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Difference Between Block And Bulk Deals





Investors frequently run into different jargon and ideas regarding stock market transactions. Block and bulk deals are two terms that are frequently used. Despite the fact that both entail buying or selling a sizable number of shares, there are significant variations between them. 

This article will examine the differences between block deals and bulk deals and their importance in the financial industry. Investors can make better selections and move more confidently in the stock market environment by grasping these ideas.

Block deals explained

A large share transaction that happens outside of a stock exchange’s regular trading hours is referred to as a block deal. Block trades often entail the purchase or sale of a large number of shares in a single transaction between two parties at a predetermined price. The stock market utilizes a unique mechanism called the “Block Deal Window” to carry out these transactions. Market participants typically execute block agreements to fulfill regulatory requirements or facilitate the transfer of significant interests.

Institutional investors like mutual funds, financial organisations, or big corporations frequently engage in block agreements. These investors participate in block deals to buy or sell big ownership holdings in businesses and have access to significant capital. Block trades have benefits including secrecy and a streamlined method for efficiently carrying out big transactions. Block trades also aid in efficient price discovery and add to market liquidity.


Bulk deals explained

Bulk trades are stock market transactions in which a single investor or a group of investors buys or sells a sizable number of shares of a specific firm. These transactions often involve significant numbers of shares, typically in excess of the stock exchange’s preset threshold.

In a bulk transaction, negotiators typically determine and agree upon the price at which they buy or sell the shares, which may differ from the going market rate.Institutional investors, such as mutual funds, insurance firms, or high net worth individuals, may participate as the purchasers or sellers in these transactions.

Bulk transactions can affect stock prices since they frequently reflect institutional investors’ confidence or opinion towards a certain company. In order to obtain information and decide wisely about their own investments, investors and market participants frequently keep a close eye on bulk trades.

Drawing a line in between

The purchase or selling of many shares in a single transaction falls under the categories of block deals and bulk deals. Despite certain parallels, the two have clear distinctions in terms of how they make decisions about price, confidentiality, and market impact, as well as the execution method.


Firstly, block deals, unlike bulk deals conducted through the regular trading channels of the stock exchange, involve negotiated transactions carried out outside the open market. In a block deal, the buyer and seller understand the number of shares and the transactional price. Unlike bulk trades, which adhere to the exchange’s conventional order-matching procedure, this negotiation allows for flexibility and customization.


Secondly, the buyer and seller pre-agreed upon the price in block deals. They settle on a preset share price, which may not correspond to the current market price. This predetermined price gives both parties a sense of security and guarantees that the transaction will proceed at the agreed-upon amount.
On the other hand, in bulk transactions, buyers or sellers execute the buying or selling of shares at the current market rate at the time of the transaction. Based on current market supply and demand, the exchange matches the buy and sell orders, resulting in execution at the optimal price.


Another distinction between block deals and bulk deals is confidentiality. Block transactions are handled with utmost secrecy. Keeping the identities of both the buyer and the seller undisclosed to the market until the deal is finalized. Due to anonymity, institutional investors can increase or decrease their stakes without disclosing their plans to the market.

Bulk transactions, on the other hand, are open and evident to all market participants. The specifics of bulk transactions are informed to the stock exchange. This includes the number of shares involved and the identities of the buyer and seller. These facts are made public. This openness protects the market’s integrity and enables investors to keep track of big ownership changes.

Here is a table showing the differences between block deals and bulk deals:

BasisBlock DealsBulk Deals
operationNegotiated transactions outside the open marketConducted through the regular trading channels
PricePre-agreed upon priceExecuted at the current market rate
ConfidentialityIdentities of buyer and seller undisclosedInformation is made public
Market ImpactLimited impact on the marketMay have impact on the market due to order matching
Execution MethodFlexible and customizedFollows the exchange’s conventional order matching


Investors navigating the stock market must know the difference between block and bulk deals. While both entail sizable share transactions, the execution processes, setting of prices, and the impact on the market significantly differ.

Bulk deals occur through regular trading channels, while block deals are transparent and completed outside the open market. Investors can improve their ability to negotiate the complex world of stock market transactions by being aware of these distinctions and using that knowledge to make better-informed judgments and adjust their strategy as necessary.

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Finance World

Why Muthoot Finance is not affected by the small cap and mid cap fall?



