Arman Financial Services Limited (NSE: ARMANFIN) has announced its financial results for Q1 FY27, showcasing a robust performance with a 22% increase in Profit After Tax (PAT) and a total income of ₹436 Crore, marking a significant milestone for the company.

Key Financial Highlights

The company’s total income for the quarter stood at ₹436 Crore, reflecting a year-on-year growth of 40.7%. The Profit Before Tax (PBT) also saw a substantial rise, contributing to the overall profitability. Notably, the Profit After Tax (PAT) surged by 22%, highlighting the company’s efficient cost management and strong revenue generation capabilities.

Asset Management and Disbursement

Arman Financial Services Limited has demonstrated impressive growth in its Assets Under Management (AUM), which increased by 50.6% year-on-year to ₹3,209 Crore. The disbursements also grew significantly, reaching ₹1,505 Crore, up by 74.1% compared to the same period last year. This growth is indicative of the company’s expanding reach and its ability to cater to the increasing demand for financial services.

Customer Base and Collection Efficiency

The active customer base of Arman Financial Services Limited currently stands at approximately 6.4 lakhs, reflecting the company’s extensive geographical presence and customer trust. The collection efficiency rate is at an impressive 96.6%, showcasing the company’s effective collection practices.

As Arman Financial Services Limited continues to expand its operations and diversify its product offerings, it remains well-positioned to capitalize on the growing opportunities in the financial services sector.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Arman Financial Services Limited

Arman Financial Services Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Arman falls 21.6% over three months and has not found a floor yet. Industry-leading margins of 30.8% reflect exceptional pricing power and operational efficiency. No meaningful dividend — total return is entirely dependent on capital appreciation. RSI stands at 21, well into oversold territory. Yet sellers still dominated on 19 of recent sessions versus 11 for buyers, so the pressure has not fully lifted. Revenue grows at 14.7% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Arman Financial Services Limited.

Muthoot Microfin Limited (NSE: MUTHOOTMF) announced its unaudited financial performance for the quarter and half year of the financial year 2026-27, showcasing strong business momentum while building a more diversified and resilient enterprise for the future. The company achieved the highest-ever quarterly disbursements of Rs. 2,900 crore, registering a growth of 27.5% year-on-year and 9.7% quarter-on-quarter.

Diversified Portfolio Growth

The Gross Loan Portfolio (GLP) reached Rs. 15,323 crore, registering a growth of 22.0% year-on-year. The non-JLG portfolio expanded to 31% of GLP, reflecting the company’s progress in diversifying its portfolio beyond the traditional JLG segment. The small and micro enterprise loan portfolio scaled to Rs. 4,164 crore, accounting for 27% of GLP, with near-zero delinquency.

Operational Efficiency and Profitability

Digital collections increased to 46.7% of total collections, up from 25% in Q2 FY26. Collection efficiency improved to 98.1%, up 477 bps year-on-year, while X-bucket collection efficiency stood at 99.9%. The active customer base stood at 32.7 lakh, supported by a pan-India network of 1,675 branches.

The recent revision of the Global Rating’s outlook to ‘Positive’ by CareEdge, following CRISIL’s upgrade of the company’s long-term rating to AA-/Stable earlier this year, further reinforces the strength of the business and the improving credit profile.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Muthoot Microfin Limited

Muthoot Microfin Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Muthoot falls 27.2% over three months and has not found a floor yet. The PEG stands at 9.23 — severely stretched. Any earnings miss could trigger a sharp de-rating. D/E reaches 3.08. High leverage in this environment is a material risk the market cannot ignore. Sellers drive 1.5x the volume of buyers. Furthermore, they controlled 17 of recent sessions versus 13 for buyers — a clear distribution signal. Revenue grows at 19.5% CAGR — a respectable pace. However, the stock drops 27.2% in three months without an obvious fundamental trigger. Sector-wide pressure or a valuation re-rating can persist for longer than expected. Therefore, there is no rush to step in. Check Fundamentals of Muthoot Microfin Limited.

Moneyboxx Finance Limited (MONEYBOXX) announced a significant acceleration in its monthly loan disbursements, reflecting growing momentum across its diversified lending platform. The Company’s monthly disbursements have more than doubled in just two months, from ₹24.5 crore in August 2026 to ₹32.4 crore in September 2026 and over ₹50 crore in October 2026 (provisional, unaudited).

Strong Branch-Led Growth

The acceleration has been led largely by the Company’s established branch network, which continues to deepen its reach across semi-urban and rural markets. This robust growth is a testament to the investments made in people, processes, and reach.

Partnership Channels Contribution

In addition, the Company’s partnership-led lending business has started contributing positively, adding a complementary distribution channel that will enable Moneyboxx to scale across multiple lending segments and reach a wider customer base.

Sustained Momentum

Moneyboxx continues to build momentum across its key business verticals, including secured MSME lending, livestock finance, rooftop solar finance, and digital lending. The Company’s strategy of combining its branch infrastructure with specialized origination partnerships is creating multiple avenues for sustainable business expansion.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Moneyboxx Finance Limited

Moneyboxx Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Moneyboxx falls 17.2% over three months and has not found a floor yet. Razor-thin margins below 5% make profitability extremely vulnerable — this business needs scale or pricing power urgently. Revenue consistency is the one bright spot — zero dips in five years shows operational resilience. Sellers drive 1.9x the volume of buyers. Furthermore, they controlled 14 of recent sessions versus 16 for buyers — a clear distribution signal. Revenue grows at 59.7% yet the PEG reaches 99.00 — expensive for that growth. Furthermore, the stock drops 17.2% in three months. Neither value nor momentum supports this setup. It needs an earnings beat or a price reset first. Check Fundamentals of Moneyboxx Finance Limited.