Banks - Regional
South-indian-bank-q1-2026-net-profit-grows-11.69-percent
South Indian Bank reports highest ever net profit of Rs. 1,455 crores for FY 2025-26 with 11.69% growth.
South Indian Bank Limited has reported its highest ever net profit of Rs. 1,455.14 crores for FY 2025-26, marking an impressive growth of 11.69% compared to Rs. 1,302.88 crores in FY 2024-25.
Key Financial Highlights
The bank has achieved several milestones in its financial performance. Notably, it recorded the highest ever business of Rs. 2,23,620 crores, highest ever net profit of Rs. 1,455 crores, and highest ever operating profit of Rs. 2,373 crores. Additionally, the bank’s non-interest income reached Rs. 2,009 crores, a significant increase from the previous year.
Asset Quality and Deposit Growth
South Indian Bank has demonstrated strong asset quality with the PCR including write off increasing by 907 basis points to 94.10% and PCR excluding write off rising by 810 basis points to 79.87%. The bank’s gross non-performing assets (GNPA) dropped by 177 basis points to 1.43%, and net non-performing assets (NNPA) reduced by 63 basis points to 0.29%.
Deposit and Advance Growth
The bank saw robust growth in its deposits and advances. Retail deposits grew by Rs. 15,366 crores to Rs. 1,20,116 crores, an increase of 14.67% year-on-year. Similarly, gross advances grew by Rs. 12,695 crores to Rs. 1,00,274 crores, marking a 14.50% increase. The corporate segment grew by Rs. 2,472 crores to Rs. 38,670 crores, reflecting a 6.83% year-on-year growth.
As a result, the bank’s strategy continues to focus on sustained profitability, superior asset quality, a resilient loan book, and a robust retail liability portfolio. The bank’s commitment to leveraging digital technology and sharpening its organizational structure has been instrumental in achieving these business objectives.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of The South Indian Bank Limited
The South Indian Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
The holds in the upper half of its 52-week range, a sign the market backs the stock. The PEG of 0.04 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 27.9% reflect exceptional pricing power and operational efficiency. The stock trades at 75% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 17.3%, profits at 207.5%, and the PEG sits at 0.04 — below its growth rate. That combination is rare. Check Fundamentals of The South Indian Bank Limited.
AUBANK
Au Small Finance Bank Limited Unveils Sustainable Business Model at CIO Roundtable
AU Small Finance Bank Limited (AUBANK) shares insights on its sustainable business model at the CIO Roundtable on September 24, 2026.
AU Small Finance Bank Limited (AUBANK) showcased its robust execution track record and sustainable business model at the CIO Roundtable on September 24, 2026. The presentation highlighted AUBANK’s strategic focus on retail-focused, tech-led, and customer-centric growth.
Strong Execution and Business Model
The bank emphasized its consistent and strong track record of growth while maintaining margins. AUBANK’s strategy includes scaling core businesses and adding newer products and segments to sustain growth in both deposits and assets.
Tech-Led Growth Strategy
AUBANK is investing heavily in distribution, technology, and brand to leverage the potential transition to universal banking, especially to enhance its deposit franchise. The bank’s tech strategy includes a full suite of digital capabilities, from video banking to WhatsApp banking, and an AI-driven deposit franchise.
Robust Business Growth
The bank demonstrated strong net interest income (NII) growth supported by stable margins. With a 45% CAGR in deposits and a 32% CAGR in the gross loan portfolio over FY18-26, AUBANK has maintained stable asset quality and profitability across cycles. The bank’s return on assets (RoA) and return on equity (RoE) have consistently remained high, with RoA at ~1.6% and RoE at ~14.4%.
AUBANK’s strategic focus on retail and commercial assets, along with its diversified asset products and digital channels, positions it well for future growth.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of AU Small Finance Bank Limited
AU Small Finance Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
AU posts a 1.9% three-month gain, but softens in the last few weeks. Industry-leading margins of 25.6% reflect exceptional pricing power and operational efficiency. Revenue grows at 30.4% and profits at 22.8% CAGR. Both numbers are exceptional. The stock gives back 1.8% in the last month despite a positive three-month run. As a result, the earlier momentum appears to be fading. Both the business and the stock move in the right direction. Revenue grows at 30.4%, profits at 22.8%, and the PEG sits at 1.22 — below its growth rate. That combination is rare. Check Fundamentals of AU Small Finance Bank Limited.
