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SBI shares down after quarterly result announcement



State Bank Of India – Quick review of the fundamentals

Price Earning ( P/E Ratio)12.11
Return on Equity13.61(%)
EPS (Earning Per Share)9.64
Market Capitalisation (Crores)Rs 523,428.09

Hello Readers: I hope your trading and investing journey is going well . Here I am Going to Share with about one Such Company which has Posted Brilliant Results this Quarters and this Stock can be a multibagger in the near future and can give you Multifold Return.

You might be wondering at this point how I can be so certain of this. The Stock that I am Talking about is SBI(State Bank of India).

SBI is largest bank in India’s public sector and one of the biggest banks worldwide is State Bank of India (SBI). Its headquarters are in Mumbai, Maharashtra, and it was founded on July 1st, 1955. Government of India holds a controlling stake in SBI, a company that is owned by the government.

Customers of SBI can choose from a variety of banking services and products, including personal banking, corporate banking, agricultural banking, global banking, and treasury operations. Savings accounts, current accounts, fixed deposits, loans, credit cards, insurance, and investment services are just a few of the services the bank offers..

I’ll let you know why.

Analysis of Potential Future Trends

Regarding the analysis of potential future trends for SBIN Stock, it’s crucial to take into account a few of the following Factors:-

1 A dominant position in the Indian banking industry is held by SBI, the largest public sector bank in the nation. Its vast branch network, which includes both urban and rural areas, offers a considerable competitive edge and expansion potential.

  • Put an emphasis on digital transformation: SBI has been actively embracing this trend to improve customer service and operational effectiveness. Digital banking platforms, mobile banking programmes, and technological advancements have the ability to draw tech-savvy clients and raise the standard of services overall.
  • Government-led financial inclusion efforts, such as the Jan Dhan Yojana, which attempts to bring unbanked populations into the formal banking system, have SBI in the vanguard. Future growth potential may be aided by the company’s effort on diversifying its customer base to include underserved demographics.
  • Global Expansion: SBI has offices and branches across many nations, giving it a considerable global footprint. By tapping into new markets and meeting the financial needs of the Indian diaspora and overseas clients, its global activities present chances for growth.
  • Loan Portfolio expansion: As the Indian economy expands, there is opportunity for loan portfolio expansion in sectors like retail, corporate, and infrastructure financing. If adequate risk management procedures are followed, SBI’s strong lending capabilities and competence in credit evaluation may position it for expansion in loan portfolios.
  • Government Support: SBI is also supported by the Indian government because it is a government-owned bank. Particularly during periods of economic uncertainty, this support can offer stability and prospective growth prospects.

Quarterly Result Update

1 – Quarter 4 Net Profit Rupees 167B vs 91B(YOY), EST 150353

2 – Quarter 4 Interest Earned Rupees 930B VS 707B( YOY)

3 -SBI Q4 net Profit zooms 89.4% to Rs18094 crore; bank Declares dividend of Rs18343.25crore to Q4fy23 announces 1130% pay out.

4 – SBI declares Rs11.3 per share dividend.

5 – Paytm partners with SBI card, NPCI to launch next-generation co-branded Rupay Credit Cards.

Yearly Result (SBI Growth Trend Analysis )

Also looking at the SBIN Yearly Results, we can conclude that, the annual results of State Bank of India for the fiscal year that ends in March 2023 reveal encouraging trends. With an increase in income from advances, bills, and investments, the bank reported interest income of Rs. 221,400,65 crores. The amount of other income was Rs. 36,615.60 crore. However, costs for employees, interest, and other expenses all went up. Before provisions and contingencies, the bank had an operating profit of Rs. 83,712.97 crore. The net profit for the time was Rs. 50,232.45 crore, up over the prior year. With a gross NPA ratio of 2.78% and a net NPA ratio of 0.67%, the bank lowered non-performing assets (NPAs) while maintaining a good capital adequacy ratio. To 0.96%, the return on assets (ROA) increased. State Bank of India’s results were positive overall.


Conclusion:- What I believe is a SBIN stock is a growth stock and can have potential to give good return. Based on the SWOT analysis you can buy or hold the Stock.