This week, if you’ve been keeping an eye on the stock market, you might’ve noticed something unusual. While the small cap and mid cap markets took a serious dive, Muthoot Finance seemed to just avoid it, falling by a mere 2%. So, what’s their secret?

What is the business of Muthoot Finance?

First up, Muthoot Finance has a strong foothold in gold loans. Now, why does this matter? Well, when other investments seem risky, people tend to fall back on gold because it’s considered a safer bet. With gold prices staying high, Muthoot’s gold loan business is like a stable ship in a stormy sea.

Muthoot Finance target price by Kotak

Kotak Institutional Equities is pretty optimistic about Muthoot, recommending a “buy” with a target of Rs 1,500. They think Muthoot is in a prime spot to grab a bigger slice of the gold loan market. Plus, with some Non-Banking Financial Companies (NBFCs) hitting a rough patch, Muthoot has a clear ground to expand and grow further. Unlike NBFC, Muthoot has a strong ground presence with offices and branches, they have physical repo with their customers, unlike NBFC who operate from AC offices.

New Friends and New Frontiers

Muthoot isn’t just sitting pretty with its gold loans; it’s also making moves. It teamed up with Evfin to finance electric two-wheelers across India. And there’s more – Muthoot FinCorp has brought Veefin Solutions on board to kick off supply chain finance operations. This means they’re planning to lend a hand to small and medium businesses, helping them keep the wheels turning. So, its a great news that Muthoot is expanding into fields that are not dependent on gold loans alone.

Spreading Their Wings

Muthoot Microfin, a part of the Muthoot Group, is pushing into new territories too. They’ve just set foot in Telangana and have their sights set on Andhra Pradesh next. This move is about bringing more people into the financial fold, especially in places where banking services might be hard to come by. This gives an edge to Muthoot over banks and NBFC.

Are you wondering whether to invest in Muthoot Finance or Manappuram Gold? Take a look at this:

So, What’s the Deal?

While the market’s mood swings have sent some companies into a pit, Muthoot Finance has managed to stay stable. Thanks to its focus on gold loans, strategic partnerships, and expansion plans, it’s not just surviving; it’s set to thrive. So, while the rest of the market might be catching its breath, Muthoot is marching on, steady as ever.

Keep following us for more such latest news on TradeAlone.

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Finance World

Infibeam Avenues Ltd expands into the US Market with an Acquisition



Hello, digital pioneers and fintech enthusiasts! Let’s dive into a groundbreaking announcement for Infibeam. Infibeam Avenues Ltd, an AI-powered financial technology, is embarking on an exciting journey by acquiring a 20% stake in XDuce. XDuce is a mastermind in enterprise Application and AI development based in the United States. This bold move involves an investment of USD 10 million. This also marks a significant milestone in Infibeam Avenues Ltd’s global expansion narrative.

XDuce: A Hub of Innovation

Nestled in the heart of New Jersey, XDuce boasts a team of over 150 software developers. They’re a team behind the curtain for marquee clients like Bank of America and Morgan Stanley, to name a few. XDuce’s expertise in business application implementations and transformation is nothing short of legendary in the financial and insurance sectors of North America.

A Fusion of Giants

So, what happens when Infibeam Avenues Ltd and XDuce comes together? Infibeam Avenues Ltd wants to merge it’s AI Solutions and CCAvenue Payments business into the network that XDuce has built. This collaboration is about expanding business footprints, revolutionizing how AI-driven technologies are employed in fraud detection, authentication, and risk identification in the financial sector of the US.

Redefining Financial Technology

Imagine a world where transaction fraud is no longer a looming threat, thanks to state-of-the-art AI technologies. That’s the vision Mr. Jay Dave, CEO of XDuce, and Mr. Rajesh Kumar SA, CEO of Phronetic.AI, share. By integrating PhroneticAI abilities with XDuce’s solutions, they will offer businesses and consumers in the US with security and efficiency.

The Road Ahead

According to Mr. Vishwas Patel, Joint Managing Director of Infibeam Avenues Ltd, international business currently contributes less than 10% to the company’s total revenue. But with strategic moves like this, they’re aiming for international business to soar to 30% of total revenue in the coming years.

Infibeam Avenues Ltd at a Glance

Infibeam Avenues Ltd is at the forefront of offering digital payment solutions and enterprise software platforms across the globe. With a transaction worth INR 4.5 trillion (US$ 54 billion) processed in FY23, and a client base of over 10 million. Spread across digital payments and enterprise software platforms, they’re leading digital revolution.

