Capri Global Capital Limited (CGCL) announced its unaudited financial results for the quarter and half year ended Sep 30th, 2026, marking another strong quarter with consolidated AUM rising to Rs 43,878 crores, up 62% YoY. The company reported its highest-ever quarterly PAT of Rs 4.18 crores, an increase of 77% YoY, driven by robust portfolio growth, healthy lending spreads, and operating leverage.

Consolidated AUM Reaches Rs 43,878 Crores

CGCL’s consolidated AUM increased 62% YoY and 9% QoQ to Rs 43,878 crores. Growth was broad-based across its secured lending businesses, with significant contributions from Gold Loans, Construction Finance, Affordable Housing, and MSME Loans.

Profitability Scales to a New High

The company’s quarterly PAT increased 77% YoY to Rs 4.18 crores, supported by a 69% YoY rise in net interest income to Rs 812 crores and an 84% YoY increase in operating profit to Rs 636 crores. The yield on net advances remained at 17.5%, and the cost of borrowings stood at 9.2%, resulting in a spread of 8.3%.

Sustained Earnings Momentum

For 1HFY27, CGCL reported net interest income of Rs 1,549 crores, up 74% YoY, and non-interest income of Rs 487 crores, up 31% YoY. Operating profit grew 78% YoY to Rs 1,168 crores, while PAT increased 88% YoY to Rs 7.72 crores. The cost-to-income ratio improved to 42.6% from 48.1% in 1HFY26, reflecting stronger operating leverage.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Capri Global Capital Limited

Capri Global Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Capri gains 38.0% over three months and trades near its 52-week highs. The PEG of 0.34 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.62. High leverage in this environment is a material risk the market cannot ignore. The stock trades at 96% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 48.6%, profits at 66.8%, and the PEG sits at 0.34 — below its growth rate. That combination is rare. Check Fundamentals of Capri Global Capital Limited.

Capri Global Capital Limited (CGCL) has successfully completed its first-ever US Dollar bond issuance, raising US$ 300 million through Senior Secured Notes maturing in 2029. The transaction was managed by a consortium of global banks comprising Barclays, Citi, Deutsche Bank, Emirates NBD, and UBS. Bonds were priced at a coupon of 7.55% per annum. The issue was oversubscribed by over 2.3x, with an order book exceeding US$ 700 million, across 64 high-quality accounts.

Strong Investor Response

The strong response from marquee international investors is a validation of CGCL’s credit strength and business model, allowing the company to diversify its funding sources across domestic and global pools of capital. By region, allocation was led by the US (49%), Asia (39%), and EMEA (12%).

Global Real Money Investors

By investor type, Asset Managers/Fund Managers accounted for 91%, Insurance companies 5%, and Banks, Private Banks, and others 4%. The success of this issuance provides greater diversification across domestic and international sources of funding, reinforcing CGCL’s commitment to sustainable expansion.

Commenting on the milestone, Mr. Rajesh Sharma, Managing Director, Capri Global Capital Limited, said: ‘As we continue to scale and grow, this debut US Dollar bond issuance marks a significant step forward. The strong response from international investors is a validation of our credit strength and business model, allowing us to successfully diversify our funding sources across domestic and global pools of capital.’

The success of this bond issuance highlights CGCL’s robust financial health and its ability to attract global investors, positioning the company for continued growth and expansion.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Capri Global Capital Limited

Capri Global Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

Capri gains 24.6% over three months and trades near its 52-week highs. The PEG of 0.32 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. D/E reaches 3.62. High leverage in this environment is a material risk the market cannot ignore. The stock trades at 88% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 48.6%, profits at 66.8%, and the PEG sits at 0.32 — below its growth rate. That combination is rare. Check Fundamentals of Capri Global Capital Limited.

Capri Global Capital Limited (CGCL) breaks below support, falling -5% to ₹229.0 on the NSE on 07 Aug 2026, backed by its recent integrated brand campaign featuring Nayanthara. This move comes as the stock has broken below its 6-month support trendline, signaling a potential shift in momentum. CGCL, a leading diversified non-banking financial company, operates in the credit services sector, and today’s move appears to be company-specific rather than a reflection of broader sector trends.

Technical setup — trendlines & DMA

The current trendline structure for CGCL shows a breakdown below the 6-month support trendline, which ended at ₹248.84, indicating a bearish signal. The stock is now trading 8.66% below this support level. Resistance is noted at ₹268.26, which is 17.14% above the current price. The 50-DMA stands at ₹224.2, and the 200-DMA is at ₹191.7, with the stock currently trading above both, suggesting a recovery phase. However, the stock is in the upper third of its 52-week range, indicating that a significant portion of its potential upside may already be priced in.

Fundamentals & business context

With a PE of 20.5, CGCL’s valuation appears reasonable given its robust profit margin of 35.0% and impressive revenue CAGR of 48.6%. The stock’s growth is further underscored by a profit CAGR of 66.8%, indicating strong earnings potential. Institutional ownership stands at 21.9%, suggesting that smart money views CGCL favorably. There is no new NSE catalyst today, but the recent brand campaign featuring Nayanthara could provide a marketing boost.

Algorithmic scorecard

The overall algorithmic scorecard for CGCL reflects a balanced view, with strong fundamental indicators offset by some technical weaknesses. The strongest signals include excellent revenue and profit CAGRs, indicating robust growth, and a consistent revenue growth record, showcasing business stability. On the weaker side, the very high debt level with a D/E ratio of 3.62 poses significant risk, and the negligible dividend yield of 0.08% offers little income for investors. These factors should be carefully considered when evaluating the stock.

Company outlook

Management has provided forward-looking guidance, expecting to add 150 branches by the end of Q2 and another 250 branches by Q3, reflecting a commitment to expand presence in Southern and Eastern India. The gold loan segment is expected to comprise about 55% of the overall AUM mix in the medium term. CGCL is on course to achieve an AUM of INR 50,000 crores by FY27 and INR 65,000 crores by FY28. ROA and ROE are expected to be in the ranges of 4.2% to 4.7% and 19% to 21% respectively by FY28. The car loan business is set to launch a used car loan product as a pilot, with plans for a full-fledged offering thereafter. Spread is expected to stabilize around 7.8% to 8%, and the cost-to-income ratio is expected to remain in the range of 44% to 45% over the next 12 to 18 months. Asset quality is expected to remain stable with gross NPA at 1.1% and net NPA at 0.6%.

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