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Shriram Finance Limited (SHRIRAMFIN) moves down 5% intraday

Shriram Finance Limited (NSE: SHRIRAMFIN) falls 5% intraday to ₹1010.1, nearing support at ₹998 in the Financial Services sector.

Reena Bhati - Tradealone

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Shriram Finance Limited SHRIRAMFIN moves down 5% intraday

Shriram Finance Limited (SHRIRAMFIN) fell -5% to ₹1010.1 on the NSE on 08 Jul 2026, driven by a shift in trendline status from BOUNCE FROM SUPPORT to APPROACHING SUPPORT. This move comes as the stock tests its 6-month support trendline, currently at ₹997.81, which it is just 1.22% above. In the broader financial services sector, particularly credit services, SHRIRAMFIN’s performance today appears to be more company-specific rather than a sector-wide trend.

Technical setup — trendlines & DMA

Currently, SHRIRAMFIN is navigating a critical juncture in its 6-month trendline structure. The 6-month support trendline is situated at ₹997.81, and the stock is trading just above this level by 1.22%. On the upside, resistance is seen at ₹1049.25, which is 3.88% above the current price. The stock’s position relative to its moving averages is noteworthy; the 50-DMA stands at ₹966.2, and the 200-DMA is at ₹925.2, both of which the stock has surpassed, indicating a bullish trend. However, the stock is currently 10.41% above the 50-DMA, suggesting it might be slightly extended. In terms of its 52-week range, the stock is in the upper third, 82% above the 52-week low and 8.8% below the 52-week high, implying that a significant portion of its potential upside may already be priced in.

6M Trendline — Intraday Snapshot
APPROACHING SUPPORT₹900₹950₹1,000₹1,05013 Apr12 May10 Jun8 Jul

Snapshot: ₹1,010.10 on 2026-07-08 (chart frozen at publication)

Fundamentals & business context

With a PE of 20.0, Shriram Finance Limited’s valuation appears reasonable given its robust profit margin of 48.3% and a solid revenue CAGR of 13.9% over the past five years. This suggests that the market is not overly optimistic about future growth, aligning the stock’s valuation with its current earnings power. The company’s institutional ownership of 59.6% indicates strong confidence from sophisticated investors, often a positive signal for the stock’s long-term prospects. There was no specific NSE catalyst today that directly influenced the stock’s movement, making this drop more of a technical reaction than a fundamental shift.

SHRIRAMFIN
Holdings Analysis
Key strengths & risk signals
70
Overall
81
Fundamental
60
Technical
Risks (3)
VERY HIGH DEBT! D/E of 3.17 - significant risk.
WEAK POSITION! Current price (917.2) is below both moving averages.
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.9% (1 week), 10.9% (1 month), 12.2% (3 months).
Strengths (4)
EXCELLENT EFFICIENCY! 50.0% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (1052.0) is above 200-day average (1009.6) - positive signal.
GOOD YEAR! Stock gained 41.7% in the last year.
LOW VOLATILITY! Beta of 0.60 - stable stock, less market risk.

Algorithmic scorecard

The overall algorithmic scorecard for Shriram Finance Limited reflects a balanced yet slightly technically cautious outlook. The strongest signals from the breakdown highlight the company’s excellent efficiency with a profit margin of 48.3%, showcasing its ability to maintain strong profitability. Additionally, the stock’s bullish trend, indicated by the 50-day average being above the 200-day average, points to sustained investor interest and accumulation. On the flip side, the stock’s overbought condition, with an RSI of 72.1, suggests caution as it may be due for a pullback. Furthermore, the low dividend yield of 1.3% represents a minimal income contribution for investors, which could be a consideration for income-focused portfolios.

