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Data Patterns provides vertically integrated defence and aerospace electronics solutions for the domestic defense products industry. The business is among the major winners in the private defense sector due to the recent orders that BEL has won. Including processors, power, radio frequencies (RF) and microwave, embedded software and firmware, mechanical engineering, radio frequencies (RF), and microwave, the organization has design skills across the complete spectrum of strategic military and aerospace electronics systems.

The company’s core competencies are engineering services, environmental testing and verification, firmware design and development, software design and development, and electronic hardware design and development.


On November 11, 1998, the company was established in Bangalore, Karnataka, under the name “Indus Teqsite Private Limited.” The Companies Act of 1956 allowed for the formation of the company as a Private Limited Company. A Scheme of Amalgamation was used to change the company’s name over time to “Data Patterns (India) [Private] Limited” as a result of the company’s transition. On August 4, 2021, the Registrar of Companies in Tamil Nadu issued a new certificate of incorporation reflecting this modification. A new certificate of incorporation issued on September 13, 2021, formally recognized Data Pattern’s transformation into a public limited company, marking a recent key milestone.

Financial summary

Revenue and profits

  • The company’s current liabilities increased by 44.3% in the fiscal year 22 to reach Rs 1 billion from Rs 717 million in the prior year.
  • Long-term debt decreased by 92.6% to Rs 7 million from Rs 98 million in FY21.
  • The growth of current assets in FY22 was 99%, reaching Rs 5 billion, while the growth of fixed assets was 177%, reaching Rs 2 billion.
  • Compared to FY21, when assets and liabilities were tallied, they increased by 115%, reaching Rs 7 billion in FY22 from Rs 3 billion.


  • Return on Equity (ROE): The company’s ROE dropped to 16.4% in FY22 from 26.7% in FY22, a decrease. The ROE gauges a company’s capacity to profit using its shareholders’ investment.
  • Return on Capital Employed (ROCE): In FY22, the company’s ROCE dropped from 40.9% in FY21 to 24.1%. The ROCE gauges a company’s capacity to turn a profit from the total capital (shareholder and borrowed capital) it has on hand.

Shareholders Pattern

The above graph holds the shareholding pattern, which shows that the Promoters are 45.76%, Retail & others at 44.78%, Mutual Funds at 5.61%, and Foreign Institutions and Other Domestic Institutions at 2.30% and 1.55%, respectively.

SWOT Analysis


  • Increased profit margins and rising net profit.
  • A company with little debt has experienced quarterly revenue growth for the last three quarters.
  • For the previous three quarters, profits have increased each quarter.
  • The company is generating net cash and has improved cash flow over the past two years.
  • Annual Net Profits have increased for the past two years.
  • Institutions or companies with no promoter pledge to grow their stake.


  • First Support for Negative Breakdown (LTP S1)
  • ROCE has decreased over the past two years due to inefficient capital utilization to produce profits.
  • Ineffective use of shareholder money: ROE has decreased over the past two years.
  • Assets are used inefficiently to make money, and ROA has decreased over the past two years.
  • Declining profit margin year over year and declining quarterly net profit.


  • In the previous three months, brokers improved their recommendations or target prices.
  • High momentum ratings (technical ratings above 50)
  • The highest RSI reading suggests price strength since the 52-week low.
  • Stocks with a 52-week high close and high volume.


NameFY PE ratioPB ratioDividend Ratio
Data Patterns(India) Ltd.79.8117.230.24%
Hindustan Aeronautics Ltd21.426.461.07%
Paras Defence and Space Technologies Ltd.60.395.75_
Bharat Dynamics Ltd59.926.960.71%
The above table shows the peer analysis of the Data Patterns.

Awards and Recognitions

  • In 2007, Data Patterns got the Naval Science & Technology Laboratory, Vishakapatnam, Industry Appreciation Award.
  • The Naval Physical and Oceanographic Laboratory, Kochi, presented the Valued Industry Partner Award (WESDA-2015) in 2015.
  • Silicon India and Mentor Graphics presented the Leadership Award for Outstanding Contribution to the VLSI/Embedded Design Industry to a Corporate Organisation 2016.
  • The company received’s award for the Most Growth-Oriented Company in 2019.
  • The Raksha Mantri Award for excellence was given to Data Patterns (India) Limited for the fiscal year 2021–2022. 


Data Patterns is incredibly skilled in designing software and electronics.  Due to the Atmanirbhar Bharat programs and changes made to the defence procurement process to make India more militarily equipped, a significant scale can be attained in the Indian aerospace and defense markets.  The capabilities created in-house for electronics and software can be used for opportunities in other areas, such as telecom, automotive, and medical instrumentation.  Electronics and embedded software design services have a sizable global market ahead.

