YESBANK
Yes Bank Limited (YESBANK) Stock Analysis
Yes Bank Limited is a private-sector bank offering retail, corporate, and digital banking services across India. It provides loans, deposits, cards, and transaction banking after restructuring and capital infusion. The bank is rebuilding franchise under regulatory oversight. It is listed on the NSE and BSE.
Financial Services › Banks - Regional
₹20.90
-0.05% 1W | -12.10% 52W
Market Cap
65.4k CR
P/E Ratio
17.5
52W High
₹25.8
52W Low
₹17.2
Div. Yield
0%
Beta
0.5
50 DMA
₹22.4
200 DMA
₹21.8
Profit Margin
23.2%
Inst. Own.
18.2%
⚡ APPROACHING SUPPORT
⚡ APPROACHING SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 | 7,389 | 7,553 | 7,662 | 8,054 |
| Interest | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 | 5,093 | 5,093 | 5,030 | 5,269 |
| Expenses | 2,726 | 2,883 | 2,948 | 3,340 | 2,820 | 2,984 | 2,969 | 3,080 | 3,110 | 3,129 | 2,961 | 2,999 | 3,345 |
| Financing Profit | -730 | -962 | -934 | -1,191 | -580 | -791 | -753 | -809 | -740 | -833 | -501 | -366 | -559 |
| Financing Margin % | -11% | -14% | -13% | -16% | -8% | -10% | -10% | -11% | -10% | -11% | -7% | -5% | -7% |
| Other Income | 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 | 1,724 | 1,720 | 1,816 | 1,870 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 | 891 | 1,218 | 1,449 | 1,311 |
| Tax % | 25% | 25% | 24% | -4% | 25% | 19% | 25% | 26% | 25% | 25% | 21% | 25% | 18% |
| Net Profit | 347 | 229 | 243 | 467 | 516 | 567 | 619 | 745 | 809 | 664 | 957 | 1,082 | 1,072 |
| EPS in Rs | 0.12 | 0.08 | 0.08 | 0.16 | 0.16 | 0.18 | 0.20 | 0.24 | 0.26 | 0.21 | 0.30 | 0.34 | 0.34 |
| Gross NPA % | 2.00% | 2.00% | 2.00% | 1.70% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% | 1.50% | 1.30% | 1.30% |
| Net NPA % | 1.00% | 0.90% | 0.90% | 0.60% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% | 0.30% | 0.30% | 0.20% | 0.20% |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,208 | 30,658 |
| Interest | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 20,450 | 20,484 |
| Expenses | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,360 | 11,621 | 12,434 |
| Financing Profit | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,439 | -1,863 | -2,260 |
| Financing Margin % | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -8% | -6% | -7% |
| Other Income | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 7,084 | 7,130 |
| Depreciation | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 493 | 578 | 0 |
| Profit before tax | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 4,643 | 4,870 |
| Tax % | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% | 24% | |
| Net Profit | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 3,512 | 3,775 |
| EPS in Rs | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 1.12 | 1.19 |
| Dividend Payout % | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 10.0% | 9.0% | 8.0% |
| Profit CAGR | 69.0% | 25.0% | 3.0% |
Shareholding Pattern
FIIs24.95%
DIIs40.26%
Public34.79%
FIIs44.95%
DIIs20.79%
Public34.24%
FIIs45.74%
DIIs21.12%
Public33.12%
FIIs46.42%
DIIs21.81%
Public31.74%
FIIs46.12%
DIIs24.04%
Public29.83%
FIIs23.10%
DIIs37.77%
Public39.10%
FIIs22.01%
DIIs41.50%
Public36.47%
FIIs26.88%
DIIs39.52%
Public33.60%
FIIs46.42%
DIIs21.81%
Public31.74%
FIIs46.12%
DIIs24.04%
Public29.83%
YESBANK
Holdings Analysis
Key strengths & risk signals
65
Overall
75
Fundamental
56
Technical
Risks (4)
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
WEAK POSITION! Current price (20.4) is below both moving averages.
WEAK YEAR! Stock declined 14.7% in the last year.
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.9% (1 week), 12.9% (1 month), 13.4% (3 months).
Strengths (4)
UNDERVALUED! PEG of 0.25 indicates stock is cheap relative to growth.
BULLISH TREND! 50-day average (22.4) is above 200-day average (21.8) - positive signal.
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
APPROACHING OVERSOLD! RSI at 32.5 - watch for reversal.
Fundamental & Technical Analysis
66Overall
75Fundamental
57Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 25.3% (EXCELLENT, 15/15). Profit CAGR: 68.4% (EXCELLENT, 15/15).
Profit Margin
8/10
EXCELLENT EFFICIENCY! 23.2% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.26 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
4/10
HIGH DEBT! D/E of 1.48 - caution advised.
Public Holding
10/20
SIGNIFICANT PUBLIC HOLDING! 38.47% public ownership - moderate retail influence.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (22.4) is above 200-day average (21.8) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (20.9) is below both moving averages.
Trend Pattern
10/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
2/10
WEAK YEAR! Stock declined 12.1% in the last year.
Volume Sentiment
20/30
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 79,838,811 vs down days: 70,973,075. Ratio: 1.12x
RSI
4/5
APPROACHING OVERSOLD! RSI at 39.3 - watch for reversal.
52W Range
3/5
MID RANGE! Trading at 43.0% of 52W range - neutral zone.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.1% (1 week), 11.2% (1 month), 11.7% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
YESBANK
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q4FY262026-07-24 | Concall PDF | |
| Q2FY262026-01-22 | Concall PDF | |
| Q1FY262025-10-27 | Concall PDF |
Peer Comparison
Financial Services · Banks - Regional · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| YESBANK | ₹20.90 | 17.5 | 23.2% | 25.3% | 68.4% | -12.1% | 66 | APPROACHING SUPPORT | +32.6% | -1.0% | +11.0% | +4.7% |
| MAHABANK | ₹83.70 | 8.5 | 53.4% | 15.6% | 39.1% | +50.9% | 84 | APPROACHING SUPPORT | +34.5% | -1.1% | +16.6% | +3.4% |
| IDFCFIRSTB | ₹78.80 | 30.4 | 9.1% | 19.6% | -13.5% | +9.2% | 57 | APPROACHING SUPPORT | +153.1% | +247.2% | +15.7% | +13.4% |
| INDUSINDBK | ₹877.40 | 51.4 | 7.6% | -0.4% | -50.7% | +14.8% | 55 | APPROACHING SUPPORT | +71.7% | +74.5% | -4.8% | +6.3% |
| BANKINDIA | ₹134.30 | 5.2 | 35.0% | 7.3% | 39.0% | +8.2% | 70 | APPROACHING SUPPORT | +80.5% | +7.0% | +14.4% | -5.1% |
| RBLBANK | ₹388.10 | 28 | 11.1% | 12.2% | -1.5% | +43.4% | 53 | BREAKDOWN | +9.3% | -4.2% | +1.0% | -6.0% |
| IOB | ₹30.80 | 10 | 36.6% | 14.2% | 37.1% | -20.8% | 65 | BOUNCE FROM SUPPORT | +45.6% | +10.3% | +38.3% | +22.8% |
| AUBANK | ₹991.50 | 26.1 | 25.6% | 30.4% | 22.8% | +27.1% | 77 | APPROACHING SUPPORT | +37.0% | -4.3% | +18.5% | +2.2% |
Data from TradeAlone · Updated daily