Company with high TTM EPS growth
Good Quarterly Growth results
Increasing Revenue every Quarter for the past 4 Quarters
Annual Net Profits Improving for the last 2 years
Company with Zero Pledge
Strong Momentum: Price above short, medium and Long term moving averages
Stock with low PE(PE<=10)
RSI indicating Price Strength

Profit Making Idea

Infosys ADR Up 5% Despite Weak Results: What Should Indian Investors Do?



Hey investors! Let’s talk about Infosys and its recent ups and downs. Despite some not-so-great results, their ADR (American Depositary Receipt) is up by 5%. It’s a bit of a head-scratcher, right? So, what should you, as an Indian investor, do in this situation? Let’s break it down.

The Latest with Infosys

  • ADR Up by 5%: Even though the results weren’t strong, Infosys’ ADR went up. It seems like the market had already anticipated this, and maybe some short sellers got caught off-guard.
  • Q3 Results: The revenue barely budged, and net profit actually fell by 7% compared to last year. Not the best news, honestly.
  • In Semi Acquisition: A big move by Infosys, acquiring In Semi, a big name in semiconductor design and embedded services. This could be a game-changer in the long run.

Analyzing the Numbers

  • Profit and Revenue: The net profit is down, and revenue growth is almost flat. High interest costs are partly to blame here.
  • New Deals Dropped: New deal signings took a nosedive from $7.7 billion to $3.2 billion. That’s a big drop.
  • Attrition Rate: Good news here – it’s down to 12.9%. Less employee turnover is always a positive.
  • Guidance for FY24: Infosys expects revenue growth of 1.5%-2.0% and an operating margin of 20%-22%.

What’s the Deal with Insemi?

Insemi’s acquisition is quite a highlight. They’re leaders in the semiconductor design space. This market is booming and expected to hit $800 billion by 2028. With Insemi, Infosys could become a significant player in this field.

The Mixed Bag

  • Sector and Geographic Performance: Financial services and North America are still not performing well, but there’s some rebound in Europe.
  • Cash Flow: Infosys has a healthy free cash flow, which is a good sign for its financial health.

So, What Should You Do?

  1. Understand the Big Picture: Look beyond just this quarter. Infosys is making moves that could pay off in the long run, especially with the Insemi acquisition.
  2. Diversification: Don’t put all your eggs in one basket. It’s crucial to have a diversified portfolio.
  3. Stay Updated: Keep an eye on how Infosys performs in the coming quarters, especially in their new ventures and market segments.
  4. Risk Assessment: Be aware of the risks involved. Infosys is facing some challenges, and you need to decide if you’re comfortable with that level of risk.

Final Thoughts

Infosys’ results were a mixed bag, and the stock’s reaction was a bit surprising. As an investor, it’s essential to stay informed and make decisions based on a comprehensive understanding of the company’s performance and potential. Keep watching the market and adjust your strategy as needed. Remember, investing is a marathon, not a sprint!

Since we talked about this IT giant Infosys, Lets explore some AI based companies as well.

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Edelweiss NCD Issue: Secure Investment Opportunity



Edelweiss Financial Services Limited has announced a public issue of Secured Redeemable Non-Convertible Debentures (NCDs) worth Rs 2,500 million, offering an effective yield of up to 10.46% per annum. With credit ratings from CRISIL A+/Stable and ICRA A+, these NCDs provide a safe investment avenue.

Issue Details and Tenures

The NCDs offer ten series with fixed coupons and tenure options of 24, 36, 60, and 120 months, presenting diverse interest payment frequencies. The effective annual yield for these NCDs ranges from 8.94% to 10.46% per annum, catering to different investment preferences.

Offering Timeline and Utilization of Funds

Scheduled to open on January 9, 2024, and close on January 22, 2024, at least 75% of the raised funds will be directed towards repaying/prepaying existing borrowings, ensuring financial stability. The remainder will support general corporate purposes, aligning with SEBI NCS Regulations.

Investor Incentives and Ratings

Investors holding debentures/bonds from the company or related entities may enjoy an additional incentive of up to 0.20% p.a. These NCDs carry ratings of CRISIL A+/Stable and ICRA A+, indicating stability despite negative implications.