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Finance World

Why Muthoot Finance is not affected by the small cap and mid cap fall?



This week, if you’ve been keeping an eye on the stock market, you might’ve noticed something unusual. While the small cap and mid cap markets took a serious dive, Muthoot Finance seemed to just avoid it, falling by a mere 2%. So, what’s their secret?

What is the business of Muthoot Finance?

First up, Muthoot Finance has a strong foothold in gold loans. Now, why does this matter? Well, when other investments seem risky, people tend to fall back on gold because it’s considered a safer bet. With gold prices staying high, Muthoot’s gold loan business is like a stable ship in a stormy sea.

Muthoot Finance target price by Kotak

Kotak Institutional Equities is pretty optimistic about Muthoot, recommending a “buy” with a target of Rs 1,500. They think Muthoot is in a prime spot to grab a bigger slice of the gold loan market. Plus, with some Non-Banking Financial Companies (NBFCs) hitting a rough patch, Muthoot has a clear ground to expand and grow further. Unlike NBFC, Muthoot has a strong ground presence with offices and branches, they have physical repo with their customers, unlike NBFC who operate from AC offices.

New Friends and New Frontiers

Muthoot isn’t just sitting pretty with its gold loans; it’s also making moves. It teamed up with Evfin to finance electric two-wheelers across India. And there’s more – Muthoot FinCorp has brought Veefin Solutions on board to kick off supply chain finance operations. This means they’re planning to lend a hand to small and medium businesses, helping them keep the wheels turning. So, its a great news that Muthoot is expanding into fields that are not dependent on gold loans alone.

Spreading Their Wings

Muthoot Microfin, a part of the Muthoot Group, is pushing into new territories too. They’ve just set foot in Telangana and have their sights set on Andhra Pradesh next. This move is about bringing more people into the financial fold, especially in places where banking services might be hard to come by. This gives an edge to Muthoot over banks and NBFC.

Are you wondering whether to invest in Muthoot Finance or Manappuram Gold? Take a look at this:

So, What’s the Deal?

While the market’s mood swings have sent some companies into a pit, Muthoot Finance has managed to stay stable. Thanks to its focus on gold loans, strategic partnerships, and expansion plans, it’s not just surviving; it’s set to thrive. So, while the rest of the market might be catching its breath, Muthoot is marching on, steady as ever.

Keep following us for more such latest news on TradeAlone.

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Finance World

Infibeam Avenues Ltd expands into the US Market with an Acquisition



Hello, digital pioneers and fintech enthusiasts! Let’s dive into a groundbreaking announcement for Infibeam. Infibeam Avenues Ltd, an AI-powered financial technology, is embarking on an exciting journey by acquiring a 20% stake in XDuce. XDuce is a mastermind in enterprise Application and AI development based in the United States. This bold move involves an investment of USD 10 million. This also marks a significant milestone in Infibeam Avenues Ltd’s global expansion narrative.

XDuce: A Hub of Innovation

Nestled in the heart of New Jersey, XDuce boasts a team of over 150 software developers. They’re a team behind the curtain for marquee clients like Bank of America and Morgan Stanley, to name a few. XDuce’s expertise in business application implementations and transformation is nothing short of legendary in the financial and insurance sectors of North America.

A Fusion of Giants

So, what happens when Infibeam Avenues Ltd and XDuce comes together? Infibeam Avenues Ltd wants to merge it’s AI Solutions and CCAvenue Payments business into the network that XDuce has built. This collaboration is about expanding business footprints, revolutionizing how AI-driven technologies are employed in fraud detection, authentication, and risk identification in the financial sector of the US.

Redefining Financial Technology

Imagine a world where transaction fraud is no longer a looming threat, thanks to state-of-the-art AI technologies. That’s the vision Mr. Jay Dave, CEO of XDuce, and Mr. Rajesh Kumar SA, CEO of Phronetic.AI, share. By integrating PhroneticAI abilities with XDuce’s solutions, they will offer businesses and consumers in the US with security and efficiency.

The Road Ahead

According to Mr. Vishwas Patel, Joint Managing Director of Infibeam Avenues Ltd, international business currently contributes less than 10% to the company’s total revenue. But with strategic moves like this, they’re aiming for international business to soar to 30% of total revenue in the coming years.

Infibeam Avenues Ltd at a Glance

Infibeam Avenues Ltd is at the forefront of offering digital payment solutions and enterprise software platforms across the globe. With a transaction worth INR 4.5 trillion (US$ 54 billion) processed in FY23, and a client base of over 10 million. Spread across digital payments and enterprise software platforms, they’re leading digital revolution.

