IFCI
IFCI Limited (IFCI) Stock Analysis
IFCI Limited is a government-backed development financial institution lending to infrastructure and industrial projects. It provides long-term finance, guarantees, and advisory to corporates and public-sector entities. The institution has a legacy role in India's industrial credit landscape. It is a listed PSU financier.
Financial Services › Credit Services
₹67.00
-0.53% 1W | +23.00% 52W
Market Cap
18.0k CR
P/E Ratio
104.7
52W High
₹107.5
52W Low
₹46.2
Div. Yield
0%
Beta
0.7
50 DMA
₹78.4
200 DMA
₹67.8
Profit Margin
12.7%
Inst. Own.
3.6%
📉 CONSOLIDATING DOWN
🚀 BREAKOUT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 320 | 607 | 454 | 605 | 388 | 617 | 459 | 414 | 407 | 735 | 456 | 470 | 327 |
| Interest | 144 | 145 | 146 | 136 | 135 | 135 | 131 | 134 | 104 | 107 | 103 | 102 | 104 |
| Expenses | 290 | -74 | 230 | 269 | 210 | 353 | 211 | -80 | 215 | 243 | 326 | 314 | 138 |
| Financing Profit | -114 | 535 | 78 | 201 | 43 | 130 | 117 | 359 | 88 | 385 | 27 | 54 | 85 |
| Financing Margin % | -36% | 88% | 17% | 33% | 11% | 21% | 25% | 87% | 22% | 52% | 6% | 11% | 26% |
| Other Income | 4 | 5 | 14 | 107 | 17 | 167 | -2 | 1 | 36 | 17 | 6 | -4 | 31 |
| Depreciation | 18 | 21 | 21 | 21 | 20 | 22 | 21 | 21 | 21 | 21 | 21 | 23 | 20 |
| Profit before tax | -128 | 520 | 71 | 287 | 40 | 275 | 94 | 340 | 103 | 381 | 13 | 27 | 96 |
| Tax % | 1% | 66% | 45% | 45% | 318% | 33% | 109% | 23% | 39% | 17% | -66% | -24% | 37% |
| Net Profit | -129 | 174 | 39 | 157 | -88 | 185 | -9 | 260 | 62 | 317 | 21 | 34 | 60 |
| EPS in Rs | -0.64 | 0.44 | 0.08 | 0.61 | -0.41 | 0.32 | -0.12 | 0.84 | 0.15 | 0.53 | -0.06 | 0.05 | 0.12 |
| Gross NPA % | |||||||||||||
| Net NPA % |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,864 | 4,465 | 3,582 | 4,322 | 2,821 | 2,880 | 2,082 | 1,556 | 1,699 | 1,988 | 2,021 | 2,077 | 1,988 |
| Interest | 2,173 | 2,599 | 2,380 | 2,144 | 1,803 | 1,451 | 1,147 | 943 | 642 | 571 | 535 | 416 | 416 |
| Expenses | 1,010 | 1,509 | 1,850 | 1,714 | 1,962 | 1,463 | 2,961 | 2,108 | 986 | 715 | 694 | 1,097 | 1,021 |
| Financing Profit | 681 | 357 | -647 | 463 | -944 | -34 | -2,026 | -1,496 | 72 | 702 | 793 | 564 | 551 |
| Financing Margin % | 18% | 8% | -18% | 11% | -33% | -1% | -97% | -96% | 4% | 35% | 39% | 27% | 28% |
| Other Income | 82 | 168 | 99 | 38 | 311 | 21 | 14 | 39 | 28 | 130 | 40 | 46 | 50 |
| Depreciation | -11 | 24 | 61 | 63 | 63 | 81 | 72 | 66 | 74 | 81 | 83 | 86 | 85 |
| Profit before tax | 775 | 501 | -609 | 439 | -696 | -94 | -2,085 | -1,523 | 26 | 751 | 749 | 524 | 517 |
| Tax % | 28% | 24% | -47% | 5% | -32% | 137% | -8% | 16% | 559% | 68% | 53% | 17% | |
| Net Profit | 575 | 394 | -308 | 418 | -476 | -223 | -1,912 | -1,761 | -120 | 241 | 349 | 435 | 433 |
| EPS in Rs | 3.23 | 2.18 | -2.27 | 2.26 | -2.88 | -1.36 | -10.24 | -8.71 | -0.95 | 0.47 | 0.63 | 0.67 | 0.64 |
| Dividend Payout % | 46% | 46% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 7.0% | 0.0% | -7.0% |
| Profit CAGR | 41.0% | 16.0% | -6.0% |
Shareholding Pattern
Promoters72.57%
FIIs2.52%
DIIs1.61%
Public20.81%
Promoters72.57%
FIIs2.60%
DIIs1.62%
Public20.88%
Promoters72.57%
FIIs2.58%
DIIs1.62%
Public20.88%
Promoters72.57%
FIIs2.65%
DIIs1.64%
Public20.90%
Promoters72.57%
FIIs3.50%
DIIs1.66%
Public20.14%
Promoters66.35%
FIIs2.00%
DIIs2.29%
Public24.68%
Promoters70.32%
FIIs2.29%
DIIs2.03%
Public21.37%
Promoters72.57%
FIIs2.73%
DIIs1.60%
Public20.23%
Promoters72.57%
FIIs2.65%
DIIs1.64%
Public20.90%
Promoters72.57%
FIIs3.50%
DIIs1.66%
Public20.14%
IFCI
Holdings Analysis
Key strengths & risk signals
62
Overall
51
Fundamental
74
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
WEAK POSITION! Current price (67.0) is below both moving averages.
