OnEMI Technology Solutions Limited (NSE: KISSHT), a technology-first digital lender to India’s mass market and mass affluent segments, has released its provisional business update for Q2FY27. The company reported a significant surge in its registered user base and assets under management (AUM).

User Base Expansion

The registered user base stood at 79.54 million as of September 30, 2026, compared to 59.96 million as on September 30, 2025, marking an impressive 32.6% increase. This growth signifies the company’s expanding reach and acceptance among the target demographic.

AUM Growth

Assets under management (AUM) grew by 68.4% to approximately ₹9,317 crore as of September 30, 2026, compared to ₹5,533 crore as of September 30, 2025. AUM increased by approximately ₹1,316 crore during Q2FY27, representing a 16.4% quarter-over-quarter (QoQ) increase. This robust growth highlights the company’s strong performance in managing and growing its financial assets.

These figures reflect the company’s strategic initiatives and operational efficiency, positioning it favorably in the competitive digital lending landscape.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

OnEMI gains 19.1% over three months and trades near its 52-week highs. The PEG of 0.14 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. The stock trades at 93% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.14 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.

OnEMI Technology Solutions Limited, the listed parent company of digital lending platform Kissht, has announced its Board of Directors’ approval for raising approximately ₹832 crore through a preferential issue of securities. This move aims to strengthen the company’s capital position and support its next phase of growth.

Strategic Capital Infusion

The majority, 75% of the additional capital raised will be infused into Si Creva Capital Services Private Limited, Kissht’s wholly-owned subsidiary. This infusion will provide Kissht with greater financial flexibility to scale its lending business, enhance its technology and digital capabilities, expand product offerings, and deepen its reach across target customer segments.

Supporting General Corporate Purposes

The remaining 25% of the fundraise will be used for general corporate purposes, expected to support Kissht’s broader growth strategy. This strategic capital raise is anticipated to position Kissht as a more resilient, well-capitalized platform capable of sustaining growth through varying credit cycles.

Marquee investors, including Axis Mutual Fund, HDFC Mutual Fund, Massachusetts Institute of Technology, White Oak, 360 One, Groww Mutual Fund, Bandhan Mutual Fund, have participated in this preferential issue. The company’s focus on strengthening its capital adequacy ahead of potential credit rating upgrades aims to lower the cost of borrowing, expand access to a broader pool of capital, and increase funding capacity.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

OnEMI gains 21.7% over three months and trades near its 52-week highs. The PEG of 0.27 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. RSI hits 71, a level that signals the stock runs hot. Notably, buyers drove volume on 17 recent sessions — though at these levels, some profit-taking is normal. Both the business and the stock move in the right direction. Revenue grows at 16.6%, profits at 140.9%, and the PEG sits at 0.27 — below its growth rate. That combination is rare. Check Fundamentals of OnEMI Technology Solutions Limited.

OnEMI Technology Solutions Limited (NSE: KISSHT) has released its provisional business update for Q1FY27, showcasing significant growth across multiple metrics. The company’s registered user base stood at 74.60 million as of June 30, 2026, compared to 56.05 million as on June 30, 2025, marking a 33.1% increase. Moreover, cumulative customers served reached 12.25 million as of June 30, 2026, up from 9.69 million as of June 30, 2025, reflecting a 26.4% rise. Assets under management (AUM) grew by 60.9% to approximately ₹8,001 crore as of June 30, 2026, compared to ₹4,972 crore as of June 30, 2025.

User Base and Customer Growth

The company’s user base and customer base have seen robust growth in Q1FY27. The registered user base increased by 33.1% year-over-year, demonstrating the company’s expanding reach. Additionally, the cumulative customers served grew by 26.4% year-over-year, indicating a strong uptake in the company’s lending services.

Assets Under Management

Assets under management (AUM) have also experienced significant growth. AUM increased by 60.9% year-over-year to approximately ₹8,001 crore as of June 30, 2026. This growth is further supported by a quarter-over-quarter increase of ₹934 crore, representing a 13.2% rise in Q1FY27.

Loan Against Property Portfolio

The loan against property (LAP) portfolio mix has increased to 7.7% of AUM as of June 30, 2026, up from 2.5% as of June 30, 2025, and 7.3% as of March 31, 2025. This indicates a strategic shift towards more LAPs, which could diversify the company’s revenue streams.

Overall disbursements were approximately ₹3,812 crore in Q1FY27, compared to ₹2,780 crore in Q1FY26, showing a healthy growth in lending activities. These figures are provisional and subject to review by the company’s statutory auditors. OnEMI Technology Solutions Limited continues to focus on expanding its digital lending footprint in India’s mass market and mass affluent segments.

Source: NSE Corporate Announcement

Fundamental & Technical Analysis of OnEMI Technology Solutions Limited

OnEMI Technology Solutions Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.

OnEMI holds in the upper half of its 52-week range, a sign the market backs the stock. The PEG of 0.23 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. The business compounds revenue at 16.6% and profits at 140.9% CAGR. That is strong double-digit growth on both counts. The stock trades at 92% of its 52-week range — near its best levels of the year. Clearly, the market pays a premium for this name. The stock rises 0.0% in three months on 16.6% revenue growth. As a result, the market gives it more credit than the fundamentals strictly justify. Watch the next quarterly results. If growth accelerates, the move makes sense. If not, expect some gains to unwind. Check Fundamentals of OnEMI Technology Solutions Limited.