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Banks - Regional

kotak mahindra bank reports q4fy26 standalone pat up 13% yoy

Kotak Mahindra Bank’s FY26 results show a 2% YoY increase in standalone PAT to ₹14,008 crore.

Manas shah, Analyst — IT & Software

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kotak mahindra bank reports q4fy26 standalone pat up 13% yoy - TradeAlone


Kotak Mahindra Bank’s FY26 Results: Strong Performance

Kotak Mahindra Bank FY26 results — Kotak Mahindra Bank announced its financial results for FY26, showing a robust performance. The bank’s standalone PAT for FY26 increased to ₹14,008 crore, up 2% year-on-year (YoY) from ₹13,720 crore in FY25. This growth reflects the bank’s effective management and strategic initiatives.

Standalone Financials

The bank’s standalone PAT for Q4FY26 rose to ₹4,027 crore, marking a 13% YoY increase from ₹3,552 crore in Q4FY25. On a quarterly basis (QoQ), the profit grew by 17% from ₹3,446 crore in Q3FY26. Net Interest Income (NII) for Q4FY26 increased to ₹7,876 crore, up 8% YoY from ₹7,284 crore in Q4FY25.

Consolidated Financials

Consolidated PAT for Q4FY26 stood at ₹5,423 crore, up 10% YoY from ₹4,933 crore in Q4FY25. For FY26, consolidated PAT was ₹19,288 crore. Excluding the gain of ₹185 crore on Infina Finance Private Limited divestment, PAT for FY26 stood at ₹19,103 crore, up 6% YoY.

As a result, the bank’s Return on Assets (ROA) for FY26 was 1.97% and Return on Equity (ROE) was 11.08%. The Capital Adequacy Ratio stood at 22.4%, and the CET1 ratio was 21.3%.

Kotak Mahindra Bank also recommended a dividend of ₹0.65 per equity share for the year ended March 31, 2026, subject to shareholder approval.

Looking ahead, Kotak Mahindra Bank is poised for continued growth and stability in the financial year ahead.


This development is part of Kotak Mahindra Bank FY26 results’s ongoing strategy and is expected to have a meaningful impact on stakeholders in the coming quarters.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

KOTAKBANK
Financial Services › Banks - Regional
CONSOLIDATING UP
72
Fundamental
42
Technical
57
Overall

1W +1.45%
1M +7.81%
3M +14.73%
P/E: 21.9 Cap: Large
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Kotak moves sideways over three months, with neither buyers nor sellers taking control. Premium net margins of 24.6% demonstrate strong cost discipline and a wide competitive moat. The business compounds revenue at 18.4% and profits at 22.3% CAGR. That is strong double-digit growth on both counts. The stock gains 8.5% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. Revenue grows at 18.4% and profits at 22.3% CAGR, with D/E of 0.00. Meanwhile, the stock dips 6.0% in three months without any fundamental deterioration. Consequently, the stock quietly becomes cheaper relative to earnings power. For long-term investors, that is a feature.

Banks - Regional

Punjab & Sind Bank (PSB) Q2 FY27: Net Profit Up 39.66%, Operating Profit Grows 22.38%

Punjab & Sind Bank (PSB) reports a 39.66% YoY net profit growth and a 22.38% increase in operating profit for Q2 FY27.

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Punjab & Sind Bank PSB Q2 FY27 Results

Punjab & Sind Bank (PSB) has announced its financial results for the quarter and half year ended 30th September 2026, showcasing robust growth across multiple metrics. The bank’s net profit surged by 39.66% on a year-on-year basis, rising from ₹295 crore to ₹412 crore. Moreover, the operating profit grew by 22.38% from ₹505 crore to ₹618 crore.

Quarter-on-Quarter Performance

On a quarter-on-quarter basis, PSB’s net profit increased by 24.47% from ₹331 crore to ₹412 crore. Similarly, the operating profit grew by 13.39% from ₹545 crore to ₹618 crore. These figures highlight the bank’s strong performance in the current fiscal quarter.

Key Financial Metrics

Several key financial metrics also saw significant improvements. The Return on Assets (RoA) improved by 16 basis points (bps) from 0.72% to 0.88% on a year-on-year basis. The Net Interest Margin (NIM) increased by 17 bps from 2.60% to 2.77%. Furthermore, the bank’s business per branch improved from ₹148.77 crore to ₹164.20 crore, reflecting enhanced operational efficiency.

As a result, the Return on Equity (RoE) improved by 280 bps from 10.41% to 13.21%, indicating better profitability for shareholders. The Cost to Income ratio reduced by 268 bps from 61.87% to 59.19%, showcasing better cost management. The Provision Coverage Ratio increased by 60 bps from 91.88% to 92.48%, ensuring robust risk management.

Looking ahead, Punjab & Sind Bank is poised for continued growth and improved financial performance in the upcoming quarters.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Punjab & Sind Bank

Punjab & Sind Bank belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

PSB
Financial Services › Banks - Regional
CONSOLIDATING DOWN
64
Fundamental
54
Technical
59
Overall

1W +1.33%
1M -4.31%
3M -14.05%
P/E: 10.9 Cap: Mid
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Punjab falls 14.1% over three months and has not found a floor yet. The PEG stands at 54.50 — severely stretched. Any earnings miss could trigger a sharp de-rating. Industry-leading margins of 28.5% reflect exceptional pricing power and operational efficiency. The stock sits at 7% of its 52-week range, close to annual lows. Historically, value investors build positions at these levels — though cheap stocks can stay cheap. Revenue grows at 13.2% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Punjab & Sind Bank.

