Credit Services
Sundaram Finance Limited (sundarmfin) H1fy27 Results: Disbursements Surge 25%, AUM Grows 19%
Sundaram Finance Limited (SUNDARMFIN) reports unaudited H1FY27 results with 25% disbursements growth and 19% AUM increase.
Sundaram Finance Limited (SUNDARMFIN) announced its unaudited standalone and consolidated financial results for the half year ended September 30, 2026. The company reported a robust performance with disbursements growing by 25% to Rs. 19,302 crores in H1FY27 compared to Rs. 15,423 crores in H1FY26. The assets under management (AUM) also grew by 19% to Rs. 65,992 crores as on September 30, 2026, up from Rs. 55,419 crores on September 30, 2025.
Disbursement and AUM Growth
Disbursements for H1FY27 grew by 28% in Q2FY27 to Rs. 10,355 crores compared to Rs. 8,113 crores in Q2FY26. The AUM growth was driven by strong performance across the group companies in asset management, general insurance, and home finance sectors.
Profit and Asset Quality
Profit after tax (PAT) for H1FY27 closed at Rs. 997 crores, up by 21% over H1FY26. The company maintained a strong asset quality with net stage 3 assets at 0.91% against 1.13% last year. Return on assets (ROA) for H1FY27 closed at 2.86% compared to 2.72% for H1FY26.
As the rate cycle turns, the company remains focused on sustaining growth, improving asset quality further, and building resilience in profitability through disciplined pricing, optimal asset mix, and early intervention on collections.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Sundaram Finance Limited
Sundaram Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Sundaram trades in the lower quarter of its 52-week range. D/E reaches 3.98. High leverage in this environment is a material risk the market cannot ignore. Industry-leading margins of 46.1% reflect exceptional pricing power and operational efficiency. The stock sits at 14% of its 52-week range, close to annual lows. Historically, value investors build positions at these levels — though cheap stocks can stay cheap. Revenue grows at 18.6% and profits at 15.7%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of Sundaram Finance Limited.
Credit Services
Northern Arc Capital Limited (northarc) Q2fy27: Lending AUM Grows 34% Yoy to INR 19,003 Crore
Northern Arc Capital Limited (NORTHARC) reports record Q2FY27 performance with lending AUM growing 34% YoY to INR 19,003 Crore.
Northern Arc Capital Limited (NORTHARC) announced its stellar performance for the quarter ended September 30, 2026, highlighting a remarkable growth in its lending assets under management (AUM). The company’s lending AUM surged 34% year-on-year (YoY) to INR 19,003 Crore, underscoring its strong business momentum.
Asset Growth
The company’s direct-to-customer (D2C) lending AUM reached INR 12,502 Crore, representing 66% of the overall AUM. The gross transaction volume for the first half of FY27 grew by 38% YoY to INR 22,303 Crore, reflecting robust demand for financial services.
Financial Performance
NORTHARC’s net interest income grew by 32% YoY to INR 425 Crore in Q2FY27, driven by a stable operational expense ratio of 3.6%. The profit after tax (PAT) rose by 41% YoY to INR 129 Crore, with a return on assets (RoA) of 2.82% and a return on equity (RoE) of 12.4%.
Commenting on the results, Ashish Mehrotra, MD & CEO of Northern Arc Capital, stated, ‘The first half of FY27 reflects continued progress in scaling our diversified financial services business.’ He added, ‘As we enter the second half of FY27, our priorities remain centred on sustaining growth across business verticals, expanding fee-led revenue streams, and maintaining a cautiously optimistic approach to lending in selected geographies impacted by drought conditions.’
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Northern Arc Capital Limited
Northern Arc Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Northern moves sideways over three months, with neither buyers nor sellers taking control. The PEG of 0.55 signals undervaluation relative to growth. It is a potential re-rating candidate. D/E reaches 2.87. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 59% of its 52-week range with RSI at 40. In other words, neither side has a clear edge right now. Revenue grows at 30.0% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Northern Arc Capital Limited.
Credit Services
Muthoot Finance Limited (muthootfin) H1 FY27: Loan AUM Up 42% Yoy, Profit After Tax Rises 39%
Muthoot Finance Limited (MUTHOOTFIN) reports a 42% YoY increase in consolidated loan AUM and a 39% rise in profit after tax for H1 FY27.
Muthoot Finance Limited (MUTHOOTFIN) has reported impressive financial results for the half year ended September 30, 2026. The company’s consolidated Loan Assets Under Management (AUM) surged 42% year-on-year (YoY) to ₹ 2,09,317 crores, marking a significant growth compared to the ₹ 1,47,673 crores in H1 FY26. Moreover, the consolidated Profit After Tax (PAT) for the half year increased by 39% YoY to ₹ 6,103 crores, up from ₹ 4,386 crores in the same period last year.
