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STARHEALTH

Star Health and Allied Insurance Company Limited (STARHEALTH) Stock Analysis

Star Health and Allied Insurance Company Limited is India's largest standalone health insurer offering retail and group medical policies. It underwrites hospitalization and disease-specific covers through agents and digital channels nationwide. The company focuses exclusively on health insurance products. It is listed on Indian stock exchanges.

Financial Services › Insurance - Life
560.50
-2.72% 1W  |  +21.70% 52W
Market Cap
33.0k CR
P/E Ratio
49.3
52W High
624.9
52W Low
416.6
Div. Yield
0%
Beta
0.2
50 DMA
580.3
200 DMA
511.6
Profit Margin
3.6%
Inst. Own.
24.3%
Trendline Analysis
⚡ APPROACHING SUPPORT₹618.7₹573₹527.3₹481.5₹435.823 Mar07 May18 Jun30 Jul17 Sep77.8L
Fundamentals
Profit & Loss
MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales3,2933,4613,5783,6883,8164,0584,1464,0814,8804,3784,5664,6485,522
Expenses2,9093,2963,1913,5023,3913,9123,8614,0894,2924,3034,3954,5004,773
Operating Profit384165387186425147285-758875172148749
OPM %12%4.8%11%5%11%3.6%7%-0.2%12%1.7%3.8%3.2%14%
Other Income02131226-0324-8
Interest0000000000000
Depreciation0000000000000
Profit before tax384167388190426149287-158878173151742
Tax %25%25%25%25%25%25%25%-159%25%29%26%26%26%
Net Profit288125290142319111215143855128111550
EPS in Rs4.952.154.952.435.451.893.660.017.450.932.181.899.34
Growth — CAGR
Metric3Y5Y10Y
Revenue CAGR14.0%29.0%27.0%
Profit CAGR-3.0%20.0%15.0%
Shareholding Pattern
Promoters58.01%
FIIs16.04%
DIIs19.41%
Public6.55%
STARHEALTH
Holdings Analysis
Key strengths & risk signals
67
Overall
59
Fundamental
75
Technical
Risks (3)
Cannot calculate PEG - insufficient growth data.
RECOVERY MODE! Current price (560.5) above 200-day but below 50-day.
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.7% (1 week), 4.1% (1 month), 3.4% (3 months).
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (580.3) is above 200-day average (511.6) - positive signal.
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 588,092 vs down days: 386,518. Ratio: 1.52x
LOW VOLATILITY! Beta of 0.20 - stable stock, less market risk.
Fundamental & Technical Analysis
67Overall
59Fundamental
75Technical
Fundamental Breakdown
Growth Quality
13/30
Revenue CAGR: 14.0% (GOOD, 11/15). Profit CAGR: -3.4% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! 3.6% profit margin - thin profits.
PEG Valuation
1/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.07 - excellent financial health.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 5.56% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (580.3) is above 200-day average (511.6) - positive signal.
Price Position
2/10
RECOVERY MODE! Current price (560.5) above 200-day but below 50-day.
Trend Pattern
10/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
8/10
GOOD YEAR! Stock gained 21.7% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 588,092 vs down days: 386,518. Ratio: 1.52x
RSI
3/5
NEUTRAL! RSI at 45.4 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 69.1% of 52W range - positive territory.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.7% (1 week), 4.1% (1 month), 3.4% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.20 - stable stock, less market risk.
STARHEALTH
Concall / Investor Presentation
Earnings call transcripts & AI summaries
QuarterConcallSummary
Q1FY272026-08-05Concall PDF
Q4FY262026-05-05Concall PDF
Q3FY262026-02-03Concall PDF
Q2FY262025-11-03Concall PDF

Peer Comparison

Financial Services · Insurance - Life · 8 stocks
Industry peers
StockPriceP/EProfit MarginRevenue CAGR 5YProfit CAGR 5Y52W ChangeStock StrengthTrendlineYoY ProfitQoQ ProfitYoY RevenueQoQ Revenue
STARHEALTH560.5049.33.6%14.0%-3.4%+21.7%67 APPROACHING SUPPORT+25.4%+393.9%+12.6%+13.7%
MFSL1,554.00475.20.2%15.0%-39.5%-4.4%56 APPROACHING RESISTANCE+37.4%-462.1%+16.8%+38.6%
ICICIPRULI490.5042.22.6%8.5%25.5%-22.3%58 CONSOLIDATING DOWN+27.8%-38.1%+12.3%+810.8%
HDFCLIFE557.0060.71.9%9.3%11.8%-32.4%65 BREAKOUT+11.5%+22.9%+14.4%+70.2%
SBILIFE1,766.90682.1%11.1%12.8%-6.8%55 APPROACHING SUPPORT+22.0%-9.9%+18.8%+1,031.9%
LICI400.008.36.5%7.3%16.9%-11.1%64 APPROACHING SUPPORT+24.0%-42.1%+6.6%-13.3%
NIVABUPA79.6075.14.8%36.4%118.5%-3.1%74 APPROACHING SUPPORT+93.0%-60.1%+27.9%+15.6%
CANHLIFE155.40111.81.1%7.3%8.2%+36.2%68 APPROACHING RESISTANCE+20.1%-19.0%+19.8%+237.1%
Data from TradeAlone · Updated daily
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