Wrapping Up

The strategic investment in XDuce is a bold step towards Infibeam Avenues Ltd’s vision of global expansion and innovation.

Stay tuned with Tradealone, as we continue to follow this exciting journey of Infibeam Avenues Ltd. Stock price for Infibeam closed 7% up today. We also see a continues profit growth for Infibeam Avenues over the past 4 years. Although, we cant recommend a buy or sell call for the stock, however we feel this stock deserves your attention.

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Finance World

Satin Creditcare Expands its Reach by entering Telangana and Andhra Pradesh, stock has doubled so far this year



In a country where financial inclusion remains a major yet challenging goal, the expansion of services to underbanked regions marks a significant step forward. Satin Creditcare Network Limited (SCNL), a leading name in microfinance, announces its strategic entry into Telangana and Andhra Pradesh. This move not only amplifies SCNL’s presence to 26 states and union territories across India but also underlines its commitment to empowering the economically marginalized communities with vital financial services.

A Leap Towards Nationwide Financial Inclusion: SCNL’s mission to drive financial inclusion is more than just a business expansion; it’s a pledge to reach the unreached. The opening of two new branches in Telangana (Warangal and Huzurabad) and one in Kadiri, Andhra Pradesh, is a testament to SCNL’s dedication to making financial services accessible to all, especially in rural and semi-urban areas where banking facilities are scarce.

Why Telangana and Andhra Pradesh?

The choice of Telangana and Andhra Pradesh for SCNL’s latest expansion is strategic. Both states have shown promising economic growth yet house significant populations that lack access to basic financial services. By stepping into these states, SCNL aims to fill this gap, offering microfinance solutions that can serve as a catalyst for economic empowerment and sustainable development. Moreover, Telangana is a fast growing hub for Pharma industry as the state capital Hyderabad leads the way.

SCNL’s Blueprint for Empowerment

SCNL’s approach to empowerment through financial inclusion is holistic. Focused on rural India, with 76% of its operations dedicated to rural communities across 97,000 villages, SCNL is not just providing financial services but is also contributing to the rural economy’s growth. This expansion is a stride towards enabling access to credit for the underserved, thereby fostering an environment of economic resilience and growth.

A Message from the Leadership

Mr. HP Singh, Chairman cum Managing Director of SCNL, remarks, “Our expansion into Telangana and Andhra Pradesh is a significant milestone in our journey towards a financially inclusive India. It’s not merely about increasing our geographical footprint; it’s about touching lives, empowering the marginalized, and contributing to the nation’s economic fabric. We’re here to make a difference, one individual, one community at a time.”

Ashirvad Microfinance is a fast growing company as well. Check it out if you are interested.

Beyond Expansion – A Look at SCNL’s Innovations

SCNL’s innovations extend beyond traditional microfinance. The institution’s portfolio includes loans to MSMEs, affordable housing loans through its subsidiary Satin Housing Finance Limited (SHFL), and the commencement of MSME business through Satin Finserv Limited (SFL). These initiatives demonstrate SCNL’s commitment to diversifying financial solutions that cater to various needs of the underserved.

The Road Ahead for SCNL

As SCNL carves new paths in Telangana and Andhra Pradesh, the future looks promising. This expansion is not just about growth but about deepening the impact of financial inclusion across India. With continued innovation and a steadfast commitment to its mission, SCNL is poised to create significant strides in empowering communities and fostering economic development across the country. Moreover, the stock price for Satin Creditcare has almost doubled in the last one year.

Conclusion: SCNL’s expansion into Telangana and Andhra Pradesh marks a new chapter in its mission to facilitate financial inclusion across India. By reaching out to the economically marginalized sections of society, SCNL strengthens its role as a catalyst for economic empowerment and sustainable development. As we watch this journey unfold, the prospects for a financially inclusive India appear brighter than ever. Despite that we do not see any positive signs from the revenue and profit growth of the company over the last 5 years. Thus, we feel that investors must be cautious while investing here.

Remember that microfinance companies also face competitions from the major banks. However, as this move is towards uncharted regions of Telangana and Andhra, we do not think that the banks would pose any risk to Satin Creditcare.

Call-to-Action: We invite you to join the conversation: How do you think SCNL’s expansion will impact financial inclusion in Telangana and Andhra Pradesh? Share your thoughts and insights in the comments below. Let’s discuss how financial empowerment can transform lives and communities. Also, please follow Tradealone for more such latest updates.

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