Key Highlights
Several key milestones were achieved during the period. Notably, the consolidated loan AUM grew by ₹ 61,644 crores, while the standalone loan AUM grew by ₹ 55,505 crores. The consolidated gold loan AUM also saw a robust 46% YoY increase to ₹ 1,93,212 crores. Additionally, the company’s subsidiaries performed exceptionally well, contributing significantly to the overall growth.
Subsidiary Performance
Muthoot Homefin (India) Ltd. reported a 7% YoY increase in loan AUM to ₹ 3,460 crores, and a 9% rise in profit after tax to ₹ 11 crores. Belstar Microfinance Limited saw a 2% increase in loan AUM to ₹ 7,876 crores, and an 8% rise in total revenue to ₹ 906 crores. Muthoot Money Ltd. experienced a phenomenal 99% YoY increase in loan AUM to ₹ 12,716 crores, and a 242% rise in profit after tax to ₹ 364 crores. Asia Asset Finance PLC, Sri Lanka, reported a 39% increase in loan AUM and a 110% rise in profit after tax.
As a result, Muthoot Finance Limited continues to strengthen its position in the financial sector, driven by robust growth across its core segments and subsidiaries. The company’s strategic initiatives and operational efficiencies are expected to further bolster its performance in the coming quarters.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Muthoot Finance Limited
Muthoot Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Muthoot falls 13.1% over three months and has not found a floor yet. The PEG of 0.21 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.67. High leverage in this environment is a material risk the market cannot ignore. The stock sits at 2% of its 52-week range, close to annual lows. Historically, value investors build positions at these levels — though cheap stocks can stay cheap. Revenue grows at 38.0% and profits at 43.1% CAGR — a genuinely strong business. Nevertheless, the stock drops 13.1% in three months. The market sells the stock, not the story. Watch whether that changes at the next earnings. Check Fundamentals of Muthoot Finance Limited.
AFIL
Akme Fintrade (india) Limited (afil) Crosses Rs. 1,000 Crore AUM Milestone in H1 FY27
Akme Fintrade (India) Limited (AFIL) achieves Rs. 1,000 crore AUM milestone, up 35% YoY; H1 FY27 PAT up 19% YoY.
Akme Fintrade (India) Limited (AFIL) announced impressive financial results for the half-year ended September 30, 2026, showcasing a significant milestone in its journey. The company’s Assets Under Management (AUM) crossed the Rs. 1,000 crore mark, reaching Rs. 1,039.35 crore, marking a robust 35.43% year-on-year growth. This achievement underscores Akme Fintrade’s strong performance and expanding footprint in the NBFC sector.
Key Financial Highlights
The financial performance of Akme Fintrade (India) Limited for H1 FY27 reflects a commendable growth trajectory. Notably, the company’s disbursements grew by 22.18% year-on-year to Rs. 205.10 crore, driven by increased demand for vehicle and MSME loans in rural and semi-urban markets. Interest income also saw a significant rise, increasing by 30.92% to Rs. 84.80 crore, highlighting the company’s effective revenue generation capabilities.
Profitability and Efficiency
Profitability metrics for Akme Fintrade (India) Limited in H1 FY27 were equally impressive. The company reported a Profit After Tax (PAT) growth of 19.48% year-on-year to Rs. 23.49 crore, reflecting efficient cost management and strong operational performance. The Net Interest Margin (NIM) remained healthy at 11.48%, indicating the company’s ability to maintain strong spreads despite a rising interest-rate environment.
As Mr. Akash Jain, Chief Executive Officer, noted, the first half of FY27 has been a milestone period for Akme Fintrade. The company is well-positioned to leverage upcoming festive seasons and seasonal demand to sustain its growth momentum through H2 FY27. With strategic investments in technology and a focus on maintaining asset quality, Akme Fintrade is poised for continued success in the evolving financial landscape.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Akme Fintrade (India) Limited
Akme Fintrade (India) Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Akme falls 15.0% over three months and has not found a floor yet. The PEG of 0.18 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 48.8% reflect exceptional pricing power and operational efficiency. Sellers drive 1.5x the volume of buyers. Furthermore, they controlled 20 of recent sessions versus 8 for buyers — a clear distribution signal. Revenue grows at 29.4% and profits at 42.8% CAGR — a genuinely strong business. Nevertheless, the stock drops 15.0% in three months. The market sells the stock, not the story. Watch whether that changes at the next earnings. Check Fundamentals of Akme Fintrade (India) Limited.
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