Banks - Regional
The Karnataka Bank Limited (ktkbank) AGM: Shareholders Approve All Seven Resolutions
The Karnataka Bank Limited (KTKBANK) held its 102nd AGM, approving all seven resolutions, including re-appointments and final dividend.
The Karnataka Bank Limited (KTKBANK) held its 102nd Annual General Meeting (AGM) on September 22, 2026, through virtual mode from Mangaluru. The AGM was presided over by Mr. Pradeep Kumar P, Chairman, in the presence of Mr. Raghavendra S. Bhat, MD & CEO, members of the Board, Legal advisor of the Bank, and senior management. Shareholders approved all seven resolutions placed before the AGM with the requisite majority.
Key Resolutions Approved
The key resolutions approved included the re-appointment of Mr. B. R. Ashok as Non-Executive, Non-Independent Director, who retired by rotation and, being eligible, offered himself for re-appointment. The shareholders further approved the appointment of Mrs. Biji S S as Executive Director of the Bank, appointment of Dr. M. Aruna Shyam and Mr. Parthasarathi Periaswamy as Non-Executive Independent Directors, and appointment of M/ s Batliboi & Purohit as Joint Statutory Auditors of the Bank.
Financial Decisions
The shareholders also approved the final dividend of ₹5.00 per equity share for the financial year ended March 31, 2026. The audited standalone and consolidated financial statements of the Bank for FY 2025-26, along with the reports of the Directors and Auditors thereon, were also approved.
The AGM concluded with the Bank expressing its appreciation to its shareholders for their continued trust and support. As a result, the Bank is optimistic about its future growth and stability.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of The Karnataka Bank Limited
The Karnataka Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
The gains 29.2% over three months and trades near its 52-week highs. Industry-leading margins of 41.5% reflect exceptional pricing power and operational efficiency. The PEG of 2.39 makes it expensive versus peers. The premium needs earnings to catch up quickly. Buyers show up with 1.6x the volume of sellers. Moreover, they dominated on 16 of recent sessions versus 14 for sellers — a healthy accumulation pattern. The stock rises 29.2% in three months on 2.7% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of The Karnataka Bank Limited.
Banks - Regional
Karur Vysya Bank Limited (karurvysya) Opens New Branch in Coimbatore
Karur Vysya Bank Limited (KARURVYSYA) inaugurates its 920th branch in P N Pudur, Coimbatore, expanding its retail, MSME, and agricultural banking services.
Karur Vysya Bank Limited (KARURVYSYA), one of India’s leading private sector banks, inaugurated its 920th branch in P N Pudur, Coimbatore. The branch, located at D. No. 369 B, S.F. No. 374/3, T.S. No. 5, Marudhamalai Main Road, P N Pudur, Coimbatore – 641 041, was opened to serve retail, MSME, and agricultural customers. The branch launch event was graced by Dr. M. Raveendran, PhD, Registrar (In-Charge) and Acting Vice-Chancellor, Tamil Nadu Agricultural University (TNAU), Coimbatore. The new branch aims to provide the Bank’s full range of deposit, loan, remittance, and third-party products, backed by KVB’s digital banking services.
Expansion of Branch Network
With this new branch, Karur Vysya Bank’s network now stands at 921 branches across the country. The bank has been expanding its footprint to reach more customers and support their banking needs. The branch in Coimbatore is expected to significantly boost the bank’s presence in the region, particularly among MSMEs and agricultural businesses.
Commitment to Digital Banking
Karur Vysya Bank continues to invest in digital banking to enhance customer experience. The KVB DLite mobile app offers over 150 financial and non-financial services, providing customers with seamless banking anytime, anywhere. This commitment to digital services aligns with the bank’s goal to reach more customers and support their growth.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Karur Vysya Bank Limited
Karur Vysya Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.
Karur posts a 8.5% three-month gain, but softens in the last few weeks. The PEG of 0.36 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Industry-leading margins of 41.3% reflect exceptional pricing power and operational efficiency. The stock gives back 4.2% in the last month despite a positive three-month run. As a result, the earlier momentum appears to be fading. Both the business and the stock move in the right direction. Revenue grows at 18.7%, profits at 31.4%, and the PEG sits at 0.36 — below its growth rate. That combination is rare. Check Fundamentals of Karur Vysya Bank Limited.
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