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.5% (1 week), 10.8% (1 month), 7.2% (3 months).
LOWER HALF! Trading at 33.9% of 52W range - weakness visible.
Strengths (4)
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
BULLISH TREND! 50-day average (78.4) is above 200-day average (67.8) - positive signal.
BULLISH SENTIMENT! In last 30 days: 10 up days, 20 down days. Avg volume on up days: 138,542,401 vs down days: 70,876,990. Ratio: 1.95x
LOW VOLATILITY! Beta of 0.70 - stable stock, less market risk.
Fundamental & Technical Analysis
62Overall
51Fundamental
74Technical
Fundamental Breakdown
Growth Quality
13/30
Revenue CAGR: 11.5% (GOOD, 11/15). Profit CAGR: 0% (DECLINING, 2/15).
Profit Margin
5/10
DECENT EFFICIENCY! 12.7% profit margin - acceptable profitability.
PEG Valuation
0/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
14/20
MODERATE PUBLIC HOLDING! 22.03% public ownership - balanced ownership structure.
Stability Index
6/10
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (78.4) is above 200-day average (67.8) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (67.0) is below both moving averages.
Trend Pattern
10/20
Current trend: CONSOLIDATING DOWN
52W Performance
8/10
GOOD YEAR! Stock gained 23.0% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 10 up days, 20 down days. Avg volume on up days: 138,542,401 vs down days: 70,876,990. Ratio: 1.95x
RSI
4/5
APPROACHING OVERSOLD! RSI at 39.8 - watch for reversal.
52W Range
2/5
LOWER HALF! Trading at 33.9% of 52W range - weakness visible.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.5% (1 week), 10.8% (1 month), 7.2% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.70 - stable stock, less market risk.
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IFCI | ₹67.00 | 104.7 | 12.7% | 11.5% | – | +23.0% | 62 | CONSOLIDATING DOWN | -16.0% | +153.8% | -28.5% | -34.4% |
| CREDITACC | ₹1,233.20 | 16.4 | 39.8% | 20.9% | -2.0% | -9.3% | 65 | BOUNCE FROM SUPPORT | +719.6% | +45.3% | +23.6% | +11.1% |
| FIVESTAR | ₹506.10 | 13.5 | 47.8% | 27.5% | 22.1% | -2.9% | 63 | APPROACHING SUPPORT | +1.9% | +0.8% | +6.1% | +1.4% |
| SBFC | ₹85.20 | 19.7 | 44.9% | 37.0% | 44.4% | -22.3% | 66 | APPROACHING SUPPORT | +28.9% | +5.9% | +28.3% | +8.2% |
| PAISALO | ₹81.50 | 29.4 | 45.8% | 52.7% | 36.3% | +104.4% | 89 | CONSOLIDATING UP | +29.9% | -15.1% | +18.9% | -0.5% |
| TFCILTD | ₹155.70 | 46.8 | 67.8% | 6.1% | 12.0% | +118.8% | 75 | BREAKOUT | +100.0% | +91.3% | +32.1% | +7.4% |
| KISSHT | ₹346.80 | 18.2 | 15.1% | 16.6% | 140.9% | +77.2% | 74 | BREAKDOWN | +59.3% | +59.3% | +44.6% | +44.6% |
| FEDFINA | ₹161.90 | 14.1 | 30.2% | 23.5% | 24.0% | +5.1% | 82 | BOUNCE FROM SUPPORT | +52.5% | +13.8% | +30.8% | +9.0% |
Data from TradeAlone · Updated daily
IFCI News
IFCI Limited (NSE: IFCI) clears resistance, moves up 5% intraday2026-08-13IFCI Limited (NSE: IFCI) breaks out, moves down 6% intraday2026-06-18IFCI Limited (NSE: IFCI) moves down 5% intraday2026-06-18IFCI Limited (NSE: IFCI) breaks out, moves down 6% intraday2026-06-18IFCI Limited (NSE: IFCI) breaks out, moves up 6% intraday2026-06-17IFCI Limited (NSE: IFCI) surges +6.37% on breakout trend2026-06-15