Fundamental & Technical AnalysisNSE: SHRIRAMFIN
70Overall
81Fundamental
60Technical
Growth Quality24 / 30
Revenue CAGR: 13.9% (GOOD, 11/15). Profit CAGR: 18.6% (VERY GOOD, 13/15).
Profit Margin10 / 10
EXCELLENT EFFICIENCY! 50.0% profit margin - company keeps strong profits.
PEG Valuation10 / 10
UNDERVALUED! PEG of 0.89 indicates stock is cheap relative to growth.
Dividend Yield5 / 10
LOW DIVIDEND! 1.14% yield - minimal income contribution.
Debt / Equity2 / 10
VERY HIGH DEBT! D/E of 3.17 - significant risk.
Public Holding20 / 20
VERY LESS PUBLIC HOLDING! 4.71% public ownership - strong promoter/institutional control.
Stability10 / 10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Moving Averages10 / 10
BULLISH TREND! 50-day average (1052.0) is above 200-day average (1009.6) - positive signal.
Price Position2 / 10
WEAK POSITION! Current price (917.2) is below both moving averages.
Trend Pattern10 / 20
BREAKDOWN! Stock has broken below support levels - weakness present.
52W Performance10 / 10
GOOD YEAR! Stock gained 41.7% in the last year.
Volume Sentiment15 / 30
BEARISH SENTIMENT! In last 30 days: 9 up days, 20 down days. Avg volume on up days: 4,025,066 vs down days: 4,757,108. Ratio: 0.85x
RSI4 / 5
APPROACHING OVERSOLD! RSI at 30.1 - watch for reversal.
52W Range3 / 5
MID RANGE! Trading at 52.2% of 52W range - neutral zone.
Momentum1 / 5
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.9% (1 week), 10.9% (1 month), 12.2% (3 months).
Beta / Volatility5 / 5
LOW VOLATILITY! Beta of 0.60 - stable stock, less market risk.

Company outlook

Management’s forward guidance for Shriram Finance Limited in FY ’27 includes flat growth in sales numbers but an ambitious target of 18% AUM growth. They have budgeted an interest margin of 8.5% for the year and are adopting a cautious approach towards MSME lending, projecting growth of 13-15%. Management has also expressed concerns about potential stress post-November/December if monsoons are below average and geopolitical tensions persist. In terms of strategic plans, the company aims to grow AUM by 18% in FY ’27 and has set a conservative budget for operating expenses at around 26-27%.

Get all details on SHRIRAMFIN — P&L, peers, shareholding and more on TradeAlone.

Credit Services

Moneyboxx Finance Limited (moneyboxx): Reaches ₹1,000 Crore Total Assets Milestone

Moneyboxx Finance Limited (MONEYBOXX) achieves ₹1,000 crore total assets milestone, qualifying as Middle Layer NBFC.

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Moneyboxx Finance Limited Moneyboxx ₹1,000 Crore Total Assets

Moneyboxx Finance Limited (MONEYBOXX) has achieved a significant milestone by surpassing ₹1,000 crore in total assets as of September 30, 2026. This accomplishment marks the company’s entry into the Middle Layer NBFC (NBFC-ML) category under the Reserve Bank of India’s framework. The total assets figure, based on provisional, unaudited management accounts, signifies the growing scale and maturity of Moneyboxx’s lending platform.

Diversified Financial Services

Moneyboxx has developed a diversified financial-services platform focused on underserved micro and small enterprises. The company offers secured MSME finance, livestock finance, rooftop solar finance, and digital lending. This diversification has enabled Moneyboxx to cater to various financial needs in semi-urban and rural India.

Strengthening Business Foundations

As the business has scaled, Moneyboxx has strengthened its portfolio quality, institutional funding relationships, technology platform, risk-management framework, and governance capabilities. This focus on building robust foundations has been instrumental in the company’s growth journey.

Looking Ahead

Mr. Deepak Aggarwal, Co-Founder and Co-CEO of Moneyboxx Finance Limited, expressed his pride in reaching this milestone. He emphasized the company’s commitment to disciplined growth, strong asset quality, and improving operating efficiency. Moneyboxx will continue to comply with all applicable regulatory requirements and remains focused on responsible lending and governance.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Moneyboxx Finance Limited

Moneyboxx Finance Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

MONEYBOXX
Financial Services › Credit Services
CONSOLIDATING DOWN
46
Fundamental
32
Technical
40
Overall

1W -4.63%
1M -8.05%
3M -17.31%
P/E: 286.1 Cap: Small
AI-Powered Analysis • TradeAlone
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Moneyboxx falls 12.4% over three months and has not found a floor yet. Razor-thin margins below 5% make profitability extremely vulnerable — this business needs scale or pricing power urgently. Revenue consistency is the one bright spot — zero dips in five years shows operational resilience. Sellers drive 1.9x the volume of buyers. Furthermore, they controlled 14 of recent sessions versus 15 for buyers — a clear distribution signal. Revenue grows at 59.7% yet the PEG reaches 99.00 — expensive for that growth. Furthermore, the stock drops 12.4% in three months. Neither value nor momentum supports this setup. It needs an earnings beat or a price reset first. Check Fundamentals of Moneyboxx Finance Limited.

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CAPTRUST

Capital Trust Limited Expands Gold Loan Business with A-eye Technology

Capital Trust Limited (CAPTRUST) expands its gold loan business with A-Eye technology, achieving ₹5-6 Cr monthly disbursements and scaling from pilot to plat.

