5PAISA
5Paisa Capital Limited (5PAISA) Stock Analysis
IIFL Finance Limited (formerly IIFL Holdings Limited) d/b/a IIFL and India Infoline Finance Limited, is an Indian diversified financial services company headquartered in Mumbai. The organisation was founded by Nirmal Jain. IIFL and its group companies are backed by Canadian investor Prem Watsa, private equity firm General Atlantic and CDC Group, the UK Government's private equity arm.
Financial Services › Capital Markets
₹348.70
-0.29% 1W | +7.40% 52W
Market Cap
1.6k CR
P/E Ratio
26.8
52W High
₹416.9
52W Low
₹245.5
Div. Yield
0%
Beta
0.7
50 DMA
₹347.7
200 DMA
₹335.2
Profit Margin
14.9%
Inst. Own.
12.4%
✅ BOUNCE FROM SUPPORT
✅ BOUNCE FROM SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 85 | 97 | 100 | 113 | 102 | 101 | 85 | 71 | 78 | 77 | 79 | 85 | 88 |
| Expenses | 59 | 63 | 70 | 92 | 65 | 62 | 55 | 50 | 52 | 54 | 52 | 60 | 62 |
| Operating Profit | 26 | 34 | 30 | 21 | 37 | 38 | 30 | 21 | 25 | 23 | 27 | 26 | 26 |
| OPM % | 30% | 35% | 30% | 18% | 36% | 38% | 35% | 30% | 32% | 30% | 34% | 30% | 30% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 4 | 6 | 8 | 10 | 7 | 6 | 5 | 5 | 7 | 8 | 8 | 9 | 8 |
| Depreciation | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 |
| Profit before tax | 19 | 25 | 20 | 8 | 27 | 29 | 22 | 13 | 15 | 13 | 17 | 15 | 15 |
| Tax % | 25% | 23% | 25% | 24% | 25% | 25% | 25% | 25% | 26% | 26% | 26% | 25% | 25% |
| Net Profit | 15 | 19 | 15 | 6 | 20 | 22 | 16 | 10 | 12 | 9 | 12 | 11 | 12 |
| EPS in Rs | 3.16 | 4.13 | 3.23 | 1.24 | 4.29 | 4.68 | 3.46 | 2.15 | 2.46 | 2.02 | 2.62 | 2.32 | 2.47 |
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7 | 20 | 61 | 108 | 195 | 298 | 338 | 395 | 360 | 320 | 330 |
| Expenses | 22 | 51 | 78 | 99 | 150 | 251 | 252 | 284 | 232 | 219 | 229 |
| Operating Profit | -15 | -32 | -17 | 10 | 45 | 47 | 87 | 111 | 127 | 101 | 102 |
| OPM % | -199% | -161% | -28% | 9% | 23% | 16% | 26% | 28% | 35% | 32% | 31% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Interest | 1 | 1 | 7 | 15 | 21 | 23 | 21 | 29 | 24 | 33 | 34 |
| Depreciation | 0 | 1 | 1 | 4 | 5 | 5 | 9 | 10 | 12 | 9 | 9 |
| Profit before tax | -16 | -33 | -25 | -10 | 20 | 18 | 58 | 72 | 91 | 59 | 59 |
| Tax % | -29% | -24% | -25% | -18% | 26% | 26% | 25% | 25% | 25% | 25% | |
| Net Profit | -12 | -25 | -19 | -8 | 15 | 14 | 44 | 54 | 68 | 44 | 44 |
| EPS in Rs | -2.20 | -6.62 | -4.96 | -2.07 | 3.84 | 3.12 | 9.47 | 11.63 | 14.55 | 9.42 | 9.43 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | -2.0% | 10.0% | – |
| Profit CAGR | 0.0% | 25.0% | – |
Shareholding Pattern
Promoters32.74%
FIIs21.68%
DIIs0.25%
Public45.32%
Promoters32.78%
FIIs12.36%
DIIs0.01%
Public54.83%
Promoters32.76%
FIIs12.41%
DIIs0.01%
Public54.80%
Promoters36.50%
FIIs15.11%
Public48.38%
Promoters36.50%
FIIs15.21%
Public48.27%
Promoters33.33%
FIIs23.80%
Public42.86%
Promoters32.80%
FIIs22.66%
DIIs0.29%
Public44.24%
Promoters32.75%
FIIs21.57%
DIIs0.25%
Public45.41%
Promoters32.76%
FIIs12.41%
DIIs0.01%
Public54.80%
Promoters36.50%
FIIs15.21%
Public48.27%
5PAISA
Holdings Analysis
Key strengths & risk signals
58
Overall
34
Fundamental
82
Technical
Risks (3)
OVERVALUED! PEG of 53.60 means expensive relative to growth rate.
