Credit Services
IFCI Limited (NSE: IFCI) breaks out, moves down 6% intraday
IFCI Limited (NSE: IFCI) stock price at ₹83.85, down 6% intraday. The stock has cleared its 6-month resistance trendline in the Financial Services > Credit S.
IFCI Limited (IFCI) breaks out, clearing its 6M resistance trendline and falling -6% to ₹83.85 on the NSE on 18 Jun 2026. This move follows the NSE’s request for the company to provide relevant information regarding the significant price movement. IFCI, a player in the financial services sector under credit services, has shown a move that seems company-specific rather than aligned with broader sector momentum.
Technical setup — trendlines & DMA
The current trendline structure for IFCI shows a 6M support floor at ₹72.45, which is 13.60% below today’s price. The stock has cleared the 6M resistance trendline at ₹71.76, indicating a breakout. The 50-DMA at ₹65.2 is above the 200-DMA at ₹57.5, signaling a bullish trend. IFCI is currently 38.19% above the 50-DMA and 56.70% above the 200-DMA, suggesting an extended move. Within its 52W range of ₹46.2–₹95.8, the stock is in the upper third, 76% up from the 52W low and -12.5% from the 52W high, implying that a significant portion of the move is already priced in.
Snapshot: ₹83.85 on 2026-06-18 (chart frozen at publication)
Fundamentals & business context
With a PE of 130.5 and no profit margin, IFCI’s valuation appears stretched relative to its current earnings, especially given the revenue CAGR of 18.1%. The market may be pricing in a potential turnaround, but the lack of profit growth and thin margins raise concerns about the sustainability of this valuation. Institutional ownership stands at a modest 3.5%, indicating a cautious approach by smart money. There is no specific NSE catalyst today beyond the price movement inquiry.
Algorithmic scorecard
The overall algorithmic scorecard reflects a technically strong but fundamentally weak profile for IFCI. Two of the strongest signals are the bullish trend, with the 50-DMA above the 200-DMA, and the breakout above resistance levels with momentum. These indicate positive technical momentum and a strong upward trend. On the weaker side, the low profit margin of 0% and the negligible dividend yield of 0% represent significant risks. The low margin leaves little room for error, while the lack of dividend income reduces the stock’s appeal for income-focused investors.
Get all details on IFCI — P&L, peers, shareholding and more on TradeAlone.
Credit Services
Iifl Finance Limited to Raise ₹6,414 Crores ($686 Million) in Major Private Equity Infusion
IIFL Finance Limited plans to raise ₹6,414 crores ($686 million) in a major private equity infusion led by Blackstone and promoters.
IIFL Finance Limited, one of India’s leading retail-focused non-banking financial companies, has announced plans to raise ₹6,414 crores ($686 million) through a major private equity infusion. This significant funding round, led by Blackstone, the world’s largest alternative asset manager, and the company’s promoters, aims to strengthen the company’s capital adequacy, support its growth, and improve its credit ratings.
Blackstone’s ₹5,000 Crores Investment
Blackstone will invest ₹5,000 crores ($535 million) in the company through a preferential allotment of compulsorily convertible preference shares (CCPS). These shares will convert into equity shares at ₹602 per share within 18 months. This substantial investment will provide a fully diluted stake of approximately 16% for Blackstone.
Promoters’ ₹1,264 Crores Investment
Concurrently, the company’s promoters, Mr. Nirmal Jain and Mr. R. Venkataraman, will invest ₹1,264 crores ($135 million) through a preferential allotment of warrants. This investment, alongside Blackstone’s, will enhance the company’s capital adequacy ratio from ~17% to ~30% (proforma Sept-26). The infusion will support the next phase of growth across its secured lending businesses, including its gold finance segment.
The entire investment will be infused as primary capital, which will not only strengthen the company’s balance sheet but also accelerate its growth in gold finance and other secured lending businesses. The partnership with Blackstone is expected to bring global scale, network, and operational expertise, including in technology, data, and AI, to IIFL Finance. This will help the company scale its businesses, attract high-quality talent, and strengthen its overall franchise.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of IIFL Finance Limited
IIFL Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
IIFL rises 10.8% over three months, with buying pressure holding steady. The PEG reaches 3.68, hard to justify given the growth. The market prices in a turnaround that has not arrived. D/E reaches 3.69. High leverage in this environment is a material risk the market cannot ignore. The stock holds at 70% of its 52-week range with RSI at 54. In other words, neither side has a clear edge right now. Revenue grows at 13.6% CAGR and the PEG stands at 3.68. The growth does not match the price the market asks. Furthermore, flat price action adds no technical catalyst. A lower price or faster revenue growth would improve the odds. Check Fundamentals of IIFL Finance Limited.
Credit Services
Moneyboxx Finance Limited (moneyboxx): Q2 FY27 Pre-provision Operating Profit Up 79% Yoy and 4x
Moneyboxx Finance Limited (MONEYBOXX) reports a 79% YoY and 4x QoQ increase in pre-provision operating profit for Q2 FY27.
Moneyboxx Finance Limited (MONEYBOXX) has reported a significant financial performance for Q2 FY27, marking an inflection point for the company. The pre-provision operating profit rose 79% year-on-year and more than fourfold over the previous quarter, driven by a 28% sequential increase in net interest and fee income while costs stayed broadly flat.
