while Net Interest Income (NII) grew 37.14% to ₹86.19 Crore (FY25: ₹62.85 Crore), reflecting strong disbursement momentum and effective liability management. Total disbursements for the year crossed the ₹500 Crore mark for the first time in the company’s history, reaching ₹503.91 Crore. The loan book (AUM) grew 48.49% to ₹918.60 Crore as at March 31, 2026 (FY25: ₹618.61 Crore), led by strong growth in the vehicle finance segment.

Q4 FY2025-26 Performance

Q4 FY26 PAT stood at ₹12.27 Crore, registering strong growth of 62.67% year-on-year (Q4 FY25: ₹7.55 Crore) and 18.12% quarter-on-quarter (Q3 FY26: ₹10.39 Crore). Gross Interest Income for the quarter grew 8.78% sequentially to ₹40.54 Crore (Q3 FY26: ₹37.26 Crore). NII grew 14.70% quarter-on-quarter and 38.71% year-on-year, with Net Interest Margin (NIM) improving to 12.85% in Q4 FY26 from 11.99% in Q3 FY26.

As a result, Akme Fintrade (India) Limited is well-positioned to access diversified funding at improved rates with a Capital Adequacy Ratio (CRAR) of 46.23% — more than three times the regulatory minimum — and a credit rating upgrade to A–.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Akme Fintrade (India) Limited

Akme Fintrade (India) Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Akme gains 65.9% over three months and trades near its 52-week highs. The PEG of 0.10 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 47.5% reflect exceptional pricing power and operational efficiency. Buyers show up with 1.7x the volume of sellers. Moreover, they dominated on 15 of recent sessions versus 14 for sellers — a healthy accumulation pattern. Both the business and the stock move in the right direction. Revenue grows at 13.6%, profits at 100.5%, and the PEG sits at 0.10 — below its growth rate. That combination is rare. Check Fundamentals of Akme Fintrade (India) Limited.