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Capital Trust Limited Captrust Gold Loan Technology Expansion October 2026

Capital Trust Limited (NSE: CAPTRUST), a leading NBFC, has successfully scaled its gold loan business from pilot to platform, leveraging its innovative A-Eye technology. Launched in October 2025, the business now operates six dedicated gold loan branches, achieving monthly disbursements of ₹5-6 Cr. Cumulative disbursements exceed ₹45 Cr across 1,800+ customers, with gold and secured loan AUM standing at ₹35 Cr.

Valuation Risk Mitigation

Capital Trust has built a technology control into the valuation process. A-Eye independently generates its own karat, weight, and value for every ornament, flagging any variance against human testers before disbursal. The Branch Manager confirms the final value after reviewing all three valuations, and Head Office gives final approval.

Custody and Security

A-Eye tracks each pledged packet across its full journey, from sealing to storage and daily reconciliation. Branch entry and the strong room are controlled from Head Office, ensuring continuous, time-stamped visual records cover the entire process. Any off-pattern access is flagged in real time.

Cash Risk Elimination

Capital Trust’s gold branches have no cash counter. Every repayment is collected through the Company’s app, and customers can top up against pledged gold 24/7. Branches are fully paperless, with every record digital and time-stamped.

On a provisional basis for Q2FY27, AUM stood at about ₹300 Cr, up from ₹239.6 Cr in Q1FY27, with about 80% secured or carrying zero credit risk. Gross NPA was about 2.5%, Net NPA 0.0%, and debt to tangible net worth below 1x. These figures are unaudited and subject to Board approval.

“We built technology into the three places where risk sits in gold lending: valuation, custody and cash. A-Eye is an independent third eye on every ornament and every sealed packet. It values without staff input, watches custody round the clock and logs every step, while final approval and disbursement sit with Head Office. That is what allows us to replicate the Aligarh playbook branch after branch without diluting control.” — Vahin Khosla, Joint Managing Director

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Capital Trust Limited

Capital Trust Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

CAPTRUST
Financial Services › Credit Services
BREAKOUT
42
Fundamental
84
Technical
64
Overall

1W +21.03%
1M +18.54%
3M +86.58%
Cap: Small
AI-Powered Analysis • TradeAlone
Download the App for in-depth analysis of this stock

Capital rises 45.9% over three months, with buying pressure holding steady. Industry-leading margins of 173.8% reflect exceptional pricing power and operational efficiency. Revenue contracts at -21.0% CAGR. That signals structural headwinds, not a short-term blip. The stock holds at 32% of its 52-week range with RSI at 53. In other words, neither side has a clear edge right now. The stock rises 45.9% in three months. Yet revenue grows at only -21.0% and the PEG stands at 99.00. Either the market prices in a turnaround that has not shown up yet, or this is momentum without substance. Check the next two earnings prints before drawing conclusions. Check Fundamentals of Capital Trust Limited.

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Credit Services

Onemi Technology Solutions Limited (kissht) Q2fy27 Business Update: User Base and AUM Surge

OnEMI Technology Solutions Limited (KISSHT) Q2FY27 update: user base up 32.6%, AUM grows 68.4% to ₹9,317 Cr.

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Onemi Technology Solutions Limited Kissht Q2fy27 Update

OnEMI Technology Solutions Limited (NSE: KISSHT), a technology-first digital lender to India’s mass market and mass affluent segments, has released its provisional business update for Q2FY27. The company reported a significant surge in its registered user base and assets under management (AUM).

User Base Expansion

The registered user base stood at 79.54 million as of September 30, 2026, compared to 59.96 million as on September 30, 2025, marking an impressive 32.6% increase. This growth signifies the company’s expanding reach and acceptance among the target demographic.

AUM Growth

Assets under management (AUM) grew by 68.4% to approximately ₹9,317 crore as of September 30, 2026, compared to ₹5,533 crore as of September 30, 2025. AUM increased by approximately ₹1,316 crore during Q2FY27, representing a 16.4% quarter-over-quarter (QoQ) increase. This robust growth highlights the company’s strong performance in managing and growing its financial assets.

These figures reflect the company’s strategic initiatives and operational efficiency, positioning it favorably in the competitive digital lending landscape.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

KISSHT
Financial Services › Credit Services
BREAKOUT
70
Fundamental
90
Technical
80
Overall

1W +0.27%
1M +12.43%
3M +16.01%
P/E: 19.3 Cap: Mid
AI-Powered Analysis • TradeAlone
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OnEMI gains 19.1% over three months and trades near its 52-week highs. The PEG of 0.14 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. The stock trades at 93% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.14 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.

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