POSITIVE YEAR! Stock gained 7.4% in the last year.
WEAK MOMENTUM! Limited price growth - -0.3% (1 week), 6.8% (1 month), -10.8% (3 months).
Strengths (4)
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
BULLISH TREND! 50-day average (347.7) is above 200-day average (335.2) - positive signal.
BULLISH SENTIMENT! In last 30 days: 12 up days, 18 down days. Avg volume on up days: 216,965 vs down days: 53,143. Ratio: 4.08x
LOW VOLATILITY! Beta of 0.70 - stable stock, less market risk.
Fundamental & Technical Analysis
58Overall
34Fundamental
82Technical
Fundamental Breakdown
Growth Quality
7/30
Revenue CAGR: -8.5% (DECLINING, 2/15). Profit CAGR: 0.5% (SLOW, 5/15).
Profit Margin
5/10
DECENT EFFICIENCY! 14.9% profit margin - acceptable profitability.
PEG Valuation
0/10
OVERVALUED! PEG of 53.60 means expensive relative to growth rate.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
8/10
LOW DEBT! D/E of 0.36 - strong balance sheet.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 43.63% public ownership - higher volatility risk.
Stability Index
6/10
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (347.7) is above 200-day average (335.2) - positive signal.
Price Position
8/10
STRONG POSITION! Current price (348.7) is above both moving averages.
Trend Pattern
16/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
4/10
POSITIVE YEAR! Stock gained 7.4% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 12 up days, 18 down days. Avg volume on up days: 216,965 vs down days: 53,143. Ratio: 4.08x
RSI
3/5
NEUTRAL! RSI at 57.7 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 60.2% of 52W range - positive territory.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - -0.3% (1 week), 6.8% (1 month), -10.8% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.70 - stable stock, less market risk.
5PAISA
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q4FY262026-07-23 | Concall PDF | |
| Q2FY262026-01-20 | Concall PDF | |
| Q1FY262025-10-17 | Concall PDF |
Peer Comparison
Financial Services · Capital Markets · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5PAISA | ₹348.70 | 26.8 | 14.9% | -8.5% | 0.5% | +7.4% | 58 | BOUNCE FROM SUPPORT | +0.9% | +6.4% | +4.1% | -6.7% |
| SUMMITSEC | ₹1,335.60 | 12.3 | 76.1% | 41.2% | 41.3% | -35.3% | 64 | APPROACHING SUPPORT | +74.8% | -252.2% | -22.2% | -93.9% |
| GCSL | ₹736.60 | 49.2 | 18.3% | 73.8% | 2.5% | +215.1% | 75 | BREAKOUT | +1,062.5% | +89.8% | +70.5% | +7.8% |
| PNBGILTS | ₹75.20 | 13.3 | 37.7% | 20.5% | 12.0% | -26.5% | 77 | CONSOLIDATING DOWN | -49.6% | +49.7% | -19.3% | +10.9% |
| ALGOQUANT | ₹67.40 | 41.6 | 17.6% | 149.4% | – | -2.7% | 68 | BREAKDOWN | +275.0% | -1.8% | +8.7% | -50.3% |
| AKCAPIT | ₹1,722.80 | 9.9 | 19.8% | 10.6% | 8.0% | -0.6% | 58 | APPROACHING RESISTANCE | +17.7% | -15.3% | +16.6% | -9.9% |
| DOLATALGO | ₹60.20 | 7.4 | 37.0% | 10.5% | 3.6% | -22.9% | 56 | BREAKDOWN | +38.7% | +15.2% | +26.9% | +11.5% |
| GEOJITFSL | ₹76.20 | 29.8 | 10.7% | 14.1% | -6.1% | -5.2% | 58 | BREAKDOWN | -28.5% | +12.5% | +11.4% | +5.5% |
Data from TradeAlone · Updated daily
No news tagged for 5PAISA yet.
