Capri Global Capital Limited (CGCL) announced its unaudited financial results for the quarter and half year ended Sep 30th, 2026, marking another strong quarter with consolidated AUM rising to Rs 43,878 crores, up 62% YoY. The company reported its highest-ever quarterly PAT of Rs 4.18 crores, an increase of 77% YoY, driven by robust portfolio growth, healthy lending spreads, and operating leverage.

Consolidated AUM Reaches Rs 43,878 Crores

CGCL’s consolidated AUM increased 62% YoY and 9% QoQ to Rs 43,878 crores. Growth was broad-based across its secured lending businesses, with significant contributions from Gold Loans, Construction Finance, Affordable Housing, and MSME Loans.

Profitability Scales to a New High

The company’s quarterly PAT increased 77% YoY to Rs 4.18 crores, supported by a 69% YoY rise in net interest income to Rs 812 crores and an 84% YoY increase in operating profit to Rs 636 crores. The yield on net advances remained at 17.5%, and the cost of borrowings stood at 9.2%, resulting in a spread of 8.3%.

Sustained Earnings Momentum

For 1HFY27, CGCL reported net interest income of Rs 1,549 crores, up 74% YoY, and non-interest income of Rs 487 crores, up 31% YoY. Operating profit grew 78% YoY to Rs 1,168 crores, while PAT increased 88% YoY to Rs 7.72 crores. The cost-to-income ratio improved to 42.6% from 48.1% in 1HFY26, reflecting stronger operating leverage.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Capri Global Capital Limited

Capri Global Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Capri gains 38.0% over three months and trades near its 52-week highs. The PEG of 0.34 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.62. High leverage in this environment is a material risk the market cannot ignore. The stock trades at 96% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 48.6%, profits at 66.8%, and the PEG sits at 0.34 — below its growth rate. That combination is rare. Check Fundamentals of Capri Global Capital Limited.

City Union Bank Limited (CUB) announced its performance results for the second quarter and half year ended 30th September 2026. The bank’s financial performance showed significant growth across various metrics. The Net Profit After Tax (PAT) increased by 27% to Rs.416 crore for Q2 FY27 compared to Rs.329 crore in the same quarter last year. The Net Interest Income (NII) grew by 31% to Rs.873 crore for Q2 FY27 and Rs.1,693 crore for H1 FY27.

Financial Highlights

CUB’s total income for Q2 FY27 was Rs.2,442 crore, marking a 28% growth from Rs.1,912 crore in Q2 FY26. The operating profit for Q2 FY27 stood at Rs.661 crore, a 40% increase from Rs.471 crore in Q2 FY26. The bank’s operating profit for H1 FY27 was Rs.1,241 crore, up 35% from Rs.922 crore in H1 FY26.

Asset Quality and Ratios

The bank’s asset quality improved with the Gross Non-Performing Assets (NPA) decreasing to 1.44% from 2.42% in Q2 FY26. The Net NPA fell to 0.48% from 0.90% in the same quarter last year. The Net Interest Margin (NIM) increased to 3.87% in Q2 FY27 from 3.63% in Q2 FY26 and 3.83% for H1 FY27 compared to 3.59% in H1 FY26.

The Cost to Income Ratio (CIR) for Q2 FY27 was 45.96%, down from 49.16% in Q2 FY26. The bank’s capital adequacy ratio stood at 21.26%, well above the regulatory requirement.

City Union Bank Limited continues to strengthen its financial health and operational efficiency, setting a positive tone for the future.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of City Union Bank Limited

City Union Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.

City rises 13.0% over three months, with buying pressure holding steady. Industry-leading margins of 37.6% reflect exceptional pricing power and operational efficiency. Revenue grows at 11.0% and profits at 17.0% CAGR. The market consistently rewards this kind of compounding. Buyers show up with 1.5x the volume of sellers. Moreover, they dominated on 17 of recent sessions versus 13 for sellers — a healthy accumulation pattern. Both the business and the stock move in the right direction. Revenue grows at 11.0%, profits at 17.0%, and the PEG sits at 0.95 — below its growth rate. That combination is rare. Check Fundamentals of City Union Bank Limited.

Satin Creditcare Network Limited (SATIN) has announced its financial results for the Half Year ended 30th September 2026. The company reported a consolidated Profit After Tax (PAT) of ₹299 crores in H1 FY27, nearing the full-year profit of ₹332 crores for FY26 in just six months.

Financial Highlights

The company’s Assets under Management (AUM) grew by 31% to ₹16,589 crores in H1 FY27 compared to ₹12,687 crores in H1 FY26. Disbursement surged by 48% to ₹7,192 crores in H1 FY27 from ₹4,868 crores in H1 FY26. Total revenue increased by 27% to ₹1,760 crores in H1 FY27 from ₹1,391 crores in H1 FY26. Pre-Provision Operating Profit (PPOP) rose by 43% to ₹592 crores in H1 FY27 from ₹413 crores in H1 FY26.

Profitability

The company’s PAT for H1 FY27 was ₹299 crores, a significant 204% increase from ₹98 crores in H1 FY26. In Q2 FY27, PAT reached ₹176 crores, up 231% from ₹53 crores in Q2 FY26. Return on Assets (ROA) and Return on Equity (ROE) also saw substantial growth, with ROA increasing by 267 basis points to 4.4% and ROE rising by 1,386 basis points to 22.2% in H1 FY27.

Future Outlook

Dr. HP Singh, Chairman cum Managing Director of Satin Creditcare Network Limited, emphasized the company’s commitment to sustainable growth, balance sheet strength, and disciplined credit execution. With a strong capital base and diversified lending portfolio, SATIN is well-positioned to continue its growth trajectory.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Satin Creditcare Network Limited

Satin Creditcare Network Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Satin falls 9.3% over three months and has not found a floor yet. The PEG of 0.02 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.46. High leverage in this environment is a material risk the market cannot ignore. The stock gains 6.1% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. The stock rises -9.3% in three months on 23.5% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of Satin Creditcare Network Limited.