OnEMI Technology Solutions Limited, the listed parent company of digital lending platform Kissht, has announced its Board of Directors’ approval for raising approximately ₹832 crore through a preferential issue of securities. This move aims to strengthen the company’s capital position and support its next phase of growth.

Strategic Capital Infusion

The majority, 75% of the additional capital raised will be infused into Si Creva Capital Services Private Limited, Kissht’s wholly-owned subsidiary. This infusion will provide Kissht with greater financial flexibility to scale its lending business, enhance its technology and digital capabilities, expand product offerings, and deepen its reach across target customer segments.

Supporting General Corporate Purposes

The remaining 25% of the fundraise will be used for general corporate purposes, expected to support Kissht’s broader growth strategy. This strategic capital raise is anticipated to position Kissht as a more resilient, well-capitalized platform capable of sustaining growth through varying credit cycles.

Marquee investors, including Axis Mutual Fund, HDFC Mutual Fund, Massachusetts Institute of Technology, White Oak, 360 One, Groww Mutual Fund, Bandhan Mutual Fund, have participated in this preferential issue. The company’s focus on strengthening its capital adequacy ahead of potential credit rating upgrades aims to lower the cost of borrowing, expand access to a broader pool of capital, and increase funding capacity.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

OnEMI gains 21.7% over three months and trades near its 52-week highs. The PEG of 0.27 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. RSI hits 71, a level that signals the stock runs hot. Notably, buyers drove volume on 17 recent sessions — though at these levels, some profit-taking is normal. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.27 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.

Ujjivan Small Finance Bank Limited (Ujjivan SFB) announced the launch of its new brand campaign ‘Nothing Small About Us’, featuring acclaimed actor and Padma Shri awardee R. Madhavan as its Brand Ambassador. The campaign aims to address customer perceptions that the word ‘Small’ may imply limited offerings or scale. Ujjivan SFB, serving over 1 crore customers through 800+ branches across 26 States and Union Territories, showcases its extensive range of banking solutions.

Campaign Roots in Customer Insights

The campaign is rooted in a key customer insight: the word ‘Small’ can sometimes create a perception that the bank caters primarily to small-ticket financial needs, has a limited range of banking products, or operates at a smaller scale. ‘Nothing Small About Us’ seeks to showcase Ujjivan’s breadth of offerings, reach, and scale. The bank offers a comprehensive range of banking solutions across savings, deposits, lending, forex, NRI services, and investment solutions.

R. Madhavan as Brand Ambassador

R. Madhavan’s selection as the Brand Ambassador stems from his strong alignment with Ujjivan’s values of integrity, humility, versatility, and authenticity. The integrated campaign will be amplified across television, print, digital, OTT/CTV, outdoor, social media, and Ujjivan’s branch network, creating a consistent brand narrative across consumer touchpoints.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Ujjivan Small Finance Bank Limited

Ujjivan Small Finance Bank Limited belongs to the Financial Services › Banks – Regional sector. Here’s a quick read on where the business and the stock stand today.

Ujjivan posts a 11.7% three-month gain, but softens in the last few weeks. Revenue consistency is the one bright spot — zero dips in five years shows operational resilience. No meaningful dividend — total return is entirely dependent on capital appreciation. The stock gives back 11.4% in the last month despite a positive three-month run. As a result, the earlier momentum appears to be fading. Revenue grows at 14.3% and the stock moves sideways over three months. Neither side makes a strong case. The next earnings print will likely break this stock out of its current range. Check Fundamentals of Ujjivan Small Finance Bank Limited.

Motilal Oswal Financial Services Limited (MOTILALOFS) announced that India Ratings and Research (Ind-Ra), a Fitch Group company, has upgraded the long-term credit rating of the company and its key subsidiaries to ‘IND AA+’ with a Stable Outlook, from ‘IND AA’ with a Positive Outlook. The upgrade applies to the non-convertible debentures (NCDs) and bank loan facilities of MOFSL and Motilal Oswal Home Finance Limited (MOHFL), and to the NCDs of Motilal Oswal Finvest Limited (MOFL). Ind-Ra has also affirmed the ‘IND A1+’ rating on the commercial paper programmes of MOFSL, MOFL and Motilal Oswal Wealth Limited (MOWL).

Stronger Business Profile

According to Ind-Ra, the upgrade reflects a stronger business profile, driven by the continued scale-up of its asset management and private wealth businesses, rising recurring fee-based revenue, and sustained profitability growth visibility across key operating segments. The agency noted that improved earnings diversification has reduced the group’s relative dependence on transaction-based income, while comfortable capitalisation, adequate liquidity buffers, and the fungibility of liquidity across group entities provide additional financial flexibility.

Future Prospects

A stronger rating widens our access to diversified funding and should support greater efficiency in our cost of borrowing as we scale our lending, housing finance, and wealth businesses with discipline, said Mr. Shalibhadra Shah, Group Chief Financial Officer, Motilal Oswal Financial Services Limited. With this rating upgrade, we are now rated AA+ from all the three leading rating agencies in India.

The upgrade is an independent recognition of the transformation of Motilal Oswal, said Mr. Motilal Oswal, Managing Director and CEO & co-founder, Motilal Oswal Financial Services Limited. This upgrade belongs to the more than 15 million clients who trust us, to our franchise partners, and to our people, and it strengthens our resolve to build an institution that compounds trust as patiently as it compounds wealth.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of Motilal Oswal Financial Services Limited

Motilal Oswal Financial Services Limited belongs to the Financial Services › Capital Markets sector. Here’s a quick read on where the business and the stock stand today.

Motilal holds in the upper half of its 52-week range, a sign the market backs the stock. D/E of 1.32 is elevated. As a result, debt servicing will compress free cash flow in a high-rate environment. Premium net margins of 23.0% demonstrate strong cost discipline and a wide competitive moat. Buyers show up with 1.8x the volume of sellers. Moreover, they dominated on 16 of recent sessions versus 14 for sellers — a healthy accumulation pattern. Both the business and the stock move in the right direction. Revenue grows at 29.1%, profits at 26.1%, and the PEG sits at 1.12 — below its growth rate. That combination is rare. Check Fundamentals of Motilal Oswal Financial Services Limited.