Wrapping Up

The strategic investment in XDuce is a bold step towards Infibeam Avenues Ltd’s vision of global expansion and innovation.

Stay tuned with Tradealone, as we continue to follow this exciting journey of Infibeam Avenues Ltd. Stock price for Infibeam closed 7% up today. We also see a continues profit growth for Infibeam Avenues over the past 4 years. Although, we cant recommend a buy or sell call for the stock, however we feel this stock deserves your attention.

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Finance World

Satin Creditcare Expands its Reach by entering Telangana and Andhra Pradesh, stock has doubled so far this year



In a country where financial inclusion remains a major yet challenging goal, the expansion of services to underbanked regions marks a significant step forward. Satin Creditcare Network Limited (SCNL), a leading name in microfinance, announces its strategic entry into Telangana and Andhra Pradesh. This move not only amplifies SCNL’s presence to 26 states and union territories across India but also underlines its commitment to empowering the economically marginalized communities with vital financial services.

A Leap Towards Nationwide Financial Inclusion: SCNL’s mission to drive financial inclusion is more than just a business expansion; it’s a pledge to reach the unreached. The opening of two new branches in Telangana (Warangal and Huzurabad) and one in Kadiri, Andhra Pradesh, is a testament to SCNL’s dedication to making financial services accessible to all, especially in rural and semi-urban areas where banking facilities are scarce.

Why Telangana and Andhra Pradesh?

The choice of Telangana and Andhra Pradesh for SCNL’s latest expansion is strategic. Both states have shown promising economic growth yet house significant populations that lack access to basic financial services. By stepping into these states, SCNL aims to fill this gap, offering microfinance solutions that can serve as a catalyst for economic empowerment and sustainable development. Moreover, Telangana is a fast growing hub for Pharma industry as the state capital Hyderabad leads the way.

SCNL’s Blueprint for Empowerment

SCNL’s approach to empowerment through financial inclusion is holistic. Focused on rural India, with 76% of its operations dedicated to rural communities across 97,000 villages, SCNL is not just providing financial services but is also contributing to the rural economy’s growth. This expansion is a stride towards enabling access to credit for the underserved, thereby fostering an environment of economic resilience and growth.

A Message from the Leadership

Mr. HP Singh, Chairman cum Managing Director of SCNL, remarks, “Our expansion into Telangana and Andhra Pradesh is a significant milestone in our journey towards a financially inclusive India. It’s not merely about increasing our geographical footprint; it’s about touching lives, empowering the marginalized, and contributing to the nation’s economic fabric. We’re here to make a difference, one individual, one community at a time.”

Ashirvad Microfinance is a fast growing company as well. Check it out if you are interested.

Beyond Expansion – A Look at SCNL’s Innovations

SCNL’s innovations extend beyond traditional microfinance. The institution’s portfolio includes loans to MSMEs, affordable housing loans through its subsidiary Satin Housing Finance Limited (SHFL), and the commencement of MSME business through Satin Finserv Limited (SFL). These initiatives demonstrate SCNL’s commitment to diversifying financial solutions that cater to various needs of the underserved.

The Road Ahead for SCNL

As SCNL carves new paths in Telangana and Andhra Pradesh, the future looks promising. This expansion is not just about growth but about deepening the impact of financial inclusion across India. With continued innovation and a steadfast commitment to its mission, SCNL is poised to create significant strides in empowering communities and fostering economic development across the country. Moreover, the stock price for Satin Creditcare has almost doubled in the last one year.

Conclusion: SCNL’s expansion into Telangana and Andhra Pradesh marks a new chapter in its mission to facilitate financial inclusion across India. By reaching out to the economically marginalized sections of society, SCNL strengthens its role as a catalyst for economic empowerment and sustainable development. As we watch this journey unfold, the prospects for a financially inclusive India appear brighter than ever. Despite that we do not see any positive signs from the revenue and profit growth of the company over the last 5 years. Thus, we feel that investors must be cautious while investing here.

Remember that microfinance companies also face competitions from the major banks. However, as this move is towards uncharted regions of Telangana and Andhra, we do not think that the banks would pose any risk to Satin Creditcare.

Call-to-Action: We invite you to join the conversation: How do you think SCNL’s expansion will impact financial inclusion in Telangana and Andhra Pradesh? Share your thoughts and insights in the comments below. Let’s discuss how financial empowerment can transform lives and communities. Also, please follow Tradealone for more such latest updates.

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