Aadhar Housing Finance Ltd announced its unaudited financial results for the quarter ending June 30, 2026. The Company reported a strong start to FY27, supported by robust AUM growth, stable asset quality, and continued profitability. With a 19% growth in Profit after Tax (PAT) and an 18% increase in Assets Under Management (AUM), Aadhar Housing Finance is well positioned to achieve the targets set for this year.

Key Performance Highlights

The company’s key financial metrics for Q1 FY27 include:

Assets Under Management (AUM): ₹ 31,364 crore, up 18% YoY.

Profit after Tax (PAT): ₹ 282 crore, up 19% YoY.

Networth: ₹ 7,853 crore, up 19% YoY.

Return on Assets (ROA): 4.0%, with a 2 bps improvement.

Return on Equity (ROE): 14.7%, with a 6 bps improvement.

Gross NPA: 1.3% reflecting stable asset quality.

Forward-Looking Statement

Commenting on Q1 FY27 performance, Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd said: ‘Aadhar Housing Finance has begun FY27 on a steady note, sustaining its growth momentum with healthy business expansion, consistent disbursement growth, and stable asset quality. With the low-income housing finance sector supported by favourable structural drivers, we believe Aadhar Housing Finance is well positioned for its next phase of growth. Our focus remains on expanding home ownership, strengthening operating capabilities and maintaining sound underwriting standards to create long-term value for customers, shareholders, and all stakeholders’.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Aadhar Housing Finance Limited

Aadhar Housing Finance Limited belongs to the Financial Services › Mortgage Finance sector. Here’s a quick read on where the business and the stock stand today.

Aadhar posts a 0.4% three-month gain, but softens in the last few weeks. The PEG of 0.76 signals undervaluation relative to growth. It is a potential re-rating candidate. D/E reaches 2.56. High leverage in this environment is a material risk the market cannot ignore. Buyers show up with 2.6x the volume of sellers. Moreover, they dominated on 16 of recent sessions versus 14 for sellers — a healthy accumulation pattern. Revenue grows at 21.7% and profits at 26.2%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of Aadhar Housing Finance Limited.

Aadhar Housing Finance Ltd showcased a robust performance in Q4 and FY26, delivering a 22% growth in profit after tax and a 20% increase in assets under management (AUM). The company reported a profit after tax of ₹1,108 crore for FY26, up from ₹912 crore in FY25. This marks a significant achievement for the company, reflecting its strategic focus on expanding its presence in underserved markets.

Strong AUM Growth

The company’s AUM grew by 20% year-on-year to ₹30,571 crore as of March 31, 2026, from ₹25,531 crore as of March 31, 2025. This growth is driven by a surge in disbursements, which reached ₹3,087 crore for the quarter, marking the highest-ever quarterly disbursements by the company. This growth is attributed to the strategic ‘Urban and Emerging’ branch model, which has expanded to over 626 branches.

Profit and Asset Quality

Profit after tax grew by 22% to ₹1,108 crore in FY26, while net worth increased to ₹7,541 crore. The return on assets (ROA) stood at 4.4%, and the return on equity (ROE) was 15.9%. The gross non-performing assets (NPA) as of March 31, 2026, stood at 1.08%, reflecting stable asset quality.

Commenting on the performance, Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd, stated, ‘Aadhar Housing Finance has delivered strong performance in FY2026, marked by consistent growth and stable asset quality, while crossing the ₹30,000 crore AUM milestone and achieving its highest-ever quarterly disbursements in Q4 FY26.’ He added that the company remains confident in the medium-term outlook for the affordable housing segment and is well-positioned to sustain growth while maintaining portfolio quality and delivering consistent returns.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Aadhar Housing Finance Limited

Aadhar Housing Finance Limited belongs to the Financial Services › Mortgage Finance sector. Here’s a quick read on where the business and the stock stand today.

Aadhar rises 9.5% over three months, with buying pressure holding steady. Industry-leading margins of 48.0% reflect exceptional pricing power and operational efficiency. Revenue grows at 20.7% and profits at 27.0% CAGR. Both numbers are exceptional. The stock trades at 78% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 20.7%, profits at 27.0%, and the PEG sits at 0.82 — below its growth rate. That combination is rare. Check Fundamentals of Aadhar Housing Finance Limited.