Lead Managers and Listing

Trust Investment Advisors Private Limited and Nuvama Wealth Management Limited are the lead managers for this NCD issue, aiming to list the NCDs on BSE Limited. This listing will provide liquidity and ease of trading for investors.

About Edelweiss Financial Services Limited

Edelweiss Financial Services Limited, established in 1995, operates in investment banking and holds a prominent position in the financial sector. Starting as an investment banking firm, it later expanded its operations, reflecting strong credentials in financial services.

Edelweiss Financial Services Limited has unveiled a lucrative investment opportunity through its NCD issue, promising secured returns and prudent utilization of funds. As the issue opens for subscription, it’s an opportune moment for investors seeking stable yet high-yield investment avenues. With a diversified range of tenure options and regular interest payments, this offering aligns with different investor preferences. The company’s extensive experience in the financial sector adds credibility to this investment opportunity, promising reliable returns.

Key Takeaways

  • Lucrative Investment Avenue
  • Secured, High-Yield Returns
  • Diverse Tenure Options
  • Prudent Utilization of Funds

This blog introduces an investment opportunity provided by Edelweiss Financial Services Limited, shedding light on its NCD issue’s specifics and the company’s background. With its high yield and secure nature, this offering presents a compelling choice for investors seeking stable returns. Learn more about financial goal planning.

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Profit Making Idea

Allcargo Terminals Hits 20% Upper Circuit: Stock Analysis



Allcargo Terminals Limited has recently hit the headlines with its stock price soaring to a 20% upper circuit. This remarkable surge raises an intriguing question: can we expect this rally to continue? Let’s dive into the company’s recent performance and sector trends to uncover insights. The upper circuit today was followed by a trendline breakout, shared by a user on twitter a few days ago.

The Catalyst Behind the Surge

Allcargo Terminals’ stock hitting the upper circuit is not just a random spike; it’s backed by solid performance and strategic moves. The company’s recent financial results for Q2FY24 show a robust 13% year-on-year increase in Container Freight Station (CFS) volumes, outpacing industry growth. But what does this mean for the stock’s future trajectory?

Analyzing Q2FY24 Performance

In Q2FY24, Allcargo Terminals demonstrated strong sequential improvement. The company not only witnessed a 6% quarter-on-quarter increase in CFS volumes but also reported revenue growth of 3% and a notable 12% increase in EBITDA. These figures indicate a positive momentum, which could be a key factor in driving the stock’s rally.

Digital Initiatives and Customer Experience

A significant aspect of Allcargo Terminals’ strategy is its focus on digital initiatives aimed at enhancing customer experience. This progressive approach is gaining traction, potentially contributing to the ongoing volume momentum. Such forward-thinking strategies are crucial in determining whether the rally has the legs to continue.

all cargo terminal analysis

Leadership and Financial Health

The induction of Mr. Pritam Vartak as CFO marks a strategic strengthening of the leadership team, potentially boosting investor confidence. Furthermore, the company’s robust balance sheet and net debt-free status provide a solid foundation for sustainable growth, which could be pivotal in maintaining the rally.

Allcargo Terminals in the Wider Logistics Sector

Allcargo Terminals, with its extensive network and digital prowess, is well-positioned in the logistics sector. As the industry navigates through a period of transformation, ATL’s innovative approach and strategic expansions could play a crucial role in sustaining its market rally.

The Road Ahead: Predicting the Rally’s Course

While Allcargo Terminals’ recent performance is impressive, predicting the stock market is always a complex endeavor. Factors such as broader market trends, economic conditions, and company-specific developments will influence the stock’s trajectory.

In conclusion, Allcargo Terminals Limited’s recent upper circuit hit reflects its strong performance and strategic initiatives. While the current indicators are positive, the sustainability of the rally will depend on continued performance excellence and favorable market conditions. What’s your take on Allcargo Terminals’ future in the stock market? Let’s engage in a discussion about the exciting possibilities ahead for this dynamic company! 🚀💹📈

We like Adani ports as well in the shipment and cargo field. Keep following us for more such technical analysis.

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