CAPTRUST
Capital Trust Limited (CAPTRUST) Stock Analysis
Capital Trust Limited is an Indian non-banking finance company providing loans and financial services. It lends to SMEs and individuals with secured and unsecured products in select markets. Asset quality and funding costs shape its profitability in India. The company is listed on Indian stock exchanges and operates from India.
Financial Services › Credit Services
₹23.50
+23.44% 1W | -28.80% 52W
Market Cap
80 CR
P/E Ratio
–
52W High
₹34.1
52W Low
₹11
Div. Yield
0%
Beta
0.4
50 DMA
₹19.3
200 DMA
₹14.8
Profit Margin
-173.8%
Inst. Own.
0%
🚀 BREAKOUT
🚀 BREAKOUT
Fundamentals
Profit & Loss
| Metric | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 51.74 | 40.84 | 29.26 | 27.17 | 26.94 | 30.94 | 30.84 | 22.72 | 26.21 | 28.36 | 27.70 | 24.62 | 22.21 |
| Interest | 15.56 | 13.56 | 12.47 | 8.70 | 8.51 | 8.20 | 7.71 | 8.06 | 7.49 | 7.08 | 9.19 | 6.99 | 5.50 |
| Expenses | 15.99 | 16.67 | 24.02 | 16.51 | 17.30 | 22.83 | 53.62 | 33.54 | 17.52 | 20.66 | 16.10 | 15.00 | 14.04 |
| Financing Profit | 20.19 | 10.61 | -7.23 | 1.96 | 1.13 | -0.09 | -30.49 | -18.88 | 1.20 | 0.62 | 2.41 | 2.63 | 2.67 |
| Financing Margin % | 39.02% | 25.98% | -24.71% | 7.21% | 4.19% | -0.29% | -98.87% | -83.10% | 4.58% | 2.19% | 8.70% | 10.68% | 12.02% |
| Other Income | 0.37 | 0.69 | 2.24 | 1.07 | 0.08 | 0.24 | -2.69 | 0.05 | 0.06 | 0.80 | 0.07 | 0.12 | 0.18 |
| Depreciation | 0.38 | 0.18 | 0.17 | 0.19 | 0.12 | 0.13 | 0.14 | 0.13 | 0.07 | 0.14 | 0.15 | 0.13 | 0.11 |
| Profit before tax | 20.18 | 11.12 | -5.16 | 2.84 | 1.09 | 0.02 | -33.32 | -18.96 | 1.19 | 1.28 | 2.33 | 2.62 | 2.74 |
| Tax % | 31.42% | 26.08% | 22.29% | 25.35% | 19.27% | 2,150.00% | -21.34% | -27.22% | 26.05% | 24.22% | 30.04% | 25.95% | 26.28% |
| Net Profit | 13.84 | 8.22 | -6.31 | 2.13 | 0.87 | -0.42 | -26.21 | -13.80 | 0.87 | 0.96 | 1.63 | 1.95 | 2.02 |
| EPS in Rs | 3.12 | 1.85 | -1.42 | 0.48 | 0.20 | -0.09 | -5.90 | -3.11 | 0.20 | 0.22 | 0.37 | 0.44 | 0.45 |
| Gross NPA % | 7.50% | 8.00% | |||||||||||
| Net NPA % | 4.20% | 3.60% |
| Metric | Mar 2006 | Mar 2007 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 | 14 | 55 | 123 | 182 | 192 | 154 | 114 | 105 | 103 |
| Interest | 0 | 1 | 12 | 29 | 66 | 76 | 59 | 34 | 32 | 29 |
| Expenses | 12 | 13 | 18 | 39 | 108 | 66 | 81 | 110 | 87 | 66 |
| Financing Profit | -0 | -0 | 25 | 56 | 8 | 50 | 14 | -29 | -15 | 8 |
| Financing Margin % | -2% | -2% | 46% | 45% | 4% | 26% | 9% | -26% | -14% | 8% |
| Other Income | 1 | 0 | 6 | 2 | 0 | -37 | 1 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 1 |
| Profit before tax | 0 | 0 | 31 | 57 | 8 | 13 | 14 | -29 | -14 | 9 |
| Tax % | -18% | 11% | 35% | 33% | 82% | 29% | 69% | -20% | -27% | |
| Net Profit | 0 | 0 | 20 | 38 | 1 | 9 | 4 | -24 | -10 | 7 |
| EPS in Rs | 0.20 | 0.04 | 5.09 | 8.53 | 0.31 | 2.06 | 0.96 | -5.32 | -2.33 | 1.48 |
| Dividend Payout % | 0% | 0% | 11% | 6% | 6% | 9% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | -18.0% | -3.0% | – |
Shareholding Pattern
Promoters54.12%
FIIs16.66%
Public28.38%
Promoters54.12%
FIIs16.61%
Public28.41%
Promoters54.13%
FIIs8.30%
Public37.14%
Promoters54.13%
FIIs8.30%
Public37.14%
Promoters54.13%
FIIs8.30%
Public37.14%
Promoters66.95%
FIIs17.27%
Public14.91%
Promoters66.95%
FIIs17.28%
Public14.89%
Promoters64.68%
FIIs16.61%
Public17.87%
Promoters54.13%
FIIs8.30%
Public37.14%
Promoters54.13%
FIIs8.30%
Public37.14%
CAPTRUST
Holdings Analysis
Key strengths & risk signals
64
Overall
43
Fundamental
86
Technical
Risks (3)
Cannot calculate PEG - insufficient growth data.