Key Financial Highlights
The key financial highlights for Q2 FY27 include:
Net Interest & Fee Income: Increased by 28% QoQ and 16% YoY to ₹39.64 crore.
Pre-Provision Operating Profit: Rose to ₹9.97 crore, up 79% YoY and more than 4x QoQ (Q1 FY27: ₹2.44 crore).
Profit After Tax: Increased to ₹0.90 crore, up 3.2x YoY (Q2 FY26: ₹0.28 crore) and 4.3x QoQ (Q1 FY27: ₹0.21 crore).
Business Momentum
The company has seen a robust increase in disbursements, with monthly disbursements doubling in two months from ₹25 crore in August to over ₹50 crore in October 2026. This growth is led by Moneyboxx’s 148-branch network, where productivity is rising as branches mature (average vintage now 40 months), with partnerships and new products beginning to contribute.
Asset Quality and Borrower Profile
Moneyboxx has strengthened underwriting, improved collections, and resolved stressed assets. As of September 30, 2026, 90+ PAR stood at 2.56% compared with 6.25% at March 31, 2026, and 30+ PAR improved to 6.64% from 8.40%. On-book Gross NPA declined to 0.01% from 3.59%, reflecting the ARC portfolio transaction along with stronger collection and recovery efforts. Borrower quality continues to improve: about 67% of AUM is now from customers with bureau scores of 650 and above, and the share of 750+ customers has risen to 19% from 3% in FY24.
The in-house loan origination system, Moneyboxx ONE (live since May 2026), together with AI-supported underwriting and the MBCollect mobile collections app, supports faster decisions and tighter portfolio monitoring.
Outlook
Moneyboxx enters H2 FY27 with renewed momentum, a better-quality portfolio, and a stronger platform. Its priorities are: sustained disbursement growth, as branch productivity rises and partnerships scale; better yields, through unsecured lending; and keeping credit costs under control to convert scale into stronger profitability.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Moneyboxx Finance Limited
Moneyboxx Finance Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Moneyboxx falls 17.2% over three months and has not found a floor yet. Razor-thin margins below 5% make profitability extremely vulnerable — this business needs scale or pricing power urgently. Revenue consistency is the one bright spot — zero dips in five years shows operational resilience. Sellers drive 1.9x the volume of buyers. Furthermore, they controlled 14 of recent sessions versus 16 for buyers — a clear distribution signal. Revenue grows at 59.7% yet the PEG reaches 99.00 — expensive for that growth. Furthermore, the stock drops 17.2% in three months. Neither value nor momentum supports this setup. It needs an earnings beat or a price reset first. Check Fundamentals of Moneyboxx Finance Limited.
Credit Services
Ugro Capital Limited (NSE: Ugrocap) Disburses over INR 1,000 Crore of Loans Every Month in Q2 FY27
Ugro Capital Limited (NSE: UGROCAP) reports record quarterly disbursement of INR 3,159 crore, up 77% YoY, and a 53% rise in first-half profit.
Ugro Capital Limited (NSE: UGROCAP), the DataTech lender to India’s small businesses, today reported the strongest lending quarter in its history. UGRO disbursed more than INR 1,000 crore of loans in every month of this quarter, profit after tax rose 17% year on year, and its two growth engines account for half of its INR 15,019 crore loan book, only nine months after the Company announced a strategic reset of its business.
Record Lending
UGRO lent INR 3,159 crore in Q2’FY27, up 77% from a year ago and 24% from the previous quarter, crossing INR 1,000 crore in each of July, August, and September. First-half disbursement rose 69% to INR 5,710 crore. The loan book grew 23% year on year to INR 15,019 crore.
Profit Up, Costs Down
Profit before tax rose 12% year on year to INR 68.3 crore and profit after tax rose 17% year on year to INR 50.7 crore. For the half year, profit after tax rose 53% to INR 118.6 crore. Quarterly operating cost has been cut by 38% in two quarters, from INR 205 crore to INR 127 crore, while portfolio yield rose 108 basis points to 18.7%.
The Big Shift
Nine months into its strategic reset, UGRO’s growth engines are now more than half the business. The reset is ahead of plan. The two growth engines have risen from 32% to 53% of the loan book, the lower-yielding book has shrunk by about a third, operating cost is down 38%, and portfolio yield is up.
Source: NSE Corporate Announcement
Fundamental & Technical Analysis of Ugro Capital Limited
Ugro Capital Limited belongs to the Financial Services › Credit Services sector. Here’s a quick read on where the business and the stock stand today.
Ugro drops 15.4% over three months and trades near its 52-week lows. The PEG of 0.09 is extremely low. Either the market misses the growth story, or there is a catch worth investigating. Premium net margins of 24.0% demonstrate strong cost discipline and a wide competitive moat. The stock sits at 3% of its 52-week range, close to annual lows. Historically, value investors build positions at these levels — though cheap stocks can stay cheap. Revenue grows at 42.4% and profits at 63.8% CAGR, with D/E of 0.00. Meanwhile, the stock dips 15.4% in three months without any fundamental deterioration. Consequently, the stock quietly becomes cheaper relative to earnings power. For long-term investors, that is a feature. Check Fundamentals of Ugro Capital Limited.
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