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Banks - Regional

Icici Bank Limited (icicibank) Q2-2027 Performance Review: Profit Surges 20% Yoy

ICICI Bank Limited (ICICIBANK) reports a 20% YoY profit surge in Q2-2027, driven by robust growth in core operating profit and loan expansion.

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Icici Bank Limited Icicibank Q2-2027 Results

ICICI Bank Limited (NSE: ICICIBANK) has unveiled its performance review for Q2-2027, marking a significant 20.1% year-on-year increase in profit after tax to ₹148.43 billion. The focus keyword, ‘ICICI Bank Limited ICICIBANK Q2-2027 Results,’ encapsulates the essence of this financial milestone. The bank’s core operating profit grew by 21.8% year-on-year and 2.8% quarter-on-quarter to ₹208.05 billion, reflecting a strong operational performance.

Robust Profit Growth

The profit surge is attributed to a 23.4% year-on-year and 5.2% quarter-on-quarter growth in profit before tax, excluding treasury, reaching ₹199.54 billion. This robust performance underscores the bank’s effective management of costs and its ability to generate substantial earnings from its core banking activities.

Asset Quality and Capital Adequacy

ICICI Bank’s asset quality remains strong, with the net non-performing asset (NPA) ratio declining to 0.30% at September 30, 2026, from 0.35% at June 30, 2026. The bank’s total capital adequacy ratio stood at 16.68%, ensuring a healthy capital base to support its growth initiatives. The common equity tier 1 ratio also remained robust at 16.01%.

Loan and Deposit Growth

The bank’s loan portfolio expanded by 30.0% year-on-year and 12.3% quarter-on-quarter, driven by robust growth in retail and rural loans, as well as business and domestic corporate banking portfolios. Total deposits grew by 27.1% year-on-year and 11.8% quarter-on-quarter, highlighting the bank’s ability to attract and retain customer deposits.

As ICICI Bank Limited (ICICIBANK) continues to navigate the evolving financial landscape, its strategic initiatives and operational excellence position it well for sustained growth and profitability in the future.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of ICICI Bank Limited

ICICI Bank Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

ICICIBANK
Financial Services › Banks - Regional
APPROACHING SUPPORT
82
Fundamental
66
Technical
74
Overall

1W +3.1%
1M +2.81%
3M -3.27%
P/E: 18.1 Cap: Large
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ICICI holds in the upper half of its 52-week range, a sign the market backs the stock. Industry-leading margins of 27.5% reflect exceptional pricing power and operational efficiency. The business compounds revenue at 18.1% and profits at 16.8% CAGR. That is strong double-digit growth on both counts. The stock gains 2.8% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. Revenue grows at 18.1% and profits at 16.8%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of ICICI Bank Limited.

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Banks - Regional

Idbi Bank Limited (idbi) Q2 FY27 Results: Operating Profit Up 33%, Net Profit Rises 4%

IDBI Bank Limited (IDBI) reports a 33% QoQ increase in operating profit and a 4% rise in net profit for Q2 FY27.

Deputy Editor, Equities for tradealone

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Idbi Bank Limited IDBI Q2 FY27 Results

IDBI Bank Limited (IDBI) has reported its financial results for the quarter and half-year ended September 30, 2026. The bank’s operating profit stood at ₹2,893 crore for Q2 FY27, marking a 33% increase quarter-over-quarter (QoQ). The net profit for the same period was ₹2,205 crore, showing a 4% QoQ rise. These impressive figures underscore the bank’s robust financial health and operational efficiency.

Operating Performance

The bank’s net interest margin (NIM) improved to 4.11% for Q2 FY27, reflecting a 40 basis point (bps) year-over-year (YoY) increase and a 50 bps QoQ rise. The net interest income (NII) stood at ₹4,228 crore, indicating a 29% YoY growth and a 21% QoQ increase. These metrics highlight the bank’s strong performance in generating interest income and managing interest expenses effectively.

Business Growth

Total business stood at ₹6,27,216 crore, demonstrating an 18% YoY growth and a 7% QoQ increase. Total deposits grew by 17% YoY to ₹3,55,684 crore, and the cost of deposits decreased to 4.55% in Q2 FY27 compared to 4.69% in Q2 FY26 and 4.59% in Q1 FY27. These figures reflect the bank’s strong deposit base and efficient cost management.

However, the bank continues to focus on improving asset quality. The gross non-performing asset (NPA) ratio improved to 2.12% as on September 30, 2026, compared to 2.65% as on September 30, 2025. The net NPA ratio also improved to 0.17% as on September 30, 2026, from 0.21% as on September 30, 2025. The provision coverage ratio (PCR) remained strong at 99.24%.

Looking ahead, IDBI Bank Limited is committed to maintaining its growth trajectory and delivering sustainable value to its stakeholders.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of IDBI Bank Limited

IDBI Bank Limited belongs to the › sector. Here’s a quick read on where the business and the stock stand today.

IDBI
Financial Services › Banks - Regional
APPROACHING RESISTANCE
84
Fundamental
56
Technical
70
Overall

1W +1.24%
1M +1.41%
3M -3.33%
P/E: 9.7 Cap: Large
AI-Powered Analysis • TradeAlone
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IDBI moves sideways over three months, with neither buyers nor sellers taking control. The PEG of 0.27 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 48.6% reflect exceptional pricing power and operational efficiency. The stock gains 1.4% in the last month, recovering from the three-month slide. However, it is too early to call this a confirmed reversal. Revenue grows at 7.9% and profits at 35.5%. The business is in good shape. Moreover, a stock that does not move despite strong fundamentals often offers better value than one already priced for perfection. Check Fundamentals of IDBI Bank Limited.

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