POOR YEAR! Stock declined 28.8% in the last year.
OVERBOUGHT! RSI at 73.4 - caution, may pull back.
Strengths (3)
BULLISH TREND! 50-day average (19.3) is above 200-day average (14.8) - positive signal.
BREAKOUT! Stock has broken above resistance levels with momentum.
BULLISH SENTIMENT! In last 30 days: 13 up days, 16 down days. Avg volume on up days: 51,281 vs down days: 20,466. Ratio: 2.51x
Fundamental & Technical Analysis
64Overall
43Fundamental
86Technical
Fundamental Breakdown
Growth Quality
4/30
Revenue CAGR: -21.0% (DECLINING, 2/15). Profit CAGR: 0% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! -173.8% profit margin - thin profits.
PEG Valuation
0/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 14.91% public ownership - strong promoter/institutional control.
Stability Index
4/10
CAREFUL! Company does not have stable profit track. 4 loss-making quarters detected.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (19.3) is above 200-day average (14.8) - positive signal.
Price Position
8/10
STRONG POSITION! Current price (23.5) is above both moving averages.
Trend Pattern
20/20
BREAKOUT! Stock has broken above resistance levels with momentum.
52W Performance
1/10
POOR YEAR! Stock declined 28.8% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 13 up days, 16 down days. Avg volume on up days: 51,281 vs down days: 20,466. Ratio: 2.51x
RSI
2/5
OVERBOUGHT! RSI at 73.4 - caution, may pull back.
52W Range
3/5
MID RANGE! Trading at 54.1% of 52W range - neutral zone.
Momentum
5/5
STRONG MOMENTUM! Price has grown across all timeframes - up 23.4% (1 week), 24.4% (1 month), 90.3% (3 months). Momentum is accelerating.
Beta
5/5
LOW VOLATILITY! Beta of 0.40 - stable stock, less market risk.
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CAPTRUST | ₹23.50 | – | -173.8% | -21.0% | – | -28.8% | 64 | BREAKOUT | -102.4% | -101.1% | +3.4% | +140.0% |
| TRU | ₹4.50 | – | – | -12.7% | – | -59.3% | 40 | BREAKOUT | +16.5% | -44.8% | -62.2% | -22.6% |
| SONAL | ₹81.50 | 5.1 | 133.6% | 15.6% | 12.6% | -11.4% | 56 | APPROACHING SUPPORT | -69.0% | -52.7% | -44.1% | -61.2% |
| WILLAMAGOR | ₹20.20 | – | – | -12.1% | – | -37.0% | 33 | BREAKDOWN | -794.4% | +400.0% | -100.0% | -100.0% |
| TCIFINANCE | ₹14.10 | – | – | – | – | +17.6% | 41 | BREAKDOWN | -25.0% | -400.0% | – | – |
| MAHAPEXLTD | ₹51.60 | – | – | 0.2% | – | -47.4% | 44 | BREAKDOWN | -85.4% | -170.0% | 0.0% | 0.0% |
| DCMFINSERV | ₹4.80 | – | – | – | – | -7.7% | 34 | BOUNCE FROM SUPPORT | -33.3% | +100.0% | – | – |
| BAIDFIN | ₹10.10 | 9.3 | 28.6% | 13.0% | 15.0% | -12.9% | 56 | APPROACHING RESISTANCE | +8.5% | +155.3% | +13.1% | +1.6% |
Data from TradeAlone · Updated daily
CAPTRUST News
